Nworld

Singapore travel tips

2010-03-25T06:20:00.000-07:00

Singapore is an amazing city with British background that is now a fascinating mix of cultures, including Chinese, Indian, Japanese, Arab, European and Malay. It is divided into areas by different cultures such as Chinatown, Arab Street and Serangood Road (Indian).

Airport Information
Name of airport: Changi
Distance to town: 20 km
Airport tax: Included in the plane ticket price.
Transportation between airport and city:
Bus
fare: ~SGD 5.00
Taxi
fare: ~SGD 20.00
Flying hours from Hong Kong on direct flights
3 1/2 hours
Visa
Not required for HK Passport holders and HKCI holders for a stay less than 1 month.
Click here for more details
Customs allowance
Tobacco: NO cigarettes, cigars and tobacco are allowed unless for personal consumption.
Liquor: 1 litre liquor and wine
Click here for more details
Currency
Singapore dollar
Approximately S$1 = HKD5.573 = USD0.7108
Click here for restrictions
Time Zone
GMT: + 8
Difference from Hong Kong: + 0
Accommodation
Please click here
Getting Around
Ferry to Bintan Island, Indonesia
Ferry to Tioman Island, Malaysia

Transportation
Bus
Car-rental service
Cruise ships
Ferries
Taxi
Train
Trishaws
Subway
Cable car
Tourist Attraction
Jurong Bird Park - the world's largest aviary, which houses over 7,000 exotic birds of more than 600 species. Mostly Asia and African birds are flying freely around you in a tropical rainforest environment.
Botanic Gardens - the rare beauty of the national flower can be found in the orchid enclosure
Japanese & Chinese (Yu Hwa Yuan) Gardens
Zoological Gardens - 28-hectare nature park
Mount Faber
Wartime Changi Chambers
SRI Marimman - Oldest Hindu
Asia's Largest Oceanarium Temp
Fort Canning Aquarium - This central aquarium, formerly the Van Kleef aquarium, shows 500 marine species.... from pelagic fish to corals.
Haw Par Villa
Empress Place Museum
National Museum
Thiam Hock Keng - one of 's oldest temple
Chinatown - See strange merchandise, herb shops, temples, colourful processions, unusual handicrafts.
Little India
Muslim Quarter
Night Safari
Tang Dynasty City - Walk through streets where traders and entertainers help bring alive the atmosphere of Chang'An, the Chinese capital during the Tang Dynasty (AD618 - 907)
Sentosa
- Prioneers of Singapore & Surrender Chambers (wax museum)
- Butterfly Park
- Insect Kingdom Museum
- Asian Village - offers six contrasting cultural villages
- Rare Stone Museum
- Underwater World Singapore
- Fort Siloso
Shopping Guide
Bras Basah Road
- Little India
- Marina Square
- China Town
- Holland Village
Orchard Road
- Delfi Orchard
- Far East Plaza
- Liat Towers
- Lucky Plaza
Riverside
- Liang Court
Shenton Way
- Clifford Centre and the Arcade
- OUB Shopping Centre
Travel Tips
Buy the Singapore Trolley
The Singapore Trolley is Singapore's newest link between the central tourist attractions, with 22 stops from the Botanic Gardens, down Orchard Road, to Chinatown. Buy the all-day unlimited-journeys ticket at S$9 from tour desk counters at major hotels, or on the trolley itself, where point-to-point fare of S$3 is also available.
Electricity
220/240 volts, 50 cycles AC
Emergency and Useful Tel. No.
S.O.S. Worldwide Alarm Centres: Please click here
Emergency calls for Police: dial 999
Language
Official Languages: Malay, Mandarin, Tamil, English
Language of Business and Administration: English
Tax
Government tax
- 7%
Goods and Services tax
- 7%
Weather
Jan - Mar: average temp. 27 C, average rainfall 206mm
Apr - Jun: average temp. 24 C, average rainfall 178mm
Jul - Sep: average temp. 28 C, average rainfall 173mm
Oct - Dec: average temp 26 C, average rainfall 240mm

thoughts..

2009-10-22T03:33:00.000-07:00

Jeevan me kamyab hone ke liye 3 factory lagao!!!!
1) Dimag me Ice factory.
2) Zuban par Sugar factory.
3) Dil me Love factory.
Phir life hogi satisfactory. .
------
Ek din Sagar ne Nadi se puchha:
Kab tak milti rahogi mujh khare pani se ???
Nadi ne haskar kaha :
Jab tak tujh me mithas na aa jaye tab tak !!!
Thats "RELATIONSHIP" .
-------
1 tree makes 1 Lakh matchsticks.
But 1 matchstick can burn 1 Lakh trees.
Similarly 1 negative thought or doubt can burn thousands of dreams....
Be Positive Always !!!
--------
Chehre ki hasi se har gam chhupao ,
Bahut kuchh bolo par kuchh na batao....
Khud na rutho kabhi , par sabko manao
Ye Raz hai Zindagi ka , Bas Jite chale jao
-------
Wah Prabhu kya teri leela hai :
Chuha Billi se darta hai ,
Billi Kutte se darti hai ,
Kutta Aadmi se darta hai ,
Aadmi Biwi se darta hai ,
Aur Biwi Chuhhe se darti hai !
-------
And finally , with thanks to all our email sending friends

Ek Dost ne Mujh se puchha ,
Tum sabko email bhejte ho - tumhe kya milta hai ?
Maine hans kar kaha , Dena Lena to Vyaapar hai ,
Jo dekar kuchh na mange, Wo hi to Sachcha PYAR hai.

EATING FRUIT...

2009-10-22T03:28:00.000-07:00

It's long but very informative

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We all think eating fruits means just buying fruits, cutting it and just popping it into our mouths. It's not as easy as you think. It's important to know how and when to eat.

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What is the correct way of eating fruits?

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IT MEANS NOT EATING FRUITS AFTER YOUR MEALS! * FRUITS SHOULD BE EATEN ON AN EMPTY STOMACH.

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If you eat fruit like that, it will play a major role to detoxify your system, supplying you with a great deal of energy for weight loss and other life activities.

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FRUIT IS THE MOST IMPORTANT FOOD. Let's say you eat two slices of bread and then a slice of fruit. The slice of fruit is ready to go straight through the stomach into the intestines, but it is prevented from doing so.

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In the meantime the whole meal rots and ferments and turns to acid. The minute the fruit comes into contact with the food in the stomach and digestive juices, the entire mass of food begins to spoil....

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So please eat your fruits on an empty stomach or before your meals! You have heard people complaining - every time I eat watermelon I burp, when I eat durian my stomach bloats up, when I eat a banana I feel like running to the toilet etc - actually all this will not arise if you eat the fruit on an empty stomach. The fruit mixes with the putrefying other food and produces gas and hence you will bloat!

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Graying hair, balding, nervous outburst, and dark circles under the eyes all these will NOT happen if you take fruits on an empty stomach.

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There is no such thing as some fruits, like orange and lemon are acidic, because all fruits become alkaline in our body, according to Dr. Herbert Shelton who did research on this matter. If you have mastered the correct way of eating fruits, you have the Secret of beauty, longevity, health, energy, happiness and normal weight.

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When you need to drink fruit juice - drink only fresh fruit juice, NOT from the cans.. Don't even drink juice that has been heated up. Don't eat cooked fruits because you don't get the nutrients at all. You only get to taste. Cooking destroys all the vitamins.

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But eating a whole fruit is better than drinking the juice. If you should drink the juice, drink it mouthful by mouthful slowly, because you must let it mix with your saliva before swallowing it. You can go on a 3-day fruit fast to cleanse your body. Just eat fruits and drink fruit juice throughout the 3 days and you will be surprised when your friends tell you how radiant you look!

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KIWI: Tiny but mighty. This is a good source of potassium, magnesium, vitamin E & fiber. Its vitamin C content is twice that of an orange.

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APPLE: An apple a day keeps the doctor away? Although an apple has a low vitamin C content, it has antioxidants & flavonoids which enhances the activity of vitamin C thereby helping to lower the risks of colon cancer, heart attack & stroke.

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STRAWBERRY: Protective Fruit. Strawberries have the highest total antioxidant power among major fruits & protect the body from cancer-causing, blood vessel-clogging free radicals.

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ORANGE : Sweetest medicine. Taking 2-4 oranges a day may help keep colds away, lower cholesterol, prevent & dissolve kidney stones as well as lessens the risk of colon cancer.

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WATERMELON: Coolest thirst quencher.. Composed of 92% water, it is also packed with a giant dose of glutathione, which helps boost our immune system. They are also a key source of lycopene - the cancer fighting oxidant. Other nutrients found in watermelon are vitamin C & Potassium.

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GUAVA & PAPAYA: Top awards for vitamin C. They are the clear winners for their high vitamin C content. Guava is also rich in fiber, which helps prevent constipation. Papaya is rich in carotene; this is good for your eyes.

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Drinking Cold water after a meal = Cancer! Can u believe this?? For those who like to drink cold water, this article is applicable to you. It is nice to have a cup of cold drink after a meal. However, the cold water will solidify the oily stuff that you have just consumed. It will slow down the digestion. Once this 'sludge' reacts with the acid, it will break down and be absorbed by the intestine faster than the solid food. It will line the intestine. Very soon, this will turn into fats and lead to cancer. It is best to drink hot soup or warm water after a meal.

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A serious note about heart attacks HEART ATTACK PROCEDURE': (THIS IS NOT A JOKE!) Women should know that not every heart attack symptom is going to be the left arm hurting.. Be aware of intense pain in the jaw line.. You may never have the first chest pain during the course of a heart attack . Nausea and intense sweating are also common symptoms.. Sixty percent of people who have a heart attack while they are asleep do not wake up. Pain in the jaw can wake you from a sound sleep. Let's be careful and be aware. The more we know the better chance we could survive.....

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A cardiologist says if everyone who gets this mail sends it to 10 people, you can be sure that we'll save at least one life.

Read this.....It could save your life!!

Monsoon Health Guide

2009-07-01T03:54:00.000-07:00

Monsoon brings with it the much-awaited relief from the long spell of sultry, scorching summer. However the cooling showers bring with them an increased susceptibility to a lot of diseases that are peculiar to the monsoon. It is time we get our safeguards ready and gear ourselves up to face monsoon in its full glory.

Diseases that are spread during monsoon are basically water borne and gastrointestinal infections. Typhoid, Diarrhea and Jaundice are also common. Accumulation of water on the roads promotes the growth of the mosquitoes causing malaria and dengue. Eye flu and infections of the foot are also observed in this season. Also diseases like dryness, spasmodic pain, high blood pressure, gas formation and gastric disturbances occur frequently. Also one comes across cases of viral attacks (not of the NET variety) and coughs and colds.

Following are a few safeguards that one must follow in order to keep all diseases and infections at bay:

During monsoon intestinal functions along with the digestive system become weak, and thus make the body highly susceptible to any kind of infection. Therefore always eat light food and avoid as far as possible too much of spicy and fried foods.

Maximum infections during this season are water borne and hence do not drink water, which is not properly boiled and stored. Drinking water should be boiled and properly filtered. It is best advice to drink warm water with the meals for easy digestion.

Avoid consuming food that is exposed to the surroundings for quiet a long time since food that is exposed for a long time are contaminated by the germs, which if enter the body, may cause various infections. Flies that are the most common carriers of germs mostly cause contamination. Therefore remember to cook the vegetables well and steam them properly to kill the germ content in them, if any.

Diabetic patients need to take extra care of their feet during the monsoon season. These patients should take specific care, as not to walk barefoot since the soil on which they walk is a reservoir of all types of germs.

Asthmatic patients also need to take special care during monsoon and they should ensure that there is no accumulation and seepage of water from the vicinity of their residence since that will cause severe health problems. They should also ensure that a fungus does not grow in the wooden furniture and in other articles like shoes and leather bags.

Prohibit mosquito breeding since they are also carriers of deadly germs. Do not let water accumulate in your surroundings. Put a few drops of Kerosene or phenyl in stagnant water to check the undesired mosquito breeding. Mosquito nets should be used wherever possible.

Apart from naturally occurring diseases described above, electrical injuries due to leakage of current, water dripping on to live electrical wiring, electrocution is also common. It would be wise to give a thorough check-up to the wirings, switches, plugs and positioning of wires around the house. Furthermore, do not forget the electrical appliances. In case they have any faults, attend to them at the earliest. A stitch in time saves nine. Never handle electricity barefoot or with wet clothes and shoes. You could get a nasty shock.

Also take care of your children who love to splash through waterlogged streets, this could be dangerous. Water logging conceals a lot of rubbish spilling over from dustbins, drains and manholes. It often contains glass pieces, stone chips, slivers of wood and other substances. These can inflict serious injuries on tender bare feet. Furthermore there is always an open manhole lurking somewhere to gobble up an unwary child.

Thus a little effort on your part coupled with care and caution can really help you enjoy this monsoon to its fullest. Be extra alert and observe these safety guidelines. Wish you a safe monsoon.

Career Options

2009-06-11T23:23:00.000-07:00

Career Options

Career Option : Publishing & Printing

If you are a bookworm and always enjoyed reading books, then surely a career in publishing is most apt for you. Here you will not only enjoy reading a plethora of books but you will also get the chance to bring out books, the way you always thought them to be. Under this job profile; [...]

Career Options : Forensic science and Criminology

Forensic science deals with silent evidences. A forensic scientist makes evidences start talking. This Science, however, is prevailing since long in the history of criminal justice system, but nowadays it has gained more importance due to new form of crimes. Forensic science is the application of scientific principles to criminals and civil laws within a [...]

CAREER OPPORTUNITIES IN BPO SECTOR

Business Process Outsourcing (BPO) can be defined as the transfer of an organization’s non-core but critical business functions to an external vendor who uses an information technology (IT) based service delivery. Since delivery is it based, BPO is also referred to as it enabled services (ITES).
Though outsourcing of operations in the field of it has [...]

Career Options : Library and Information Science

The modern society is passing through the phase of information explosion. Information is available in print media such as books, periodicals, newspapers, maps etc. as well as in non-print media such as Compact Disks, phonograph records, films tapes, microforms etc. Management of various types of information is a challenge and a highly scientific task. It [...]

Alternative MBA Careers

2009 is a very volatile year in the world of finance and real estate. Many MBA students and recent grads originally went to their Masters of Business Administration Programs with the goal of working in some of the traditional high paying finance jobs such as investment banking, trading, consulting and management. But with the economic [...]

Courses in Travel and Tourism

Travel and Tourism is a vast industry spanning across the globe. It provides employment to millions of people worldwide and is the major foreign exchange spinner for countries. In India too, the travel and tourism industry is a major one and is fast picking up now with India being promoted as a leisure travel destination [...]

List of Chartered Accountancy Training Colleges in India

Chartered Accountancy(CA) is the ultimate goal almost every commerce student and rightly so as CA is one of highly paid jobs in the nation. The job of CA includes financial reporting, auditing, taxation and accountancy. Overall the aim of a CA is providing professional advice so as to increase the profits of the organization. For [...]

Become a pilot in New Zealand

Pilot Training

You simply will not find a more spectacular place to learn to fly than New Zealand’s South Island. Between the sweeping majestic Southern Alps and the coast you will experience every kind of terrain. And it is all breathtakingly beautiful!
Here in New Zealand it is possible to complete a commercial pilot’s licence and a [...]

Career Option : Microbiology

Introduction
Microbiology is the study of microorganisms (an organism which can be only seen by microscope), which are unicellular or cell-cluster microscopic organisms. Microbiology is a broad term which includes many branches like Bacteriology, Virology, Mycology, Parasitology and others. A person who specializes in the area of Microbiology is called as Microbiologist. Although much progress has [...]

Career Option : Medical Lab Technology(MLT)

Introduction
Medical Laboratory Technology (MLT) also known as clinical laboratory science is an allied health profession which is concerned with the diagnosis, treatment and prevention of disease through the use of clinical laboratory tests. These tests help doctors to detect, diagnose and treat diseases. A Medical Laboratory Technologist conducts these tests by analyzing body fluids, tissues, [...]

How To Make An Herbal Lotion

2009-05-02T03:03:00.000-07:00

Crush 1 oz. leaves from the herb or herbs that you picked, or bruise 1 oz. flowers. Add 1 cup of water and mix.

Pour the mixture into a ceramic pot.

Add an additional cup of water and cover.

Bring the mixture to a boil, then lower the heat and let it simmer for 3 minutes. Remove and let it cool.

Now you have to strain the flowers and the leaves.

Store the herb water in the refigerator for 2 hours.

After 2 hours, melt 1 oz. cocoa butter in a double boiler and slowly add 3 oz. fruit oil or vegetable oil and combine thoroughly. Remove from heat and whisk in 2 oz. of the prepared herb water.

Applesauce Face Mask

2009-05-02T03:02:00.000-07:00

This is especially good for oily skin.
1 apple, quartered

1 tsp. lemon juice

1 tsp. dried herb (parsley, sage, rosemary, peppermint, spearmint, lavender, chamomile, calendula, or other herb of your choice)

Cook the apple in water until it can be mashed. Mush the pulp and strain, discarding the solids. Add the lemon juice and herb and mix well. Apply to the face as a mask. Leave on for 5 minutes, then rinse with warm water and apply a moisturizer.

Sunburn

2009-05-02T03:01:00.001-07:00

You dozed off poolside, and now your skin is the color of a

lobster. Although experts are unsure why, an oatmeal bath can help soothe skin and reduce inflammation. Fill your tub with tepid water, then grind a cup of dry instant oatmeal in a blender or food processor and scatter it in the water. (Finely ground oatmeal will seep into your skin more effectively.)

Oily And Dry Skin

2009-05-02T02:57:00.000-07:00

Mask for Sensitive Skin1
Tablespoon of Rose Clay

1-2 teaspoons of Avocado Oil

1 drop of Rose Oil

1 drop of Roman Chamomile Oil

Use water, if necessary, to make a paste. Use a little more clay if too runny.

Alder buckthorn (Frangula alnus), available from

herbalists as a tincture or in syrup, can be used to

make a lotion for dry skin. Steep 100 grams of the twig bark in 1 liter of boiling water. Allow it to cool, then apply as a lotion or compress.
An emollient is any substance that softens or soothes.

One of the best emollients in the world is aloe, which

does an excellent job of softening the skin. And its

completely water soluble.
Chaparral is a desert bush whose leaves contain

antitoxidant nuterients good for your skin, vitamins A,

C, and E. To make chaparral tea, add a tsp of tincture

of chaparral or a handful of fresh leaves to a quart of

warm water. Simmer for 15 minutes, then strain and

allow to cool. Drink the tea or apply it to the skin

using a cotton ball. (Because the leaves are resinous

and sticky, you may prefer to use the tincture in this

recipe.).
Clean your face with water, as hot as

you can stand, to encourage circulation.
Following an herbal bath, women in the Far East like to rub scented vegetable oils (sesame oil, for example) into their skin. The oil softens the skin by preventing perspiration or other moisture from washing away the natural oils.
For rough skin, take a bath in comfrey, reputed to be

rejuvinzating to the skin. For chapped hands, use a

salve salve of comfrey or mix an infusion of comfrey

with some glycerin or rose water.
In both Europe and the United States, massaging your

face with fresh cucumber slices is a popular beauty

treatment. Cucumbers have a cooling effect on the skin and eyelids.
Roman ladies took pride in their skin and worked hard to Keep it clear and supple. To this end, they applied an ointment prepared from pulped apple, cloves, and lanolin (derived from sheep's wool) regularly.
Seaweed, rich in iodine, is common in the Scottish diet. While kelp is the most common type of seaweed, there are more than 400 varieties in the world, most of which work just as well to maintain skin tone. The iodine in kelp nourishes the thyroid gland and ensures normal body metabolism and good blood circulation.
St. John's wort oil is extremely effective for treating

dry skin. It works well for problems caused by chapping in cold weather, or exposure to harsh detergents and solvents.
The Chinese improve the complexion with a sweet treat. They boil fresh cherries until very soft, remove the seeds, add sugar, and boil to make a jelly. Take a

spoonful twice a day.
The deserts of the United States and Mexico bring us a plant that yields the best all round natural oik for

nourishing the skin. Jojoba oil, widely used by Native

Americans, has very good anti inflammatory properties, making it an effective treatment for skin irritations. Vitamin E and other vitamins and minerals in jojoba oil make skin silky and soft.
The ordinary potato is believed by many to relieve dry

skin. Slices of raw potato placed on the eyelids are

said to reduce wrinkling. And boiled potatoes mashes to a creamy texture with a little milk can be mixed with a few drops of glycerin and rose water. Apply this mixture to soften and whiten hands and skin. Potatoes are excellent sources of minerals, which are good for the skin.
The women of the Crimea drink koumis (fermented mare's milk) to preserve their useful complexions. Milk is used as a popular skin treatment in other parts of the world as well. Scandinavian women, for example, drink tette, a mixture of boiled milk and the leaves of the tette plant (native to Scandinavian meadows) to help keep their skin from aging. Other milk products that make especially effective skin treatments include yogurt and buttermilk. Buttermilk baths have been popular in American rural communities since the days of the Western frontier. Skin pH is the natural acid balance that protects skin from germs and chemical toxins.
To help soothe an especially dry complexion, dip a

washcloth in buttermilk and pat on your face. Allow the buttermilk to air dry. Then rinse.
Turmeric, a brilliant yellow spice used as a clothing

dye, is a popular Indonesian cosmedic. The root is

steeped in oil and water and then rubbed on the cheeks to add a golden glow.
Use an oatmeal scrub to remove layers of dead skin.

Grind oatmeal into a powder, and then wet your face with hot water. Scrub gently with the ground oatmeal, and then rinse with hot water. Repeat as necessary.
Women of the Sulawesi tribe of Indonesia make a natural and effective face mask from the pulp of mango fruits. The pulp is massaged into the face and left to dry. Once dry, it is rinsed off, leaving the facial pores unclogged and the skin tight. (note that the active ingredient in this preparation is papain, which is also the active ingredient in commercial meat tenderizer.)
Young British girls keep their skin smooth with a lotion made from a mixture of goat's milk and violets. Milk maintains the correct pH, and violets contain mucilage, whicj moisturizes the skin.
To help dry out an especially oily complexion, dip a

washcloth in yogurt and pat it on your face. Allow

the yogurt to air dry. Then rinse.

Toll Free Numbers in India

2009-03-17T03:32:00.000-07:00

Airlines
Indian Airlines - 1800 180 1407
Jet Airways - 1800 22 5522
Spice Jet - 1800 180 3333
Air India -- 1800 22 7722
Kingfisher - 1800 180 0101

Banks

BANK OF MAHARASHTRA 1800222340 & 1800220888
ABN AMRO - 1800 11 2224
Canara Bank - 1800 44 6000
Citibank - 1800 44 2265
Corporatin Bank - 1800 443 555
Development Credit Bank - 1800 22 5769
HDFC Bank - 1800 227 227
ICICI Bank - 1800 333 499
ICICI Bank NRI - 1800 22 4848
IDBI Bank - 1800 11 6999
Indian Bank - 1800 425 1400
ING Vysya - 1800 44 9900
Kotak Mahindra Bank - 1800 22 6022
Lord Krishna Bank - 1800 11 2300
Punjab National Bank - 1800 122 222
State Bank of India - 1800 44 1955
Syndicate Bank - 1800 44 6655

Automobiles
Mahindra Scorpio - 1800 22 6006
Maruti - 1800 111 515
Tata Motors - 1800 22 5552
Windshield Experts - 1800 11 3636

Computers/IT
Adrenalin - 1800 444 445
AMD - 1800 425 6664
Apple Computers - 1800 444 683
Canon - 1800 333 366
Cisco Systems - 1800 221 777
Compaq - HP - 1800 444 999
Data One Broadband - 1800 424 1800
Dell - 1800 444 026
Epson - 1800 44 0011
eSys - 3970 0011
Genesis Tally Academy - 1800 444 888
HCL - 1800 180 8080
IBM - 1800 443 333
Lexmark - 1800 22 4477
Marshal's Point - 1800 33 4488
Microsoft - 1800 111 100
Microsoft Virus Update - 1901 333 334
Seagate - 1800 180 1104
Symantec - 1800 44 5533
TVS Electronics - 1800 444 566
WeP Peripherals - 1800 44 6446
Wipro - 1800 333 312
xerox - 1800 180 1225
Zenith - 1800 222 004

Indian Railway General Enquiry 131
Indian Railway Central Enquiry 131
Indian Railway Reservation 131
Indian Railway Railway Reservation Enquiry 1345,1335,1330
Indian Railway Centralized Railway Enquiry 1330/1/2/3/4/ 5/6/7/8/9

Couriers/Packers & Movers
ABT Courier - 1800 44 8585
AFL Wizz - 1800 22 9696
Agarwal Packers & Movers - 1800 11 4321
Associated Packers P Ltd - 1800 21 4560
DHL - 1800 111 345
FedEx - 1800 22 6161
Goel Packers & Movers - 1800 11 3456
UPS - 1800 22 7171

Home Appliances
Aiwa/Sony - 1800 11 1188
Anchor Switches - 1800 22 7979
Blue Star - 1800 22 2200
Bose Audio - 1800 11 2673
Bru Coffee Vending Machines - 1800 44 7171
Daikin Air Conditioners - 1800 444 222
DishTV - 1800 12 3474
Faber Chimneys - 1800 21 4595
Godrej - 1800 22 5511
Grundfos Pumps - 1800 33 4555
LG - 1901 180 9999
Philips - 1800 22 4422
Samsung - 1800 113 444
Sanyo - 1800 11 0101
Voltas - 1800 33 4546
WorldSpace Satellite Radio - 1800 44 5432

Investments/ Finance
CAMS - 1800 44 2267
Chola Mutual Fund - 1800 22 2300
Easy IPO's - 3030 5757
Fidelity Investments - 1800 180 8000
Franklin Templeton Fund - 1800 425 4255
J M Morgan Stanley - 1800 22 0004
Kotak Mutual Fund - 1800 222 626
LIC Housing Finance - 1800 44 0005
SBI Mutual Fund - 1800 22 3040
Sharekhan - 1800 22 7500
Tata Mutual Fund - 1800 22 0101

Travel
Club Mahindra Holidays - 1800 33 4539
Cox & Kings - 1800 22 1235
God TV Tours - 1800 442 777
Kerala Tourism - 1800 444 747
Kumarakom Lake Resort - 1800 44 5030
Raj Travels & Tours - 1800 22 9900
Sita Tours - 1800 111 911
SOTC Tours - 1800 22 3344
Healthcare
Best on Health - 1800 11 8899
Dr Batras - 1800 11 6767
GlaxoSmithKline - 1800 22 8797
Johnson & Johnson - 1800 22 8111
Kaya Skin Clinic - 1800 22 5292
LifeCell - 1800 44 5323
Manmar Technologies - 1800 33 4420
Pfizer - 1800 442 442
Roche Accu-Chek - 1800 11 45 46
Rudraksha - 1800 21 4708
Varilux Lenses - 1800 44 8383
VLCC - 1800 33 1262

Insurance
AMP Sanmar - 1800 44 2200
Aviva - 1800 33 2244
Bajaj Allianz - 1800 22 5858
Chola MS General Insurance - 1800 44 5544
HDFC Standard Life - 1800 227 227
LIC - 1800 33 4433
Max New York Life - 1800 33 5577
Royal Sundaram - 1800 33 8899
SBI Life Insurance - 1800 22 9090

Hotel Reservations
GRT Grand - 1800 44 5500
InterContinental Hotels Group - 1800 111 000
Marriott - 1800 22 0044
Sarovar Park Plaza - 1800 111 222
Taj Holidays - 1800 111 825

Teleshoppin
Asian Sky Shop - 1800 22 1800
Jaipan Teleshoppe - 1800 11 5225
Tele Brands - 1800 11 8000
VMI Teleshopping - 1800 447 777
WWS Teleshopping - 1800 220 777

Others
Domino's Pizza - 1800 111 123

Cell Phones
BenQ - 1800 22 08 08
Bird CellPhones - 1800 11 7700
Motorola MotoAssist - 1800 11 1211
Nokia - 3030 3838
Sony Ericsson - 3901 1111

Tips to earn in life..

2009-03-17T03:30:00.000-07:00

Fruits and vegetables can save you..

2009-03-06T02:33:00.000-08:00

apples
Protects your heart
prevents constipation
Blocks diarrhea
Improves lung capacity
Cushions joints

apricots
Combats cancer
Controls blood pressure
Saves your eyesight
Shields against Alzheimer's
Slows aging process

artichokes
Aids digestion
Lowers cholesterol
Protects your heart
Stabilizes blood sugar
Guards against liver disease

avocados
Battles diabetes
Lowers cholesterol
Helps stops strokes
Controls blood pressure
Smoothes skin

bananas
Protects your heart
Quiets a cough
Strengthens bones
Controls blood pressure
Blocks diarrhea

beans
Prevents constipation
Helps hemorrhoids
Lowers cholesterol
Combats cancer
Stabilizes blood sugar

beets
Controls blood pressure
Combats cancer
Strengthens bones
Protects your heart
Aids weight loss

blueberries
Combats cancer
Protects your heart
Stabilizes blood sugar
Boosts memory
Prevents constipation

broccoli
Strengthens bones
Saves eyesight
Combats cancer
Protects your heart
Controls blood pressure

cabbage
Combats cancer
Prevents constipation
Promotes weight loss
Protects your heart
Helps hemorrhoids

cantaloupe
Saves eyesight
Controls blood pressure
Lowers cholesterol
Combats cancer
Supports immune system

carrots
Saves eyesight
Protects your heart
Prevents constipation
Combats cancer
Promotes weight loss

cauliflower
Protects against Prostate Cancer
Combats Breast Cancer
Strengthens bones
Banishes bruises
Guards against heart disease

cherries
Protects your heart
Combats Cancer
Ends insomnia
Slows aging process
Shields against Alzheimer's

chestnuts
Promotes weight loss
Protects your heart
Lowers cholesterol
Combats Cancer
Controls blood pressure

chili peppers
Aids digestion
Soothes sore throat
Clears sinuses
Combats Cancer
Boosts immune system

figs
Promotes weight loss
Helps stops strokes
Lowers cholesterol
Combats Cancer
Controls blood pressure

fish
Protects your heart
Boosts memory
Protects your heart
Combats Cancer
Supports immune system

flax
Aids digestion
Battles diabetes
Protects your heart
Improves mental health
Boosts immune system

garlic
Lowers cholesterol
Controls blood pressure
Combats cancer
kills bacteria
Fights fungus

grapefruit
Protects against heart attacks
Promotes Weight loss
Helps stops strokes
Combats Prostate Cancer
Lowers cholesterol

grapes
saves eyesight
Conquers kidney stones
Combats cancer
Enhances blood flow
Protects your heart

green tea
Combats cancer
Protects your heart
Helps stops strokes
Promotes Weight loss
Kills bacteria

honey
Heals wounds
Aids digestion
Guards against ulcers
Increases energy
Fights allergies

lemons
Combats cancer
Protects your heart
Controls blood pressure
Smoothes skin
Stops scurvy

limes
Combats cancer
Protects your heart
Controls blood pressure
Smoothes skin
Stops scurvy

mangoes
Combats cancer
Boosts memory
Regulates thyroid
aids digestion
Shields against Alzheimer's

mushrooms
Controls blood pressure
Lowers cholesterol
Kills bacteria
Combats cancer
Strengthens bones

oats
Lowers cholesterol
Combats cancer
Battles diabetes
prevents constipation
Smoothes skin

olive oil
Protects your heart
Promotes Weight loss
Combats cancer
Battles diabetes
Smoothes skin

onions
Reduce risk of heart attack
Combats cancer
Kills bacteria

Please read this article by giving 10 minutes from your busy life. Really good.... ** *

2009-02-06T03:08:00.001-08:00

*
* Dr. A. P. J. Abdul Kalam 's Speech in Hyderabad . *

Why is the media here so negative?

Why are we in India so embarrassed to recognize our own strengths, our
achievements? We are such a great nation. We have so many amazing success
stories but we refuse to acknowledge them. Why?

We are the first in milk production .
We are number one in Remote sensing satellites.
We are the second largest producer of wheat.
We are the second largest producer of rice.
Look at Dr. Sudarshan , he has transferred the tribal village into a
self-sustaining, self-driving unit. There are millions of such achievements
but our media is only obsessed in the bad news and failures and disasters. I
was in Tel Aviv once and I was reading the Israeli newspaper. It was the
day after a lot of attacks and bombardments and deaths had taken place. The
Hamas had struck. But the front page of the newspaper had the picture of a
Jewish gentleman who in five years had transformed his desert into an orchid
and a granary. It was this inspiring picture that everyone woke up to. The
gory details of killings, bombardments, deaths, were inside in the
newspaper, buried among other news.

In India we only read about death, sickness, terrorism, crime. Why are we so
NEGATIVE? Another question: Why are we, as a nation so obsessed with foreign
things? We want foreign T. Vs, we want foreign shirts. We want f oreign
technology.

Why this obsession with everything imported. Do we not realize that
self-respect comes with self-reliance? I was in Hyderabad giving this
lecture, when a 14 year old girl asked me for my autograph. I asked her what her goal
in life is. She replied: I want to live in a developed India . For her, you and I will have to build this developed India . You must proclaim. India is not an under-developed nation; it is a highly developed nation. Do you have 10 minutes? Allow me to come back with a vengeance.

Got 10 minutes for your country? If yes, then read; otherwise, choice is yours.
YOU say that our government is inefficient.
YOU say that our laws are too old.
YOU say that the municipality does not pick up the garbage.
YOU say that the phones don't work, the railways are a joke,
The airline is the worst in the world, mails never reach their destination.
YOU say that our country has been fed to the dogs and is the absolute pits.

YOU say, say and say. What do YOU do about it?
Take a person on his way to Singapore .. Give him a name - YOURS. Give him a
face - YOURS. YOU walk out of the airport and you are at your International
best. In Singapore you don't throw cigarette butts on the roads or eat in
the stores. YOU are as proud of their Underground links as they are. You pay
$5 (approx. Rs. 60) to drive through Orchard Road (equivalent of Mahim
Causeway or Pedder Road) between 5 PM and 8 PM. YOU come back to the parking
lot to punch your parking ticket if you have over stayed in a restaurant or
a shopping mall irrespective of your status identity... In Singapore you
don't say anything, DO YOU? YOU wouldn't dare to eat in public during
Ramadan, in Dubai .. YOU would not dare to go out without your head covered
in Jeddah . YOU would not dare to buy an employee of the telephone exchange
in London at 10 pounds ( Rs.650) a month to, 'see to it that my STD and ISD
calls are billed to someone else.'YOU would not dare to speed beyond 55 mph
(88 km/h) in Washington and then tell the traffic cop,
'Jaanta hai main kaun hoon (Do you know who I am?). I am so and so's son.
Take your two bucks and get lost.' YOU wouldn't chuck an empty coconut shell
anywhere other than the garbage pail on the beaches in Australia and New
Zealand .
Why don't YOU spit Paan on the streets of Tokyo ? Why don't YOU use
examination jockeys or buy fake certificates in Boston ??? We are still
talking of the same YOU. YOU who can respect and conform to a foreign system
in other countries but cannot in your own. You who will throw papers and
cigarettes on the road the moment you touch Indian ground. If you can be an
involved and appreciative citizen in an alien country, why cannot you be the
same here in India ?

Once in an interview, the famous Ex-municipal commissioner of Bombay , Mr.
Tinaikar , had a point to make. 'Rich people's dogs are walked on the
streets to leave their affluent droppings all over the place,' he said. 'And
then the same people turn around to criticize and blame the
authorities for inefficiency and dirty pavements. What do they expect the
officers to do? Go down with a broom every time their dog feels the pressure
in his bowels?
In America every dog owner has to clean up after his pet has done the job.
Same in Japan .. Will the Indian citizen do that here?' He's right. We go to
the polls to choose a government and after that forfeit all responsibility.
We sit back wanting to be pampered and expect the government to do
everything for us whilst our contribution is totally negative. We expect the
government to clean up but we are not going to stop chucking garbage all
over the place nor are we going to stop to pick a up a stray piece of paper
and throw it in the bin. We expect the railways to provide clean bathrooms
but we are not going to learn the proper use of bathrooms.
We want Indian Airlines and Air India to provide the best of food and
toiletries but we are not going to stop pilfering at the least opportunity.
This applies even to the staff who is known not to pass on the service to
the public. When it comes to burning social issues like those related to
women, dowry, girl child! and others, we make loud drawing room
protestations and continue to do the reverse at home. Our excuse? 'It's the
whole system which has to change, how will it matter if I alone forego my
sons' rights to a dowry.' So who's going to change the system?
What does a system consist of ? Very conveniently for us it consists of our
neighbours, other households, other cities, other communities and the
government. But definitely not me and YOU. When it comes to us actually
making a positive contribution to the system we lock ourselves along with
our families into a safe cocoon and look into the distance at countries far
away and wait for a Mr.Clean to come along & work miracles for us with a
majestic sweep of his hand or we leave the country and run away.
Like lazy cowards hounded by our fears we run to America to bask in their
glory and praise their system. When New York becomes insecure we run to
England .. When England experiences unemployment, we take the next flight out
to the Gulf. When the Gulf is war struck, we demand to be rescued and
brought home by the Indian government. Everybody is out to abuse and rape
the country. Nobody thinks of feeding the system. Our conscience is
mortgaged to money.

Dear Indians, The article is highly thought inductive, calls for a great
deal of introspection and pricks one's conscience too.... I am echoing J. F..
Kennedy 's words to his fellow Americans to relate to Indians.....

'ASK WHAT WE CAN DO FOR INDIA
AND DO WHAT HAS TO BE DONE TO MAKE INDIA
WHAT AMERICA AND OTHER WESTERN COUNTRIES ARE TODAY'

Lets do what India needs from us.

.

Thank you,

Dr. Abdul Kalaam

I humbly request you to forward this to every Indian...... ......... ........... ...

Dry Skin? Don't Let Winter Win

2008-12-22T03:38:00.001-08:00

Dry winter air can cause your skin to crack, chafe, itch and develop dry patches, but there are a number of things you can do to protect your skin, says Jeff Moore, an instructor of pharmaceutics at the University of the Sciences in Philadelphia.

"During cold spells, your skin is constantly bombarded, dried out, and increasingly susceptible to infection," Moore said in a university news release. He offered a number of winter skin care tips:

Drink six to eight glasses of water a day, because when we're properly hydrated, our skin lubricates itself from the inside.
Don't take long, hot showers. Instead, take shorter, warm showers. The steam and heat associated with long, hot showers can draw out moisture on the skin and cause dryness.
Use lotions and creams to create a barrier that protects your skin against dryness. For best results, apply a product with ingredients such as shea butter and petrolatum immediately after a shower or bath, when your skin is still moist.
Exfoliate regularly. This not only removes rough dry patches, but it promotes new cell growth and enhances the absorption of skin care products. Apply a moisturizer after exfoliating so that moisture brought to the surface doesn't immediately evaporate.
Don't use harsh soaps or cleansers, which contain preservatives, fragrances and lye that can irritate skin. Instead, use products that contain glycerin, which traps and maintains moisture.
Use a humidifier to counter the dry air created by furnaces and other heating devices. A humidifier in the bedroom can help combat dry skin.
It's best to start taking care of your skin early in the winter, before dryness has a chance to set in, Moore said.

"While we often neglect our skin, or only treat it for cosmetic reasons, it's important to remember that our skin is an organ, part of the body just like anything else, and requires constant care," he said.

2008-12-22T03:30:00.000-08:00

Increase Your Web Traffic by Recovering Your Lost Visitors

2008-12-17T20:30:00.000-08:00

Why Do Web Visitors Receive Error Messages?

If you spend any time surfing the Internet, you've probably encountered a few error messages.

Error messages have numerous causes, such as misspellings, outdated links or internal server errors. When an error is encountered, your server will display specific generic error pages according to the error. These error pages are not only dead ends, but they are also very frustrating for your potential visitors.

When your visitors mistype your web address or click on an outdated link and receive the dreaded error page, they'll most-likely click on their back button and never return. However, you can recover a majority of your lost visitors simply by taking the time to create some customized, user friendly error pages.

As servers run different types of software and do not function in the same manner, there isn't a simple method for creating custom error pages that will work with every system. However, if you have your own domain and your site is hosted on a Unix/Linux server running Apache, this article will assist you in creating custom error pages.

If you're not sure what type of server you're on, visit the following web address to find out:

http://uptime.netcraft.com/up/graph/

Before we begin, keep in mind, editing your server files is serious business. Even one small typographical error can wreak havoc -- make sure you make a backup copy of any file you're planning to edit.

Guidelines for creating your error pages:

1. Create your error pages in standard HTML -- just as you would create any other web page for your site.

2. Don't alarm your visitors. Never include the word "ERROR" in large, bold text. Your visitors may immediately become alarmed and think they've done something to cause the error. Instead, be apologetic and encourage your visitors to click on the navigational links to locate additional resources and information.

3. Your error pages should look just like the rest of your web pages. Each error page should contain good navigational links, a search feature, and provide information in regard to the specific error they received.

If you'd like to see an example error page, visit the following web address:

http://www.webmastercourse.com/error.htm

Once you've created an error page, save it as the error name. For example, if you're creating a customized error page for a 400 Bad Request error, your page should be saved as 400.html.

Here are some of the more common errors:

400 Bad Request
401 Authorization Required
403 Forbidden
404 File Not Found
405 Method Not Allowed
500 Internal Server Error
501 Method Not Implemented
502 Bad Gateway
503 Service Temporarily Unavailable

Once you've created your pages, you'll need to access your server via FTP and create a new folder called "errordocs" where you store your HTML files. Upload your new error documents into your new folder.

Your next step will be to locate your .htaccess file and download it to your computer. (If you use FrontPage to publish your web pages, you cannot customize the .htaccess file, as FrontPage uses the .htaccess file. Editing the file may cause errors in your configuration.) The .htaccess file should be located on your server where you store your HTML files.

If the .htaccess file isn't visible, you can create one within a plain text editor. However, you must first make sure your server isn't configured to hide the file. Your FTP program should enable you to choose to display hidden files and folders on your server.

Once you've downloaded your .htaccess file, open it within a plain text editor, such as Note Pad, and add the following lines below any other text that may be present:

ErrorDocument 400 /errordocs/400.html
ErrorDocument 401 /errordocs/401.html
ErrorDocument 403 /errordocs/403.html
ErrorDocument 404 /errordocs/404.html
ErrorDocument 405 /errordocs/405.html
ErrorDocument 500 /errordocs/500.html
ErrorDocument 501 /errordocs/501.html
ErrorDocument 502 /errordocs/502.html
ErrorDocument 503 /errordocs/503.html

If you're creating your own .htaccess file, open a plain text editor and add the above lines.

When typing in the information, make certain you type it exactly as it appears above. You can include the error documents of your choice.

Once the file is complete, save it as .htaccess and upload it to your server, via FTP in ASCII mode, where you store your HTML files.

If you have a Windows operating system, you will be unable to save the file as .htaccess. You'll need to save it as htaccess.txt. Once you upload the file to your server, you can rename it to .htaccess.

That's all there is to it. When your visitors click on an outdated link, your custom error page will now be displayed.

Creating your own custom error pages is well worth the time and effort, as they will enable you to recover an unlimited number of your visitors. If you follow this step by step guide, you can have your pages up and running in no time.

COP Positioned To Head Higher

2008-12-17T20:24:00.000-08:00

Commentary:
An inverse head-and-shoulders is a commonly used chart pattern for predicting the reversal of a stock that has been trading within a downtrend. As you can see from the chart below, the pattern is formed when the price action of the security meets the following characteristics:

1. The price falls to a trough and then rises.
2. The price falls below the former trough and then rises again.
3. Finally, the price falls again, but not as far as the second trough.

Active traders typically enter into a long position once the price rises above the resistance that has formed at the top of the troughs; this level is also known as the neckline. The pattern gets its name from the distinct shape created on the chart. The first and third trough are considered shoulders, and the second peak forms the head. As is the case with many other chart patterns, a trader will watch for a rise in volume as the price moves above the resistance level to confirm the validity of the breakout (shown on the chart by the circle). Let's take a look at a stock that is currently trading within an inverse head-and-shoulders pattern, signaling a potential near-term reversal.

Read carefully to save HEalth

2008-12-17T20:23:00.000-08:00

1) Don't eat kurkure because it contains high amount of plastic if you don't believe burn kurkure n u can see plastic melting. News report from Times of India

2) Avoid these tablets they are very dangerous
* D-cold
* Vicks action- 500
* Actified
* Coldarin
* Cosome
* Nice
* Nimulid
* Cetrizet-D
They contain Phenyl- Propanol -Amide PPA.Which Causes strokes, and these tablets are banned in U.S.

3) Cotton Ear Buds.... (Must read it)

Please do not show sympathy to people selling buds on roadside or at Signals..... Just wanted to warn you people not to buy those packs of ear buds you get at the roadside. It's made from cotton that has already been used in hospitals.They take all the dirty, blood and pus filled cotton, wash it, bleach it and use it to make ear buds. So, unless you want to become the first person in the world to get Herpes Zoster Oticus (a viral infection of the inner, middle, and external ear) of the ear and that too from a cotton bud, DON'T BUY THEM!

4) Don't eat Mentos before or after drinking Coke or Pepsi coz the person will die immediately as the mixture becomes cyanide.. Please fwd to whom u care

5) Don't put your mobile closer to your ears until the recipient answers, Because directly after dialing, the mobile phone would use it's maximum signaling power, which is: 2watts = 33dbi. Please Be Careful. Please use left ear while using cell (mobile), because if you use the right one it may affect brain directly. This is a true fact from Apollo medical team.

Patterns to think

2008-12-16T00:32:00.000-08:00

There is a strange pattern to these blasts. Please READ BELOW and alert every one and take care of Yourself and others too.
Look at the pattern below followed by terrorists:

13 May -------- JAIPUR
June -------------------
26 July------------ AHMEDABAD
August ---------------------------
13 September------------ DELHI
October -------------------------
26 November--------------- MUMBAI
December ----------------------------
13 January ----------------- Where Next?
Next might be: Lucknow/Kanpur , RAIPUR and then Then Goa….
If this happens, it'll complete a pattern…. Symbol of Jews. Blasts resembling killing Jews. Starting from the country which projects itself as global-conglomeration of all religions.

In case you come across any suspicious activity, any suspicious movement or have any information to tell to the Anti-Terror Squad, please take a Note of the new ALL INDIA TOLL-FREE Terror Help-line "1090". Your city's Police or Anti-Terror squad will take action as quickly as possible. Remember that this single number 1090 is valid all over India This is a toll free number and can be dialed from mobile phones also. Moreover, the identity of the caller will be kept a secret. Let us make each and every citizen of India aware about this facility.

Please forward this mail to as many people as possible, and tell everyone individually.

What happened in Mumbai on 26th Nov 2008, no one is secure. Let us accept this truth in totality. Let politicians and security forces do their jobs. We must be alert and we must alert others too.

2008-11-18T00:40:00.000-08:00

Berkshire Hathaway Shareholders meeting at Omaha - 2008, Nebraska a few weeks back.

It was a wonderful experience listening to and learning from the Master Investor- Warren Buffet himself and all I can say is that he stands alone as the reigning deity of financial world's Mt Olympus!

The degree of humility and composure he exhibited, although he is the richest and most well respected human is stunning!

I tried to take some notes and would like to share with you some of the best questions and answers which came across during the conversation between we mortals and God.

Having read about him, observed him and worshipped him for a few years now, I think it is reasonable to believe that this guy is exactly what he seems: a plain-speaking, tee totaling man of unbreakable integrity who works really, really hard and sticks to his investing and management principles through boom and bust which makes him a freak of nature since he is above normal human tendencies. He is like a comet streaking through the heavens every 75 years or so.

The questions the shareholders threw at him for 7 continuous hours ranged from finances, life, religion, career, politics, sports and several other streams. And he answered everything with a Zen like calm and confidence.

Even if you are least bothered about investments and finances, I insist, Pl read on.

================

What does it take to become a successful investor? Brilliance or Smartness?
Neither, Success in investing doesn't correlate with I.Q. Once you have ordinary intelligence, what you need is the temperament to control the urges that gets other people into trouble in investing.

When do you decide to invest in a firm?
The best thing that happens to us is when a great company gets into temporary trouble. We want to buy them when they're on the operating table. (Mr. Buffet bought Coke when it had its biggest fiasco after launching New Coke; he bought American Express when it went through a loss making phase in the early 60's)

What do you look for in people when they come to sell their firms to you?
I don't look for the usual credentials such as an MBA, a pedigree (Harvard, Wharton), or cash reserves or market cap of their firm. What I look for is just a passion in their eyes; I think that's the key. A person who is hungry will always do well. I prefer it when people even after selling stay on and work for the firm; they are people who can't wait to get off their bed to get to work. Passion is everything; there is no replacement for innate interest.

Mr. Buffet, you told us that Berkshire Hathaway has $ 45 Billion in cash. Why aren't you investing?

Up until a few years back I had more ideas than money. Now I have more money than ideas.

When do you plan to retire?
I love my job; I love it so much that I tap dance to work. Mrs. B, the founder of Nebraska Furniture Mark worked until she was 104, she died within 6 months of her retirement, that's a lesson to all my managers, don't retire! I personally am going to work 6-7 years after I die, probably that's what they mean when they say- "Thinking out of the Box"!!

Why do stock market crashes happen?
Because of human nature for greed and insecurity. The 1970s were unbelievable. The world wasn't going to end, but businesses were being given away. Human nature has not changed. People will always behave in a manic-depressive way over time. They will offer great values to you."

What are the things that are taught wrong in Business school and the corporate world?
I like such open ended questions, I think Business schools should refrain from teaching their wards about profit making and profit making alone, it gives a sense of 1 dimensional outlook to the young students that loss is a curse. In reality, in the corporate world, failure and loss making are inevitable. The capital market without loss is like Christianity without hell. I think they should teach the student on how to buy a business, how to value a business? Not just on how to determine the price of a business. Because price is what you pay, value is what you get.

Do you still hate Technology stocks?
With Coke I can come up with a very rational figure for the cash it will generate in the future. But with the top 10 Internet companies, how much cash will they produce over the next 25 years? If you say you don't know, then you don't know what it is worth and you are speculating, not investing. All I know is that I don't know, and if I don't know, I don't invest."

How to think about Investing?
The first investment primer was written by Aesop in 600 B.C. He said, 'A bird in the hand is worth two in the bush.' Aesop forgot to say when you get the two in the bush and what interest rates are; investing is simply figuring out your cash outlay (the bird in the hand) and comparing it to how many birds are in the bush and when you get them."

How do you feel after donating $ 40 Billion to the Bill and Melinda Gates foundation? You are a hero to us! I feel nothing. I haven't sacrificed anything in life. I have had a good life. I donated after I turned 75. I think I admire those people who sacrifice their time, share their food and home, as the people to be emulated not me. Besides, what is money before a man's life?

What do you think are the pitfalls in donation?
I have never donated a dime to churches or other such organizations; I need to believe in something before I end up doing that. I have been observing the Bill & Melinda Gates foundation for years now and I am confident they will do a fantastic job of making use of the money. I am a big believer in Outsourcing, others believed in me as an Investor and gave their hard earned money to invest. I believe in Bill Gates, he is a better donor than me.

Why do you work from Omaha and not Wall Street , New York ?
Wall Street is the only place where people alight from Rolls Royce to get advised by people who use the Public transportation system.

You seem to be so well read, tell us how it all started.
My father was a stock broker, so we had all these financial books in our library. He introduced me to those classics and I got into them. I am lucky that my father was not a fan of Playboy! Reading is the best habit you can get. Well, you can learn from teachers too, and have mentors but there are so many constraints attached- they will talk fast, talk slow, they might talk like a pro or they might be terrible communicators. Books are a different animal altogether, I love reading! The beauty about reading and learning is that the more you learn the more you want to learn.

People who join Berkshire Hathaway seldom leave. How do you get along well with all your executives?
I try to get quality people. I always say - Hire someone in your organization who is better than you are. If you do that, you build a company of giants. If you get people worse than yourself, you build a company of dwarfs. And do not try to do everything yourself. Delegate the jobs and look out of the window. The results will come. That's how you build institutions. It happens only when you empower others, believe in others. I am an investor, I am very secured at that, I have no clue how to make Coca-Cola or how to dole out credit cards (Mr. Buffet owns 8% of Coca-Cola and 13 % of American Express). I understand the wisdom of the aphorism that you cannot please all the people all the time. Of Course, you will always find qualities that you don't like in people around you, but if you observe carefully the love of the work unites you both. There is no point in being obsessive about a bad quality in a person, whom you otherwise respect.

I am a small time businessman from Dallas , Texas , what do I need to do to hit big time?
Be patient, Achieving your financial goals and dreams will not happen overnight. As much as we would all really love to accomplish our goals in a few years, this is an ongoing process. Defining your financial goals is not a one-time task; you need to keep adding new plans at different stages in your life. We all admire the skills of Olympic ice skaters, pro golfers, and concert pianists. But do we remember that they didn't acquire their skills overnight? They had to practice hours on end for years to achieve their dreams. The key to success is to continue learning throughout your life with a voracious appetite.

I think it is marvelous that you have had a golden run with investing, how did you do that?=====
My rule is to be fearful when others are greedy, and be greedy when others are fearful. Besides, I call investing the greatest job in the world because you never have to swing. You stand at the plate; the pitcher throws you General Motors at 47! U.S. Steel at 39! And nobody calls a strike on you. There's no penalty except opportunity lost. All day you wait for the pitch you like; then when the fielders are asleep, you step up and hit it. Stay dispassionate and be patient. You're dealing with a lot of silly people in the marketplace; it's like a great big casino and everyone else is boozing. If you can stick with drinking Coke, you should be OK. First the crowd is boozy on optimism and buying every new issue in sight. The next moment it is boozy on pessimism, buying gold bars and predicting another Great Depression, most people get interested in stocks when everyone else is. The time to get interested is when no one else is. You can't buy what is popular and do well.

Mr. Buffet you have seen so many crashes and recessions, your take on facing recessions and stock market crashes?
If past history was all there was to the game, the richest people would be librarians. Every scenario is different. But always remember, Tough times do not last. Tough people do.

What is the 1 biggest advice you would impart to a young investor like me?
Think for a moment that you are given a car and told this is the only car you would get for the rest of your life. Then you would make sure that you car is taken care of well, it is oiled and detailed every now and then. You would make sure that it never gets rusted, and you would garage it. Think of yourself as that car. You just get 1 body, 1 mind and 1 soul. Take care of it well. Invest in yourself that would be my advice.

You personally know many of the Financial executives who are engineers of the current turmoil in the financial world, surprisingly even after record losses, those executives receive astronomical salaries and bonuses and arrogantly declare that they deserve it, why dint you advice them from making such decisions and what's your view on their justification for their pay?

I like sharing my ideas but don't like imposing my ideas on anybody. It doesn't make sense and is a waste of time. If somebody has decided that they know everything that is there to know, nobody can help them. The best way to learn and succeed is to know that we know nothing. There is an entire universe out there and still some of us think we can know everything. In the world of investing a few people after making some money tend to imagine they are invincible and great. This is the worst thing that could happen to any investor, because it surely means that the investor will end up taking unnecessary risks and end up losing everything – arrogance, ego and overconfidence are very lethal. Personally I don't feel too comfortable with too much extravagance, because I always think like an investor. My thought process doesn't see a lot of value in a fancy car or a designer suit. Thinking like an investor always is very important to bring in a sense of discipline and focus. Before reading balance sheets and investing you need to make sure your outlook and mind set is that of an investor. Never let ego, arrogance and over-confidence control you - not just as an investor but also as a human being. You will never have internal peace if you are unable to look at everybody around you with love, compassion and understanding. Irrespective of who the person is, he or she can teach you something you don't know. I have learnt so much from people all around me and I wouldn't have been able to learn all these wonderful things if I had not spoken to them with a smile. To quote Sir Isaac Newton- If I have seen farther than others, it is because I have stood on the shoulders of giants.

How do you make the Government eat out of your hands? How do you make them agree to everything you do?
If the strategy of a private enterprise matches the policy of the government, the government will be compelled to support you even if they don't like you.

The Symmetrical Triangle: A Reliable Workhorse

2008-11-03T19:59:00.000-08:00

You’ll recognize the symmetrical triangle pattern when you see a stock’s price vacillating up and down and converging towards a single point. Its back and forth oscillations will become smaller and smaller until the stock reaches a critical price, breaks out of the pattern, and moves drastically up or down.

The symmetrical triangle pattern is formed when investors are unsure of a stock’s value. Once the pattern is broken, investors jump on the bandwagon, shooting the stock price north or south.

Symmetrical Triangle Pattern
To form your symmetrical triangle pattern, draw two converging trendlines that bound the high and low prices. Your trendlines should form (you guessed it) a symmetrical triangle, lying on its side.

How to Profit from Symmetrical Triangles

Symmetrical triangles are very reliable. You can profit from upwards or downwards breakouts. You’ll learn more about how to earn from downtrends when we talk about maximizing profits.

If you see a symmetrical triangle forming, watch it closely. The sooner you catch the breakout, the more money you stand to make.

Watch For:

• Sideways movement, a period of rest, before the breakout.
• Price of the asset traveling between two converging trendlines.
• Breakout ¾ of the way to the apex.

Set Your Target Price:
As with all patterns, knowing when to get out is as important as knowing when to get in. Your target price is the safest time to sell, even if it looks like the trend may be continuing.

For symmetrical triangles, sell your stock at a target price of:

• Entry price plus the pattern’s height for an upward breakout.
• Entry price minus the pattern’s height for a downward breakout.

N.K. Services Symmetrical Triangles in Action
N.K. Services has a long history of identifying symmetrical triangle patterns. Over the last two and one-half years, it has brought to its readers over 20 symmetrical triangle patterns. That’s an average of one every month and a half.

Our readers earned an amazing 40% profit on our Financial Advise.
U can mail on nkservices@gmail.com

6 smart tips on investing

2008-11-02T20:05:00.000-08:00

Be fearful when others are greedy and greedy when others are fearful.

Not all businesses are created equal
"An economic franchise arises from a product or service that:
(1) Is needed or desired,
(2) Is thought by its customers to have no close substitute, and
(3) Is not subject to price regulation."

If the company under evaluation has enjoyed a long track record of greater than average returns on capital as well as profit margins then there is a good chance that the company qualifies for the definition of a 'franchise.'

Price is what you pay, value is what you get
"The value of any stock, bond or business today is determined by the cash inflows and outflows - discounted at an appropriate interest rate - that can be expected to occur during the remaining life of the asset. Note that the formula is the same for stocks as for bonds."

The technique mentioned about is also popularly known as the discounted cash flow, or the DCF.

Ignorance is bliss
"What counts for most people in investing is not how much they know, but rather how realistically they define what they don't know. An investor needs to do very few things right as long as he or she avoids big mistakes."

Tackling the 'forecaster' in you
"We insist on a margin of safety in our purchase price. If we calculate the value of a common stock to be only slightly higher than its price, we're not interested in buying. We believe this margin-of-safety principle, so strongly emphasized by Ben Graham, to be the cornerstone of investment success."

When you buy, please ensure that your DCF-based value per share is at least 50 per cent higher than the current share price so that even if your assumptions turn out to be little aggressive or something unexpected happens to the company, the loss of your initial invested amount is minimized.

The all-important 'SELL' decision
That solid 'franchise' that you bought two years ago and the one that had a strong margin of safety has given you attractive returns and now you wish to dump it. Dump you should if you've found another equally attractive opportunity in another equally strong 'franchise.'

But that is seldom the case. Furthermore, selling involves transaction costs. For these very reasons, it is against the concept of selling strong 'franchises' unless their performance looks weaker from a long-term perspective. This is what he has to say on the issue.

"If the work is done right while investing in a stock, the time to sell it is never." Furthermore, he adds, "Our holding period is forever."

We have someone who has walked the talk and has remained invested in business for years together. Indeed, the urge to sell is very high, but you would do your investment returns a world of good, if you continue to stick with good, solid 'franchises' for years together.

The golden rules
They are:

Rule #1: Do not lose money; and
Rule #2: Always remember the rule #1.

These are the principles which made Warren Buffet richest manon planet

उन्देर्स्तंद...

2008-10-13T02:14:00.000-07:00

ALL SLEEP NO PLAY

2008-09-10T21:11:00.000-07:00

Your sleep may be doing you more harm than good, courtesy these myths. Read on to find out

THE MORE SLEEP, THE BETTER

That's wrong. Research has proved that sleeping for long hours can adversely affect your health. Sleep is associated with rest and a refreshing mind but sleeping excessively is not the answer. Those who sleep for more than eight hours a day are either suffering from a disorder or may be on the verge of suffering from sleep apnea or even depression.

SOME PEOPLE NEED VERY LESS SLEEP

True, every individual has a different sleep requirement. However, those who sleep for four or less than four hours are not the super humans that many make them out to be. In fact, chances are that they aren't aware of how tired they are. Research has shown that too little sleep not only hampers concentration but also leads to weight gain and hinders your performance at work. The problems faced by those who sleep very less are somewhat similar to those who sleep too much. If you continue with lack of sleep for a long period of time, chances are, heart problems are not far off.

WAKING UP MIDNIGHT MEANS BAD SLEEP

It might just be a natural body cycle. One's body may be built in a way to wake up in the night, either to answer nature's call or maybe even out of the need for sex. They may get up in the night, and go back to sleep and not feel tired at all. Just because you wake up in the middle of the night does not mean that it's unnatural and that your body's not getting the desired amount of sleep. You can wake up feeling as fresh as someone who slept continuously for seven to eight hours.

WE CAN MAKE UP FOR SLEEP ON WEEKENDS

You work long hours during the week and spend your weekends sleeping all day. That's what experts call 'sleep bulimia'. You may think that you are 'catching up' on sleep. However, on the contrary, you may be finding it even harder to get the quality sleep that you have missed out on throughout the week. You only end up upsetting your body cycle. It’s best to sleep early and get up at the same time, even if it’s a weekend.

2008-09-04T21:22:00.000-07:00

Ganesh is the Ever-Blissful, elephant-headed deva (god) who is lovingly worshipped and revered by millions of people worldwide. Although Ganesh is known through the Hindu religion, Shri Ganesh transcends religion and is loved by many non-Hindu's. Ganapati is worshipped by both Vaishnavas (devotees of Vishnu) and Saivites (devotees of Shiva). It is for this Transcendent, All-Embracing, Auspicious Lord of the Ganas, Sri Ganesh, for whom this site is dedicated. Enjoy and much Peace to you!

The son of Shiva and Parvati, Shree Ganesh, is the God of Good Luck and Auspiciousness and is the Dispeller of problems and obstacles. He is also worshipped as the God of wisdom, wealth, health, celibacy, fertility and happiness. In the panchayatana puja, Ganesh is glorified as one of the five prime Hindu deities (Brahma, Vishnu, Shiva, Shakti and Ganesha) whose worship confers immortality and liberation.

Ganesh Chaturthi - Vinayaka Chaturthi

Devotees of Ganesha are known as 'Ganapatyas', and Ganesh Chaturthi (also known as Ganesha Chaturthi or Vinayaka Chaturthi) is the holy festival that celebrates His Glory through India by all Hindu's. Vinayak Chaturthi is celebrated on the 4th day of the bright half of Bhadrapad. This festival is honored as the birthday of Sri Ganesh. Ganapati transcends all sects and views and is equally worshipped by both Saivites and Vaishnavas because Ganesh is viewed as an Incarnation of both Vishnu and Shiva. Ganesha is even worshipped and revered among Buddhists and Jains.

Mystery of Ganesh

Once there was neither Being nor Nonbeing. There was neither Form nor Formlessness. Then, That which was hidden within Itself, That One, stirring, emerging, coming to be. From Itself to the Formless to the Form. Immutable, changeless, everywhere, pervading all, yet not physically such is the mystery. Suddenly an ancient note piercing the darkness. A song whose birth stirred the slumbering, summoning an eternal mystery to awaken. Emerging from deep within the hidden cave, the human heart, Ganesha's truth flows from the icecave of the infinite. Housed within our gated dwelling, Ganesha the guest loved and longed for. That which has no form, can take a form. That which has no name, can take a name. From the formless to form, and back again and again and again. The wheel of time gathers speed, and somewhere between fact and legend, vision and myth, we ask, "Who is Ganesha? There are those who lovingly sing his praises. There are those who worship and adore him. There are those who represent him in art and literature. There are those who tell stories about him. There are those who chant his glory. There are those who seek his darshana. There are those who invoke and invite his blessings. The thinkers think, the scholars scholasticise, the devotees worship. But what is Ganesha's hidden meaning? There is a long and hoary lineage of seekers, scholars, sycophants, who have attempted to plumb the mysteries of the elephant-headed one. Anthropologists, Artists, religious Aspirants, Historians, Indologists, Linguists, Philosophers, Religionists, Sociologists, and contemporary devotees of Ganesha are but some of the most recent representatives of this enquiry. Each group has attempted, and continues to attempt, to make sense of this enormously popular deity. Seemingly incongruous facts simultaneously coincide. Ganesha embodies: An enormous popularity that transcends sectarian and territorial limits; a seemingly rather late, yet dramatic, full-blown appearance into a religious pantheon; a confusing, conflicting, yet interesting and intriguing mythology; and an elephant's head atop a plump human body! To further complicate the picture is the fact that the physical representation of Ganesha offers more iconographic variations than does that of any other Indian deity. Couple this with the fact that Ganesha literature is rife with a seemingly endless number of stories on an unexpectedly limited number of themes. O Ganesha, who are you really? Tell the others what you want, tell them anything, but between you and me, who are you really?

What Ganesh Stands For

Ganesha has four arms which symbolize his status as the universal ruler and establish his power over the four categories of beings - those who can live only in water, those who can live in water and on earth, those who can live only on earth and those who can fly in air. Significance of four : It was god Ganesha who instituted the four castes and the four Vedas. One hymn in Sri Bhagavat Tattva , says: 'In heaven, this child will establish the predominance over gods, on earth over men, in the nether world over anti-gods and serpents. He causes the four principles of the elements to move and is therefore four armed. In one hand, he holds a shell, in another a discus, in the third a club or a sweet and in the fourth a lotus.' Thus, all aspects of Ganesh's form are filled with symbolic meanings.

The Vehicle of Ganesh
Sathya Sai has said, "The mouse is the vehicle of Vinayaka. What is the inner significance of the mouse? The mouse has a keen sense of smell. The mouse is a symbol of the attachment to worldly tendencies (vaasanas). It is well known that if you want to catch a mouse, you place a strong-smelling edible inside the mouse-trap. The mouse also symbolizes the darkness of night. The mouse can see well in the dark. As Vinayaka's vehicle the mouse signifies an object that leads man from darkness to light. The Vinayaka-principle, thus, means that which removes all the bad qualities, practices and thoughts in men and inculcates good qualities, good conduct and good thoughts."

What does "Vinayaka" Mean

Sathya Sai says, "Who is Vinayaka? In the sloka beginning with the words, Suklaambaradharam Vishnum, only the form of the deity is described. But there is another inner meaning for the name "Vinayaka". Suklaambaradharam means one who is clad in white. Vishnum means he is all-pervading. Sasivarnam means his complexion is grey like that of ash. Chathurbhujam means he has four arms. Prasannavadanam means he has always a pleasing mien. Sarvavighnopasaanthaye means for the removal of all obstacles. Dhyaayeth, meditate (on him). Vinayaka is the deity who removes all bad qualities, instills good qualities and confers peace on the devotee who meditates on him Vinayaka means that he is totally master of himself. He has no master above him. He does not depend on anyone. He is also called Ganapathi. This term means he is the lord of the ganas - a class of divine entities. This term also means that he is the master of the intellect and discriminating power in man. He possesses great intelligence and knowledge. Such knowledge issues from a pure and sacred mind."

Ganesh's Intellect

Sathya Sai says, "What is the esoteric meaning of Ganesha's elephant head? The elephant is noted for its acute intelligence. Ganesha's elephant head symbolizes sharpness of intellect and the highest power of discrimination. Because of the purity of his intellect, Vinayaka is also called the giver of buddhi (intellect). He responds to the prayers of devotees and hence is known as Siddhi Vinayaka (the Vinayaka who grants what is sought). In a forest, when an elephant moves through the jungle, it clears the way for others to follow. Likewise, by invoking Ganesha, the path is cleared for our undertakings. The elephant's foot is so large that when it moves it can stamp out the footprints of any other animal. Here, again, the symbolic meaning is that all obstacles in the way will be removed when Ganesha is accorded the place of honor. The journey of life is made smoother and happier by the grace of Ganesha. When an elephant moves among the bushes, its path turns into a regular passage for all animals. It is thus a pacesetter for all animals." Similarly, Ganesha clears the path leading to Wisdom, Intellect, and Inner Peace.

Two Shaktis Of Ganesh

Ganesha has two Siddhis (symbolically represented as wives or consorts): Siddhi (success) and Riddhi (prosperity). Wherever there is Ganesh, there is Success and Prosperity~ Wherever there is Success and Prosperity~ there is Sri Ganesh.

Ganesh as the Scribe

Ganesha is accepted as the god of learning and the Patron Deity of letters and scriptures. Ganesh's tusk is used by him in the writing of the epic, the Mahabharata. When Vyasa wanted to compose the Mahabharata, Brahma suggested Ganesha be his scribe. Vyasa agreed and Ganesha brought his broken tusk as a writing quill. Vyasa dictated the entire epic in verse. Ganesha recorded every word for Gods and men alike.

32 Forms of Ganesh in Agamic Scriptures

1: Baala Ganapati - Red colored image of a four armed Ganesha.
2: Dharuna Vinayakar: Red colored image of an eight armed Ganesha.
3: Bhakti Vinayakar: Grey colored image of four armed Ganesha.
4: Veera Vinayakar: Red colored image of 16 armed Ganapati.
5: Shakti Ganapati: Red colored image of 4 armed Ganapati, seated with his consort to his left.
6: Dwija Vinayakar: White colored image of four faced Ganesha with 4 arms.
7: Siddhi Vinayakar: Golden colored image of four armed Ganapati.
8: Ucchishta Ganapati: Blue colored image of six armed Ganapati with his consort.
9: Vigna Vinayakar: Gold colored image of eight armed Ganapati.
10: Kshipra Ganapati: Red colored image of four armed Ganesha bearing a ratna kumbham.
11: Heramba Vinayakar: Black colored image of ten armed Ganesha with five faces, seated on a lion.
12: Lakshmi Vinayakar: White colored image of eight armed Ganesha with two consorts.
13: Makara Vinayakar: Red colored image of Ganesha with a third eye, 10 arms, bearing a ratna kumbham, with his consort.
14: Vijaya Vinayakar: Red colored image of 4 armed Ganesha on the mooshika mount.
15: Nritta Vinayakar: Gold colored image of Ganesha in a dance posture.
16: Urdhva Vinayakar: Gold colored image of six armed Ganesha with his consort.
17: Ekakshara Vinayakar: Red colored image of Ganesha with a third eye, seated on a lotus.
18: Vara Vinayakar: Red colored image of 4 armed Vinayaka with a third eye.
19: Dhryakshara Vinayaka: Gold colored image of four armed Vinayakar, decorated with Chaamara ear rings.
20: Kshipraprasaada Vinayakar: Red colored image of six armed Ganapati.
21: Haridra Vinayakar: Yellow colored image of four armed Ganapati.
22: Ekadhanta Vinayakar: Blue colored image of four armed Ganapati.
23: Srishti Vinayakar: Red colored image of four armed Ganapati seated on his mooshika mount.
24: Utthanda Vinayakar: Red colored image of 10 armed Ganesha with his consort to his left.
25: Ranamochana Vinayaka: Crystal image of four armed Vinayakar.
26: Dundi Vinayakar: Four armed image of Ganesha bearing a tusk, a garland, an axe and a gem studded vessel.
27: Dwimukha Vinayakar: Red colored image of Ganesha with two faces and four arms.
28: Trimukha Vinayakar: Red colored image of Ganesha with three faces and six arms seated on a golden lotus.
29: Simha Vinayakar: White colored image of Ganesha with eight arms (with an arm bearing a lions face).
30: Yoga Vinayakar: Red colored image of Ganesha in the posture of a yogi.
31: Durga Vinayakar: Red colored image of Ganesha with eight arms.
32: Sankatahara Vinayakar: Red colored image of four armed Ganesha clothed in blue, seated on a lotus peetham with his consort to his left.

NANOTECHNOLOGY

2008-08-25T23:49:00.000-07:00

The new word "Nanomaterial" literally means that it is the material with at least one of its dimensions in the range of a nanometer.
The material need not be so small that it cannot be seen; it can be a large surface or a long wire whose thickness is in the scale of nanometers; the range could be 1 to 103 nanometers.
However this is only a trivial guess answer expected from a student of general education.
The Nanomaterials are of our interest not simply because their size is exactly or roughly one nanometer as suggested by the name. They are so named because the size, at and below which many materials exhibit interesting properties , falls on the scale of a few orders of a nanometer. We have to seek the speciality of this small size to get the most apppropriate difinition of the Nanomaterial: Suppose we cut any solid material of the some volume, say gold biscuit of 100 centimetre cube, into pieces: then each piece will have the same properties of the gold but for, ofcourse, the size. If they are cut further, the small pieces still possess the same qualities of the gold. Thus the macroscopic solid pieces of the materials possess size independent properties. The density, color, hardness, melting point, resistivity etc of the material do not depend on the size. Now imagine that we can cut the material indefinitely into pieces of any small size that we wish; these pieces may be so small that we cannot see them individually. Also assume that we can pack them together like a spoonful powder so that we can see them collectively. Then it has been found that below a particular size of each piece, the properties of the material depend on the size; the same gold pieces, each smaller than a particular size, will no longer be yellow; they may be red or violet collectively, depending on the particle size. This surprising fact is illustrated by the colour photos of samples.
Now-a-days to divide the matter into extremely small particles is not at all hypothetical; we have well established methods of preparing such small pieces and utilizing their special properties; in fact, this is the nanotechnology attracting top class industries throughout the globe to invest billions of dollars expecting roaring profits.
Now we may state the most appropriate definition:
A nanomaterial is that which is made up of particles each of size small enough to exhibit size dependent properties and large enough to form a solid state structure.
This matter will be in the gaseous state if its atoms or molecules are free from each other. In this field of nanotechnology, we are interested in solid state materials; hence nanoparticles are necessarilylarger than diatomic or triatomic molecules. They measure intermediate in size and posses transitional properties between isolated small molecules and bulk materials of the same composition. These new properties of the materials are size controlled and exploited to design the nanodevices, the smallest human made solid state structures of the present day technology. Biomaterials are naturally existing nanomaterials. Many universities, research institutes and prospective industries are preparing a variety of nanomaterials.

NANOFABRICATION

2008-08-25T23:46:00.000-07:00

There are two basic approaches for nanoparticle manufacturing: The 'Top-down' and the 'Bottom-up' nanofabrications. Obviously, in the first approach, we start with a bulk material and go on grinding or etching it to nanoscale by some suitable techniques. In the second process, we start with the individual atoms or molecules and apply suitable techniques to build up the nanoparticles. There are many methods under each approach.
The nanoparticles are prepared in different forms: A nanoparticle with only one of its three dimensions in the nanoscale is called a quantum well, one with two dimensions in the nanorange is called a quantum wire or nanowire and one with all its three dimensions in the nanorange is known as a quantum dot. The word quantum, used in this context, is to indicate that the drastic changes in the material properties are due to quantum mechanical effects prevailing in the ultra small domains. There are also nanostructures in the form of nanoclusters and nanotubes used for different purposes. There are many methods of nanofabrication. While each method will have its own advantage, some may be more suitable than others for processing materials of particular composition.

1. Attrition Milling: Some companies have developed 'Stirred Ball Mills for grinding certain materials into fine powders. The machine consists of special steel balls in a water cooled steel vessel and a high speed motor driving shaft with arms.
The vessel is the stationary tank; the balls are stirred and act as the grinding media. The material to be powdered is kept in the media. When the machine operates, the media exerts both shearing and impact forces on the material and grinds it. This kind of milling is used to prepare silicon carbide nanoparticles. The grinding in the mill is carried with different fluids like ethylene glycol, n-hexane, xylene, butanol and water with surface active agent (surfactant). The size of the nanoparticles obtained in the process depends on many factors like type of SiC, grinding hour, the weight ratio of the steel balls to the initial SiC particles, fluid media etc. The nanoparticles produced by milling are contaminated by iron etc. The powder will be purified by treating with hydrochloric acid. The size of the SiC nanoparticles obtained is in the range of (30-550)nm. Nanoparticles of Alumina and Zirconia are also prepared by this process.

2. Sol-Gel process: Initially a homogeneous solution (Sol) of a material is prepared and used as a precusor for nanofabrication. The sol is deposited on a suitable substrate by spraying, dipping or spnning. It is kept for a while for geletion(Gel). During this 'gelation time' the material gradually looses its fluidity and undergoes a transition from viscous liquid state to elastic solid state. This time depends on the viscosity, temperature etc of the solution. The desired nanoparticles are finally fabricated from the gel by further processing of heat treatment etc. Some examples of the materials processed by this method are Tetraethyl Orthosilicate, Trimethyl Borate, Aluminium Sec-Butoxide, Titanium Iso-Propoxide, Zirconium Iso-Propoxide etc.

3. Nanoscale Lithography: The word lithography derived its meaning from sculpturing figures from big stones. The basic principle of the process is similar for both the nanostructures and the well known microchips but for selection of suitable agents. It makes use of radiation passing through a template and shining a surface of the material to be fabricated. The material is coated with a radiation-sensitive resist and is seated on a substrate. The desired pattern is impressed on the surface which is then masked. The rest of the material and the excess resist are etched out by chemical processing. Finally the mask is removed to obtain the nanostructure of the desired size and shape. In the case of nanofabrication, electron beam is used insted of light. A typical resist is the polymer polymethyl methacrylate. An example for the material fabricated by this process is GaAs. Other types of radiations like neutral atom beams are also employed in this process for some other materials(e.g.,Li, Na and k). This sequence of the steps in this process used for preparing a quantum dot or quantum wire from an ilnitial quantum well of the material is illustrated in the figure below:

Nanoscale Lithography: (a) initial quantum well, coated with a resist, on a substrate; (b) radiation through a shielding template; (c) configuration after dissolving irradiated portion of resist by developer; (d) disposition after addition of etching mask; (e) mask after removal of remainder of resist; (f) configuration after etching away the excess quantum-well material; (g) final nanostructure on substrate after removal of etching mask.
There are some variations in the lithographic techniques. One of them is the so called Dip pen Nanolithography (DPN) developed by Chad Mirkin and his collaborators at Northwestern University. It uses Atomic Force Microscope (AFM) tip as the nano-pen. The atoms or molecules stored at the top in the AFM tip serve as reservoir of nano-ink. The material to be nanofabricated is placed on a substrate. Then the AFM tip is moved as a scanning probe on the surface of the material. The molecules transferred from the tip to the surface will affect the surface. This is like writing as we wish and is useful to construct any arbitrary nanostructures. The advantage of this technique is that any thing can be used as nano-ink to process any material. But it is a comparatively slow process.

4. Molecular Recognition: Some molecules have ability to attract and bind to some other specific molecules. This is known as molecular recognition. This process takes place in many bio-systems. For example, it is responsible for allergies caused in human beings. Chemistry of molecular recogniltion is a key factor in bottom - up nanofabrication. It is especially useful in the preparation of drugs,adhesives, paints etc.

5. Self- Assembly: In chemistry, especially in pharmaceutical chemistry, molecular synthesis is a routine job. Specific molecules are synthesized for different purposes by manipulating the necessary atoms one by one through chemical reactions. This process is very slow and cumbersome, more so when used at nanoscale. The self-assembly technique cleverly takes the advantage of one natural phenomena to synthesize the nanomolecules. The idea is that the molecules always seek the lowest energy available to them; if bonding between adjacent molecules accomplishes this, they will bond themselves. If necessary they will also reorient their physical positions for this purpose. Realizing this, self-assembly techniques are used for making nanostructured objects by selecting proper components which naturally organize themselves. In this process, particular atoms or molecules are introduced onto a surface or onto a preconstructed nanostructure. Then the molecules align themselves into a particular positions forming bonds in order to minimize their energy. Thus large quantities of nanostructures can be prepared.

Please Read Very Carefully - INFORM ALL YOUR FRIENDS & FAMILY MEMBERS

2008-07-31T22:35:00.000-07:00

Dear All

Make a Check list, check whether this medicine is in our home or whether it has recommended by our doctor... pls do not use it..

India has become a dumping ground for banned drugs; also the business for production of banned drugs is booming. Plz make sure that u buy drugs only if prescribed by a doctor(Also, ask which company manufactures it, this would help to ensure that u get what is prescribed at the Drug Store) and that also from a reputed drug store. Not many people know about these banned drugs and consume them causing a lot of damage to themselves. We forward Jokes and other junk all the time. This is far more important.

Please Make sure u forward it everyone u know.

DANGEROUS DRUGS HAVE BEEN GLOBALLY DISCARDED BUT ARE AVAILABLE IN INDIA . The most common ones are action 500 & Nimulid.

PHENYLPROPANOLAMINE:
cold and cough. Reason for ban : stroke.
Brand name : Vicks Action-500
________________________________________________________________________
ANALGIN:
This is a pain-killer. Reason for ban: Bone marrow depression.
Brand name: Novalgin
___________________________________________________________
CISAPRIDE:
Acidity, constipation. Reason for ban : irregular heartbeat
Brand name : Ciza, Syspride
____________________________________________________________
DROPERIDOL:
Anti-depressant. Reason for ban : Irregular heartbeat.
Brand name : Droperol
______________________________________________________________
FURAZOLIDONE:
Antidiarrhoeal. Reason for ban : Cancer.
Brand name : Furoxone, Lomofen
_____________________________________________________________
NIMESULIDE:
Painkiller, fever. Reason for ban : Liver failure.
Brand name : Nise, Nimulid
________________________________________________________________________

NITROFURAZONE:
Antibacterial cream. Reason for ban : Cancer.
Brand name : Furacin
________________________________________________________________________

PHENOLPHTHALEIN:
Laxative. Reason for ban : Cancer.
Brand name : Agarol
______________________________ __________________________________________

OXYPHENBUTAZONE:
Non-steroidal anti-inflammatory drug. Reason for ban : Bone marrow depression.
Brand name : Sioril
_______________________________________________________________________
PIPERAZINE:
Anti-worms. Reason for ban : Nerve damage.
Brand name : Piperazine
________________________________________________________________________
QUINIODOCHLOR:
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Brand name: Enteroquinol

Friendship

2008-07-30T22:48:00.000-07:00

Guys and gals Do read THIS STory.... AWESOME

2008-07-30T22:47:00.000-07:00

I completely agree that women are wonderful but lots of men are equally wonderful people... .. Read on (it's a little lengthy) ... .I found this story really nice.....

"Ours was an arranged marriage. It was done the traditional way. Our parents took care of everything. My only condition was that she should be ready to work. Our horoscopes and photos were exchanged. Everything Matched. I spoke to her over the phone. We talked about things two strangers would talk. She was a lecturer in Bangalore who felt Chemistry was more important than Hindi movies. There was no engagement. The date for marriage was fixed in 2 weeks as I could not get a vacation after that. Even the vacation time I got was just 10 days.

Everything was fixed. It was supposed to be very hectic for me. We got married and 2 days later we had to leave the country. She cried like there was no tomorrow when we left. She would not talk to me on the plane. I thought that was usual for an Indian girl. I th! ought she would get over it. Once home she would not talk to me. She sat in a corner staring at the TV. For the first couple of days I had to catch up on some work and did not take her mood seriously.

A week later I sat beside her and asked her, "What is wrong?"

"Why did you bring me here?"

"What do you mean? What happened?"

"I want to go home"

"This is your home"

"No. I want to go home. Please buy me a ticket"

"Look, everybody feels homesick. I did when I came here the first time. It is normal. You will get over it. Sorry I have been busy with work. We can go out this weekend. You will meet my friends and other people who will be very friendly. Come on be a good girl"

"I hate this place. I miss my family, my friends, and my college. All the people I know are not here. I want to go home"

"Think for a minute. Try to reason it out yourself. What is your plan by the way? So you want to go back and never come back?"

"Yes"

"Are you crazy?"

"If you think this is crazy then I am."

"It is ok if you do not answer this question. Is there someone else?"

"No. I want to go home. I will call 911 if you do not send me"

"First cool down. Think about it. Think about our parents. It is less than a month that we got married and now you want to return home. You very well knew that you had to come here. What were you thinking? Even if you are returning home what happens to our marriage?"

"I am not blaming you. I take the blame. It is my mistake. I can't stay so far away from my family. If you are so interested come to India"

"I am family too! What you are asking is ridiculous."

The next day she would not change her mind. I called my folks. They said that it was my decision and! they would stand by me. I booked her ticket and
put it in her hand the next evening. She was to leave in 2 days. Nothing would convince her to change her mind. She was crying like a kid. Then she left.

She had done nothing for me to miss but something inside me was telling me that I was at fault. I tried to shake it off but as time grew I started feeling more guilty. I called her. She made it clear that she did not find me despicable but she would not leave her city. Her parents apologized profusely but they were helpless too.

I have had crushes. None of them were serious. There was this girl in my high school tuition whose phone no I managed to find out. Then the prettiest
girl in college whom everybody loved, who talked to me once. Then the girl from my city who was at my university in USA who made me feel at home when I
visited her place. I had ignored them once! I crossed their paths. But Anjali was my wife. I could not ignore her.
I decided to quit my job. I went home. No one back home knew I was returning. I wanted to surprise her. I dropped off my bags at my place and went to the college she was teaching. The gate keeper would not let me in. So I had to wait outside for the classes to get over.
She walked out alone, struggling to carry her bag, tired, with slow steps. She was walking towards the bus stop. I silently followed her and went behind her and whispered, "Do you mind if I carry your bag?"

She was startled and turned to face me. Her eyes lit up. I was not sure if I could hug her. I was smiling and she had 100 questions written all over her face. "I want to spend a week with you in this city. Show me the things that you could not miss"

That one week went in a jiffy. She was treated a kid at home with all the comforts. That explained her behavior. Coffee was brought to her in the morning. Even her dress was laid out for her. She would have breakfast and leave. The bus journey was an hour. She would sit near the window with a book. Then once in the college she would teach her classes and come out tired in the evening. She would stand in the crowded bus carrying her bag which would look heavy. Then she would alight, go home, have a snack and would head out to a friend's place.

Some times she'd stay home watching TV or listening to music. When her dad returned she would join him and they'd have dinner. Then her mom would tuck
her in bed. Weekends were not much different. She would sleep late, wake up for breakfast and lie down talking on the phone. Then she would visit the temple in the evening and would have her singing lessons. Then she would eat out and would head home late. That was her life. It was something every human being wanted - simple, content and happy. Of course to her I was a villain. I told her that I understood her. I wanted to know if it was ok if she stayed in the same city but away from her parents. Her only condition was that I should not stay at my parent's place to which I agreed.

So we moved into a small apartment. She knew nothing. She had to be taught everything. She learnt. It was hard to make her understand that she had duties and she had a husband. Coffee had to be brought to her in the morning. She made the rules and broke them. She did not care for me. Sometimes she would not return home but go to her parents' place without informing me. I would have had to go bring her back.

Slowly she started realizing about married life. She would wake up before me, try to cook, agree for a movie, visit my friend's place, invite me to her college, let me dress her up, dance in front of me, teach me Chemistry, talk about her crushes, play cricket with me, make me cry for a change. She was growing mature day by day. One day she apologized for the whole thing. I brushed it aside. Finally I had her the way I wanted.

Today I am happy and content with my life. She is still there crying to get her things done. I keep reminding her how she had threatened to call the police. She laughs it away. Some times I wonder how life would have been if I had not returned. Then again some things are left as they are.

That's how life is..........

There are two ways of meeting difficulties:

You alter the difficulties, or you alter yourself to meet them"

Poem

2008-07-30T00:21:00.001-07:00

Dear all,

Wo yaro ki mehfil

Wo muskurate pal,

Dil se juda hai apna bita hua kal,

Kabhi Gujarti thi zindagi lamho ko jutane me,

Aaj waqt gujar jata hai KAGAJ ke patte kamane me

Enjoy

क्ट्र्ल-आल्ट-डिलीट

2008-07-30T00:15:00.000-07:00

WHAT IS MARKETING?

2008-07-30T00:12:00.000-07:00

1. You see a gorgeous girl at a party. You go up to her and say: "I am very rich. Marry me! " - That's Direct Marketing"

2. You're at a party with a bunch of friends and see a gorgeous girl. One of your friends goes up to her and pointing at you says: " He's very rich. "Marry him." -That's Advertising"

3. You see a gorgeous girl at a party. You go up to her and get her telephone number. The next day, you call and say: " Hi, I'm very rich. "Marry me - That's Telemarketing"

4. You're at a party and see gorgeous girl. You get up and straighten your tie, you walk up to her and pour her a drink, you open the door (of the car)for her, pick up her bag after she drops it, offer her ride and then say:"By the way, I'm rich. Will you "Marry Me?" - That's Public Relations"

5. You're at a party and see gorgeous girl. She walks up to you and says:"You are very rich! "Can you marry ! Me?" - That's Brand Recognition"

6. You see a gorgeous girl at a party. You go up to her and say: "I am very rich. Marry me!" She gives you a nice hard slap on your face. - " That's Customer Feedback"

7. You see a gorgeous girl at a party. You go up to her and say: "I am very rich. Marry me!" And she introduces you to her husband. - "That's demand and supply gap"

8. You see a gorgeous girl at a party. You go up to her and before you say anything, another person come and tell her: "I'm rich. Will you marry me?" and she goes with him - "That's competition eating into your market share"

9. You see a gorgeous girl at a party. You go up to her and before you say: "I'm rich, Marry me!" your wife arrives. - "That's restriction for entering new markets

Want to earn like Warren Buffett? 24 tips

2008-07-11T23:31:00.000-07:00

"You are neither right nor wrong because the crowd disagrees with you. You are right because your data and reasoning are right."

8. Invest in businesses with great management. Always keep a track of the management of the company. The top decision makers have a lot to do with the company's performance.

9. One of Buffet's biggest strengths is independent thinking. Many people go by what the experts says or what others do but belief in one's own judgement is the key to stock market success.

10. Patience pays, says Buffet. He says one must not worry too much about the price of the stocks. What's more important is the nature of business of the company, earnings capability and its future potential.

11. Don't target just stocks, look at businesses. How a company performs is key to its stock market performance. You must know the track record of a company before you invest in it.

Price is what you pay. Value is what you get."

12. Prices keep changing. Don't get worried by the ups and downs. Investing is all about creating wealth. It's important to understand the value of a stock than its price.

13. He believes that franchisee businesses are good opportunities to invest in. Avoid hi-tech, complex businesses. Look for businesses that are set to diversify and grow.

14. Never be disappointed when markets fall. Take it as a buying opportunity. Buffet says one must have lesser number of investments with more money in each lot.

15. He advises to avoid diversification. Invest in companies with sound business models. Choose a few good ones and stay invested, it will give you the benefits.

"I don't look to jump over 7-foot bars; I look around for 1-foot bars that I can step over."

16. Doing nothing pays at times! One must not jump at price fluctuations and take impulsive decisions.

17. Don't get carried away by market forecasts. Ignore market swings and remain an investor with a good business sense.

18. Buffett advises to be fearful when others are greedy and greedy when others are fearful. Buy when people are selling and sell when people are buying.

19. Make a list of companies, sectors that you find safe to invest in and try to stick to the list.

20. A sound business, strong management, good fundamental and low stock price should be a must-buy.

"Most people get interested in stocks when everyone else is. The time to get interested is when no one else is. You can't buy what is popular and do well."

21. Try to ignore stock charts, says Buffett. They may not give the right indicators. A stock which may have done well earlier may not do so in future.

22. Buffet spends a lot of time on reading and more importantly thinking. Reading helps investors, so spend a lot of time reading about the stocks, companies and markets. A good investor must have a good knowledge base.

23. A good investor also needs to be efficient. Investors may have great capabilities but many do not make use of it. One needs to hone skills to meet the targets.

24. Good investors never rush to make money. They give time, thought and work on investment decisions. The mistakes that others make should be a lesson for you.

इम्प. numbers

2008-07-11T23:27:00.000-07:00

Toll Free Numbers in India

Airlines
Indian Airlines - 1800 180 1407
Jet Airways - 1800 22 5522
SpiceJet - 1800 180 3333
Air India -- 1800 22 7722
KingFisher - 1800 180 0101

Banks
ABN AMRO - 1800 11 2224
Canara Bank - 1800 44 6000
Citibank - 1800 44 2265
Corporatin Bank - 1800 443 555
Development Credit Bank - 1800 22 5769
HDFC Bank - 1800 227 227
ICICI Bank - 1800 333 499
ICICI Bank NRI - 1800 22 4848
IDBI Bank - 1800 11 6999
Indian Bank - 1800 425 1400
ING Vysya - 1800 44 9900
Kotak Mahindra Bank - 1800 22 6022
Lord Krishna Bank - 1800 11 2300
Punjab National Bank - 1800 122 222
State Bank of India - 1800 44 1955
Syndicate Bank - 1800 44 6655

Automobiles
Mahindra Scorpio - 1800 22 6006
Maruti - 1800 111 515
Tata Motors - 1800 22 5552
Windshield Experts - 1800 11 3636

Computers/IT
Adrenalin - 1800 444 445
AMD - 1800 425 6664
Apple Computers - 1800 444 683
Canon - 1800 333 366
Cisco Systems - 1800 221 777
Compaq - HP - 1800 444 999
Data One Broadband - 1800 424 1800
Dell - 1800 444 026
Epson - 1800 44 0011
eSys - 3970 0011
Genesis Tally Academy - 1800 444 888
HCL - 1800 180 8080
IBM - 1800 443 333
Lexmark - 1800 22 4477
Marshal's Point - 1800 33 4488
Microsoft - 1800 111 100
Microsoft Virus Update - 1901 333 334
Seagate - 1800 180 1104
Symantec - 1800 44 5533
TVS Electronics - 1800 444 566
WeP Peripherals - 1800 44 6446
Wipro - 1800 333 312
xerox - 1800 180 1225
Zenith - 1800 222 004

Indian Railway General Enquiry 131
Indian Railway Central Enquiry 131
Indian Railway Reservation 131

Indian Railway All Enquary 139
Indian Railway Railway Reservation Enquiry 1345,1335,1330
Indian Railway Centralised Railway Enquiry 1330/1/2/3/4/5/6/7/8/9

Couriers/Packers & Movers
ABT Courier - 1800 44 8585
AFL Wizz - 1800 22 9696
Agarwal Packers & Movers - 1800 11 4321
Associated Packers P Ltd - 1800 21 4560
DHL - 1800 111 345
FedEx - 1800 22 6161
Goel Packers & Movers - 1800 11 3456
UPS - 1800 22 7171

Home Appliances
Aiwa/Sony - 1800 11 1188
Anchor Switches - 1800 22 7979
Blue Star - 1800 22 2200
Bose Audio - 1800 11 2673
Bru Coffee Vending Machines - 1800 44 7171
Daikin Air Conditioners - 1800 444 222
DishTV - 1800 12 3474
Faber Chimneys - 1800 21 4595
Godrej - 1800 22 5511
Grundfos Pumps - 1800 33 4555
LG - 1901 180 9999
Philips - 1800 22 4422
Samsung - 1800 113 444
Sanyo - 1800 11 0101
Voltas - 1800 33 4546
WorldSpace Satellite Radio - 1800 44 5432

Investments/ Finance
CAMS - 1800 44 2267
Chola Mutual Fund - 1800 22 2300
Easy IPO's - 3030 5757
Fidelity Investments - 1800 180 8000
Franklin Templeton Fund - 1800 425 4255
J M Morgan Stanley - 1800 22 0004
Kotak Mutual Fund - 1800 222 626
LIC Housing Finance - 1800 44 0005
SBI Mutual Fund - 1800 22 3040
Sharekhan - 1800 22 7500
Tata Mutual Fund - 1800 22 0101

Travel
Club Mahindra Holidays - 1800 33 4539
Cox & Kings - 1800 22 1235
God TV Tours - 1800 442 777
Kerala Tourism - 1800 444 747
Kumarakom Lake Resort - 1800 44 5030
Raj Travels & Tours - 1800 22 9900
Sita Tours - 1800 111 911
SOTC Tours - 1800 22 3344
FREE MAILS- gpm007@rediffmail.com
FREE SMS-
GYAN MEHRA - 9322663755

Healthcare
Best on Health - 1800 11 8899
Dr Batras - 1800 11 6767
GlaxoSmithKline - 1800 22 8797
Johnson & Johnson - 1800 22 8111
Kaya Skin Clinic - 1800 22 5292
LifeCell - 1800 44 5323
Manmar Technologies - 1800 33 4420
Pfizer - 1800 442 442
Roche Accu-Chek - 1800 11 45 46
Rudraksha - 1800 21 4708
Varilux Lenses - 1800 44 8383
VLCC - 1800 33 1262

Insurance
AMP Sanmar - 1800 44 2200
Aviva - 1800 33 2244
Bajaj Allianz - 1800 22 5858
Chola MS General Insurance - 1800 44 5544
HDFC Standard Life - 1800 227 227
LIC - 1800 33 4433
Max New York Life - 1800 33 5577
Royal Sundaram - 1800 33 8899
SBI Life Insurance - 1800 22 9090

Hotel Reservations
GRT Grand - 1800 44 5500
InterContinental Hotels Group - 1800 111 000
Marriott - 1800 22 0044
Sarovar Park Plaza - 1800 111 222
Taj Holidays - 1800 111 825

Teleshoppin
Asian Sky Shop - 1800 22 1800
Jaipan Teleshoppe - 1800 11 5225
Tele Brands - 1800 11 8000
VMI Teleshopping - 1800 447 777
WWS Teleshopping - 1800 220 777

Others
Domino's Pizza - 1800 111 123

Cell Phones
BenQ - 1800 22 08 08
Bird CellPhones - 1800 11 7700
Motorola MotoAssist - 1800 11 1211
Nokia - 3030 3838

VANDE MATARAM

इम्पोस्सिबले इस possible

2008-07-11T22:50:00.001-07:00

Hello Everyone !

Look at the pictures below.
Imagine the possibilities.
What we can accomplish in our lives with all the
blessings that God has showered on us.

Next Time You Think Life is Hard...Think Again!....

My name is Nick Vujicic and I was born without limbs and doctors have no medical explanation for this birth 'defect'. As you can imagine, I was faced with many challenges and obstacles.

Their firstborn son had been born without limbs! There were no warnings or time to prepare themselves for it... The doctors were shocked and had no answers at all! There is still no medical reason why this had happened and Nick now has a Brother and Sister who were born just like any other baby.

I know that there is no such thing as luck, chance or coincidence that these 'bad' things happen in our life.

I had complete peace knowing that God won't let anything happen to us in our life unless God has a good purpose for it all

I am now twenty-three years old and have completed a Bachelor of Commerce majoring in Financial Planning and Accounting. I am also a motivational speaker and love to go out and share my story and testimony wherever opportunities become available. I have developed talks to relate to and encourage students through topics that challenge today's teenagers. I am also a speaker in the corporate sector.

I have a passion for reaching out to youth and keep myself available for whatever God wants me to do, and wherever He leads, I follow.

Writing several best-selling books has been one of my dreams and I hope to finish writing my first by the end of the year.

It will be called 'No Arms, No Legs, and No Worries!'

I believe that if you have the desire and passion to do something, and if it's God's will, you will achieve it in good time. As humans, we continually put limits on ourselves for no reason at all! What's worse is putting limits on God who can do all things. We put God in a 'box'. The awesome thing about the Power of God, is that if we want to do something for God, instead of focusing on our capability, concentrate on our availability for we know that it is God through us and we can't do anything withoutGod

. Once we make ourselves available for God's work, guess whose capabilities we rely on? God's!

Now, sit back and think of your goals and dreams which you have always targeted in your life. If at any point of time, you find them difficult or impossible to achieve then check your mailbox again and go through this mail …

NEED WASHING??

2008-07-11T22:32:00.001-07:00

A little girl had been shopping with her Mom in Target. She must have been
6 years old, this beautiful red haired, freckle faced image of innocence. It
was pouring outside. The kind of rain that gushes over the top of rain
gutters, so much in a hurry to hit the earth it has no time to flow down the
spout. We all stood there under the awning and just inside the door of the
Target.
We waited, some patiently, others irritated because nature messed up their
hurried day. I am always mesmerized by rainfall. I got lost in the sound and
sight of the heavens washing away the dirt and dust of the world. Memories
of running, splashing so carefree as a child came pouring in as a welcome
reprieve from the worries of my day.

The little voice was so sweet as it broke the hypnotic trance we were all
caught in 'Mom let's run through the rain,' she said.
'What?' Mom asked.

'Lets run through the rain!' She repeated.

'No, honey. We'll wait until it slows down a bit,' Mom replied.

This young child waited about another minute and repeated: 'Mom, let's run
through the rain,'

'We'll get soaked if we do,' Mom said.

'No, we won't, Mom. That's not what you said this morning,' the young girl
said as she tugged at her Mom's arm.

This morning? When did I say we could run through the rain and not get wet?

'Don't you remember? When you were talking to Daddy about his cancer, you said, 'If God can get us through this, he can get us through anything!'

The entire crowd stopped dead silent. I swear you couldn't hear anything but the rain. We all stood silently. No one came or left in the next few minutes.
Mom paused and thought for a moment about what she would say. Now some would laugh it off and scold her for being silly. Some might even ignore what was said. But this was a moment of affirmation in a young child's life.
A time when innocent trust can be nurtured so that it will bloom into faith.

'Honey, you are absolutely right. Let's run through the rain. If GOD let's us get wet, well maybe we just needed washing,' Mom said.

Then off they ran. We all stood watching, smiling and laughing as they darted past the cars and yes, through the puddles. They held their shopping bags over their heads just in case. They got soaked. But they were followed
by a few who screamed and laughed like children all the way to their cars.

And yes, I did. I ran. I got wet. I needed washing.

Circumstances or people can take away your material possessions, they can take away your money, and they can take away your health. But no one can ever take away your precious memories...So, don't forget to make time and take the opportunities to make memories everyday. To everything there is a
season and a time to every purpose under heaven.
I HOPE YOU STILL TAKE THE TIME TO RUN THROUGH THE RAIN.

They say it takes a minute to find a special person, an hour to appreciate them, a day to love them, but then an entire life to forget them. Send this to the people you'll never forget and remember to also send it to the person who sent it to you. It's a short message to let them know that you'll never forget them.

If you don't send it to anyone, it means you're in a hurry.

Take the time to live!!!

Keep in touch with your friends, you never know when you'll need each other -- and don't forget to run in the rain!

This theory will win the Physics Nobel Prize in 2008!

2008-07-10T23:54:00.000-07:00

Equation 1

Human = eat + sleep + work + enjoy
Donkey = eat + sleep

Therefore,
Human = Donkey + work + enjoy

Therefore,
Human - enjoy = Donkey + work

In other words,
Human that don't know how to enjoy = Donkey that work
============ ========= ========= ========= ========= ===

Equation 2

Men = eat + sleep + earn money
Donkeys = eat + sleep

Therefore,
Men = Donkeys + earn money

Therefore,
Men - earn money = Donkeys

In other words,
Men that don't earn money = Donkeys
============ ========= ========= ========= ========= ====

Equation 3

Women = eat + sleep + spend
Donkeys = eat + sleep

Therefore,
Women = Donkeys + spend

Therefore,
Women - spend = Donkeys

In other words,
Women that don't spend = Donkeys
============ ========= ========= ========= ========= =====

To Conclude:

From Equation 2 and Equation 3
Men that don't earn money = Women that don't spend.

So, Men earn money not to let women become Donkeys! (Postulate 1)

And, Women spend not to let men become Donkeys! (Postulate 2)

So, we have?
Men + Women = Donkeys + earn money + Donkeys + spend money

Therefore from Postulates 1 and 2, we can conclude,
Man + Woman = 2 Donkeys that live happily together!

Smart’ contact lens to monitor diseases

2008-07-10T21:35:00.000-07:00

Researchers have developed a contact lens with a built-in pressure sensor that could help monitor conditions such as glaucoma.
Glaucoma is an eye disease that damages the optic nerve and impairs vision, sometimes progressing to blindness.
The device is based on a new technique, which can embed conducting circuits in the organic polymer traditionally used to make contact lenses.
Polydimethylsiloxane (PDMS) is an elastic, transparent and gas-permeable organic polymer that can be castmoulded into a range of simple shapes.
It is used in everything from contact lenses to breast implants, but the process of cast-moulding severely limits the kinds of structures that can be made with the material.
Now, Hailin Cong and Tingrui Pan from the University of California, Davis, have come up with a simple method to produce PDMS components without the need for casting moulds – and their process can also make the material conduct electricity.

HOW IT WORKS

The researchers added a chemical to a liquid PDMS solution that causes the mixture to set, or polymerise, when zapped with UV light.
Then, they exposed the mixture to UV light through a mask containing a circuit pattern.
Only the areas hit by the light polymerise and any remaining liquid can be washed away, leaving an imprint of the circuit.
“The technique can be used to create features just 10 micrometres in size,” the researchers said.
The scientists also developed a technique to give the polymer another property – electrical conductivity – by adding a solution of silver to the mix. The silver then becomes trapped in the material when it polymerises, creating a path along which electrons can pass.
Since the resistance of the path changes as the material is stretched, the modified PDMS is suitable for a range of micro-sized electromechanical systems.

KEEPING AN EYE ON DISEASES

One of the first devices that the researchers have produced is a tiny pressure sensor, which they bent into the shape of a contact lens.
Pan said that such a device could measure the stress on the cornea surface and the fluid pressure within the eye to monitor glaucoma and ocular hypertension.
“The eye always has a certain pressure, which is why the eyeball is a sphere,” New Scientist quoted Pan as saying. In glaucoma patients, that pressure rises and changes the eye’s shape, which would deform the contact lens sensor.
“The change in configuration will alter the resistance and give a different electrical reading,” Pan said.
The prototype has an opaque sensor that would impair vision and so would be worn only briefly, but researchers are designing transparent equivalents that could be worn for long periods to give a continuous pressure read-out.
The device also contains a small RFID tag to read the data wirelessly.
“The new way of manufacturing PDMS can be significantly useful for biological sensing systems,” Pan said. ANI

HOW BAD IS YOUR ANGER: ACCORDING TO YOUR STAR SIGN :

2008-07-09T20:53:00.001-07:00

ARIES March 21 April 20
Nothing seems to ruffle you more than a lack of discipline, disloyalty and decorum.
But Arians are also known to go into a rage very easily when challenged. Those of you who have
been on the receiving end of the Aries temper know that if not calmed down they can even get violent. But one thing is certain if the opponent remains calm and does not react to their outburst, Arians cool down very fast. They are also the first to apologize, which makes them easier to forgive

TAURUS April 21 May 20
you are generally quiet and have control over your emotions. It is difficult to predict what will upset you, so when you do lose your cool, people don't know how to react. Your temper is like that of a raging bull, and anyone trying to pacify you will be the first one to get a verbal bashing. You generally get upset when you are cornered or when people accuse you of doing something wrong. You also hate being reminded about mistakes you've made in the past. You also have the potential to be terribly vindictive if rubbed the wrong way.

GEMINI May 21 June 21
You are recognised by your cheerful disposition and your jovial nature is not easily susceptible to anger. In fact, you are the best person to have around when there is an ugly scene at a party you can bring the warring factions together quite diplomatically. But when you lose your cool, you yell and scream and will not listen to reason. You must have the last word in a wordy duel. Your capacity to argue aggressively is matched only by your seductive charm.

CANCER June 22 July 21
Considering how charming, caring, and kind you are, you dislike unpleasant scenes, much less creating one yourself. You have great tolerance and rarely get provoked into losing your temper. If someone is unreasonable or trying to create trouble, you are more likely to walk away quietly. But that does not mean you do not have a temper. When angry, in your effort to control your emotions, you tremble, your hands get sweaty, and sometimes you fumble for words. Tears roll down your eyes easily and the pponent is touched by your innocence and will seek an apology immediately.

LEO July 22 August 21
If anyone has total control over their emotions, it is you. But then, you can be described as stiff, cold and uncaring. You are known to lack spontaneity but you really don't care about opinions. You don't like to create scenes and will never accept invitations to a party where you suspect the presence of an unruly lot. But your very presence seems challenging to some and they take vicarious pleasure in your disquiet. When angry you can use very critical language. A dressingdown can humiliate your opponent, causing a strain between both of you forever

VIRGO August 22 September 21
Most of you are gentle and have full control over your emotions, but those of you given to temper tantrums can certainly get violent. When see thing with rage, you yell and shout and tend to break things lying close at hand. You can even harm yourself by banging your hands on a glass top table or wall. You should never get into any argument, for you are a sore loser. You feel that others are trying to persecute you and don't quite respect your opinions. When hurt, you can also hold grudges forever.

LIBRA September 22 October 22
Did someone say that you are the charmers of the zodiac? Well, it's true. Few have ever seen you ruffled or angry. You are very conscious of your image, and you believe that anger distorts your face and personality. You also think you are above things like anger. But wait before you get into self-congratulatory mood. Your family or those very close to you know u better. You have an unmatched temper amongst all the zodiac signs, and what makes it worse is your capacity to justify it.

SCORPIO October 23 November 21
Of course you don't lose your cool. But your very demeanor (manner) projects haughtiness (arrogance, pride), pride and grand disdain (disregard) for lesser mortals(humans). Others are often found saying that anger sits on your nose, and you are raring to give your peace of mind to the first person who tries to act funny with you. You are selective in the choice of your friends, and have a low tolerance for the superfluous (extra) types. Your tongue-lashing (attack) is generally in a soft hissing tone, for when you scream your voice tends to get shrill and loud, and you do hate drawing attention to yourself! When upset, you are angrier with yourself for having shown weakness, for the last thing that Scorpio wants to show is being out of control.

SAGITTARIUS November 22 December 20
You are insensible and generally have complete no control over your emotions. You do get angry quickly and others marvel at your anger levels even when provoked. Actually, you get tonguetied when angry and you will remove your anger waiting for the other person to calm down. Then you will reason with your opponent and convince the other person in a very gentle manner that the whole thing was just his mistake . You're also likely to totally sever ties with someone when you're upset with them.

CAPRICORN December 21 January 19
Few will believe that a hardcore practical and materialistic person like you is capable of sensitivity and genuine emotions. You project a hard exterior but are actually very sensitive, a trait you successfully hide from others. You can be seething with anger but will not betray your feelings. But then there are times that even you cannot control your temper. Under such circumstances you can shout and scream, more with frustration at the situation than with anger at any particular person. Your outbursts can shock others and can make them feel guilty too.

AQUARIUS January 20 February 18
You are noble and kind and dislike losing control over your emotions. It is very rare for you to get angry. You are also the pacifier in situations that involve arguments. It is always your endeavour to be perfect and socially correct in your behaviour and attitude, but if misunderstood and slighted you can give in to an angry outburst. You will shout and scream and then walk out from the scene. You cannot easily forget the situation and will be bitter about it for a long time.

PISCES February 19 March 20
The only thing that can be said about you dreamers is that you appear even more attractive when angry. You are very sensitive to others' feelings, so you rarely hurt them. But when others tend to hurt you, then things take a nasty turn. You will yell and use harsh words, and feel inclined to shake everything and everyone up. Your creative imagery is at its best when angry, and you tend to get pretty dramatic. When upset, you refuse to listen to reason and wish to be left alone. But once you calm down, you repent your tantrums and seek forgiveness. So nobody can be upset with you for too long.

Willpower!

2008-07-09T20:43:00.000-07:00

I smiled after looking at the first photo...you will also smile.
Just scroll down and you will get to know the story of Will Power.
Here it goes....

Entertaining the college kids...right?

You thought the dog is imitating the man.....

Now have a close look at it....

So.....

Got the message???

Despite being an animal he gets respect...

He gets warm welcome everywhere.....

He gets a pat on his shoulder...

The doors are open for only those who believe in themselves and Will Power which can make an animal walk on TWO LEGS...!!

He is STAND-ALONE

THE XYZ OF STDS

2008-07-07T20:44:00.000-07:00

Being informed is better than being sorry. Dr Rajan Bhonsle tells you all that you need to know about sexually transmitted diseases

FACTS YOU MUST KNOW

• About one out of four people (25 per cent) who have sex with another person get a sexually transmitted disease

• There are more than 30 STDs that are passed from one person to another by vaginal, oral and anal intercourse, or other intimate contact

• Millions of teenage boys and girls have STDs. But many have absolutely no symptoms at all and are not even aware of it

• STDs can cause serious and permanent damage to health without displaying any symptoms. Women who are not treated may never be able to bear children. Some STDs can be transmitted to the baby during pregnancy and birth.

CHLAMYDIA

WHAT IS IT?
Chlamydia is the most common STD
WHY YOU NEED TO KNOW?

• About 75 per cent women and 50 percent men with chlamydia have no symptoms of infection

• Chlamydia can cause early labour and delivery and can be passed from mother to baby during birth. Without prompt medical treatment, the infant’s eyes can be seriously and permanently damaged.

SYMPTOMS

In women: An unusual vaginal discharge, bleeding after intercourse, bleeding between menstrual periods, abdominal or pelvic pain
In men: Discharge from the penis, burning with urination, swollen and/or painful testicles.

SYPHILIS

WHAT IS IT?
It is a complex disease that causes various symptoms at different stages. It is transmitted through sexual contact (vaginal, anal, or oral) with an infected person.

WHY YOU NEED TO KNOW?

• It is a very serious infection that spreads through the whole body. Without proper treatment, it can cause heart disease, dementia, blindness, paralysis, and death

• First killer STD that medical science discovered.

• Syphilis can be passed from mother to infant before birth-resulting in congenital syphilis. Babies with congenital syphilis may suffer from blindness, other severe organ damage, and death.

SYMPTOMS
Primary: A small painless sore in the area of sexual contact. It usually appears about two to four weeks after exposure and disappears within four to six weeks
Secondary: A rash all over the body (including the palms of the hands and soles of the feet), swollen lymph nodes in groin, fever, hoarseness of voice or tiredness may be noticed. These also disappear within three to six months without treatment.
Latent: There are no symptoms but the bacterium is still in the body. During this stage bacteria can spread to the eyes, nervous system, cardiovascular system, and even bones. In the Tertiary stage, it manifests in the form of serious diseases of nervous system, cardiovascular system, dementia, blindness and ultimately death.

HEPATITIS B

WHAT IS IT?
Hepatitis B is a serious liver disease that is caused by the hepatitis B virus (HBV).
WHY YOU NEED TO KNOW?

• HBV directly attacks the liver and can lead to severe illness, liver damage, and in some cases death

• There is no specific treatment or cure for acute hepatitis B and no drugs have been shown to alter the course of infection once someone becomes ill. However, for individuals with chronic hepatitis B, interferon therapy may help

• Of the chronic carriers of this virus, 10-30 per cent will develop chronic liver disease or cirrhosis

• In addition, chronic carriers can infect others throughout their lives, and their risk for developing liver cancer is 200 times higher.

SYMPTOMS

Many people with hepatitis B have no or only mild symptoms. However, some people experience flu-like symptoms or may develop jaundice.

VACCINATION

Although there is no cure for the HBV, there is a safe and effective vaccine that can prevent hepatitis B. This vaccine has been available since 1982 and is given in a series of three shots.

HERPES

WHAT IS IT?
Herpes is an infection caused by two different but closely related viruses — herpes simplex virus type 1 (HSV-1) and herpes simplex virus type 2 (HSV-2).
WHY YOU NEED TO KNOW?

• There is no cure for it

• Many people carry the virus in their bodies but do not have their first episode of symptoms until they are infected another time

• In US, herpes infection is a strong and valid reason for easy divorce.

SYMPTOMS

• During oral herpes, ‘Cold sores’ show up on the lips or inside the mouth

• During genital herpes, the most common symptom is a cluster of blistery sores — usually on the penis, vulva, vagina, cervix, buttocks, or anus. Symptoms may last several weeks and go away. They may return in weeks, months, or years

• The symptoms of later episodes are usually less severe than the first.

PREVENTION

• People may be a carrier and not just a sufferer. Hence, they may end up giving you the virus to their partner without even knowing about it. To maintain a monogamous relationship with a committed partner is the only safe way to stay away from STDs

• Don’t rely completely on your condom. Using a condom doesn’t guarantee 100 per cent protection from STDs. Any sexual activity that involves exchange of body fluids (serum, saliva and semen) can spread STDs.

(Dr Rajan Bhonsle is a professor and HOD of Sexual Medicine at
KEM Hospital)

FACTS TO MAKE EVERY Indian PROUD

2008-07-06T22:24:00.000-07:00

Q. Who is the GM of Hewlett Packard (hp) ?
A. Rajiv Gupta

Q. Who is the creator of Pentium chip (needs no introduction as 90% of the today's computers run on it)?
A. Vinod Dahm

Q. Who is the third richest man on the world?
A. According to the latest report on Fortune Magazine, it is Azim Premji, who is the CEO of Wipro Industries. The Sultan of Brunei is at 6 th position now.

Q. Who is the founder and creator of Hotmail (Hotmail is world's No.1 web based email program)?
A. Sabeer Bhatia

Q. Who is the president of AT & T-Bell Labs (AT & T-Bell Labs is the creator of program languages such as C, C++, Unix to name a few)?
A. Arun Netravalli

Q. Who is the new MTD (Microsoft Testing Director) of Windows 2000, responsible to iron out all initial problems?
A. Sanjay Tejwrika

Q. Who are the Chief Executives of CitiBank, Mckensey & Stanchart?
A. Victor Menezes, Rajat Gupta, and Rana Talwar.

Q. We Indians are the wealthiest among all ethnic groups in America , even faring better than the whites and the natives.
There are 3.22 millions of Indians in USA (1.5% of population). YET,
38% of doctors in USA are Indians.
12% scientists in USA are Indians.
36% of NASA scientists are Indians.
34% of Microsoft employees are Indians.
28% of IBM employees are Indians.
17% of INTEL scientists are Indians.
13% of XEROX employees are! Indians.

Some of the following facts may be known to you.
These facts were recently published in a German magazine, which deals with WORLD HISTORY FACTS ABOUT INDIA .
1. India never invaded any country in her last 1000 years of history.
2. India invented the Number system. Zero was invented by Aryabhatta.
3. The world's first University was established in Takshila in 700BC. More than 10,500 students from all over the world studied more than 60 subjects. The University of Nalanda built in the 4 th century BC was one of the greatest achievements of ancient India in the field of education.
4. According to the Forbes magazine, Sanskrit is the most suitable language for computer software.

5. Ayurveda is the earliest school of medicine known to humans.
6. Although western media portray modern images of India as poverty striken and underdeveloped through political corruption, India was once the richest empire on earth.

7. The art of navigation was born in the river Sindh 5000 years ago. The very word "Navigation" is derived from the Sanskrit word NAVGATIH.
8. The value of pi was first calculated by Budhayana, and he explained the concept of what is now k! nown as the Pythagorean Theorem. British scholars have last year (1999) officially published that Budhayan's works dates to the 6 th Century which is long before the European mathematicians.

9. Algebra, trigonometry and calculus came from India . Quadratic equations were by Sridharacharya in the 11 th Century; the largest numbers the Greeks and the Romans used were 106 whereas Indians used numbers as big as 10 53.
10. According to the Gemmological Institute of America, up until 1896, India was the only source of diamonds to the world.

11. USA based IEEE has proved what has been a century-old suspicion amongst academics that the pioneer of wireless communication was Professor Jagdeesh Bose and not Marconi.
12. The earliest reservoir and dam for irrigation was built in Saurashtra.

13. Chess was invented in India .
14. Sushruta is the father of surgery. 2600 years ago he and health scientists of his time conducted surgeries like cesareans, cataract, fractures and urinary stones. Usage of anaesthesia was well known in ancient India .
15. When many cultures in the world were only nomadic forest dwellers over 5000 years ago, Indians established Harappan culture in Sindhu Valley ( Indus Valley Civilisation).
16. The place value system, the decimal system was developed in India in 100 BC.

Quotes about India .
We owe a lot to the Indians, who taught us how to count, without which no worthwhile scientific discovery could have been made.
Albert Einstein.

India is the cradle of the human race, the birthplace of human speech, the mother of history, the grandmother of legend and the great grand mother of tradition.
Mark Twain.

If there is one place on the face of earth where all dreams of living men have found a home from the very earliest days when man began the dream of existence, it is India .
French scholar Romain Rolland.

India conquered and dominated China culturally for 20 centuries without ever having to send a single soldier across her border.
Hu Shih
(former Chinese ambassador to USA )

ALL OF THE ABOVE IS JUST THE TIP OF THE ICEBERG, THE LIST COULD BE ENDLESS.
BUT, if we don't see even a glimpse of that great India in the India that we see today, it clearly means that we are not working up to our potential; and that if we do, we could once again be an evershining and inspiring country setting a bright path for rest of the world to follow.
I hope you enjoyed it and work towards the welfare of INDIA .

सेक्रेट्स ऑफ़ थे डे

2008-07-04T22:44:00.000-07:00

Each moment in a day has its own value

Morning brings Hope...

Afternoon brings Faith...

Evening brings Joy....

And

Night brings Rest...

Wish you find them all today.
Good Day.
Have a nice day.

Love Story of Narayana Murthy (Infosys) with Sudha

2008-07-04T22:42:00.001-07:00

An excellent and Great Love Story of Narayana Murthy (Infosys Founder) and Sudha (From Sudha's Autobiography) - pls dont miss it

An Inspiring Love story,, its worth, Read it !!

Love Story of Narayana Murthy (Infosys Founder) and Sudha (From Sudha's Autobiography)

It was in Pune that I met Narayan Murty through my friend Prasanna who is now the Wipro chief, who was also training in Telco(TataMotors). Most of the books that Prasanna lent me had Murty's name on them which meant that I had a preconceived image of the man. Contrary to expectation, Murty was shy,bespectacled and an introvert. When he invited us for dinner. I was a bit taken aback as I thought the young man was making a very fast move. I refused since I was the only girl in the group. But Murty was relentless and we all decided to meet for dinner the next day at 7.30 p.m .. at Green Fields hotel on the
Main Road
,Pune.

The next day I went there at 7' o ! clock since I had to go to the tailor near the hotel. And what do I see? Mr. Murty waiting in front of the hotel and it was only seven. Till today, Murty maintains that I had mentioned (consciously!) that I would be going to the tailor at 7 so that I could meet him... And I maintain that I did not say any such thing consciously or unconsciously because I did not think of Murty as anything other than a friend at that stage. We have agreed to disagree on this matter.

Soon, we became friends. Our conversations were filled with Murty's experiences abroad and the books that he has read. My friends insisted that Murty as trying to impress me because he was interested in me. I kept denying it till one fine day, after dinner Murty said, I want to tell you something. I kn ew this as it. It was coming. He said, I am 5'4" tall. I come from a lower middle class family. I can never become rich in my life an! d I can never give you any riches. You are beautiful, bright, and intelligent and you can get anyone you want. But will you marry me? I asked Murty to give me some time for an answer. My father didn't want me to marry a wannabe politician, (a communist at that) who didn't have a steady job and wanted to build an orphanage...

When I went to Hubli I told my parents about Murty and his proposal. My mother was positive since Murty was also from Karnataka, seemed intelligent and comes from a good family. But my father asked: What's his job, his salary, his qualifications etc? Murty was working as a research assistant and was earning less than me. He was willing to go dutch with me on our outings. My parents agreed to meet Murty in Pune on a particular day at10 a. m sharp. Murty did not turn up. How can I trust a man to take care of my daughter if he cannot keep an appointment, asked my father.

At 12noon Murty turned up in a bright red shirt! He had gone on work to Bombay , was stuck in a traffic jam on the ghats, so he hired a taxi(though it was very expensive for him) to meet his would-be father-in-law. Father was unimpressed. My father asked him what he wanted to become in life.

Murty said he wanted to become a politician in the communist party and wanted to open an orphanage. My father gave his verdict. NO. I don't want my daughter to marry somebody who wants to become a communist and then open an orphanage when he himself didn't have money to support his family.

Ironically, today, I have opened many orphanages something, which Murty wanted to do 25 years ago. By this time I realized I had developed a liking towards Murty which could only be termed as love. I wanted to marry Murty because he is an honest man. He proposed to me highlighting the negatives in his life. I promised my father that I will not marry Murty without his blessings though at the same time, I cannot marry anybody else. My father said he would agree if Murty promised to take up a steady job. But Murty refused saying he will not do things in life because somebody wanted him to. So, I was caught between the two most important people in my life..

The stalemate continued for three years during which our courtship took us to every restaurant and cinema hall in Pune. In those days, Murty was always broke. Moreover, he didn't earn much to manage. Ironically today, he manages Infosys Technologies Ltd., one of the world's most reputed companies. He always owed me money. We used to go for dinner and he would say, I don't have money with me, you pay my share, I will return it to you later. For three years I maintained a book on Murty's debt to me.. No, he never returned the money and I finally tore it up after my wedding.

The amount was a little over Rs 4000. During this interim period Murty quit his job as research assistant and started his own software business. Now, I had to pay his salary too! Towards the late 70s computers were entering India in a big way.

During the fag end of 1977 Murty decided to take up a job as General Manager at Patni computers in Bombay .. But before he joined the company he wanted to marry me since he was to go on training to the US after joining. My father gave in as he was happy Murty had a decent job, now.

WE WERE MARRIED IN MURTY'S HOUSE IN BANGALORE ON FEBRUARY 10, 1978 WITH ONLY OUR TWO FAMILIES PRESENT.I GOT MY FIRST SILK SARI. THE WEDDING EXPENSES CAME TO ONLY RS 800 (US $17) WITH MURTY AND I POOLING IN RS 400 EACH.

I went to the US with Murty after marriage. Murty encouraged me to see America on my own because I loved travelling. I toured America for three months on backpack and had interesting experiences which will remain fresh in my mind forever. Like the time when the New York police took me into custody because they thought I was an Italian trafficking drugs in Harlem . Or the time when I spent the night at the bottom of the Grand Canyon with an old couple. Murty panicked because he couldn't get a response from my hotel room even at midnight. He thought I was either killed or kidnapped.

IN 1981 MURTY WANTED TO START INFOSYS. HE HAD A VISION AND ZERO CAPITAL...initially I was very apprehensive about Murty getting into business. We did not have any business background ... Moreover we were living a comfortable life in Bombay with a regular pay check and I didn't want to rock the boat. But Murty was passionate about creating good quality software. I decided to support him.. Typical of Murty, he just had a dream and no money. So I gave him Rs 10,000 which I had saved for a rainy day, without his knowledge and told him, This is all I have. Take it. I give you three years sabbatical leave. I will take care of the
financial needs of our house. You go and chase your dreams without any worry. But you
have only three years!

Murty and his six colleagues started Infosys in 1981,with enormous interest and hard work. In 1982 I left Telco and moved to Pune with Murty. We bought a small house on loan which also became the Infosys office. I was a clerk-cum-cook-cum-programmer. I also took up a job as Senior Systems Analyst with Walchand group of Industries to support the house.

In 1983 Infosys got their first client, MICO, in Bangalore . Murty moved to Bangalore and stayed with his mother while I went to Hubli to deliver my second child, Rohan. Ten days after my son was born, Murty left for the US on project work. I saw him only after a year, as I was unable to join Murty in the US because my son had infantile eczema, an allergy to vaccinations. So for more than a year I did not step outside our home for fear of my son contracting an infection. It was only after Rohan got all his vaccinations that I came to Bangalore where we rented a small house in Jayanagar and rented another house as Infosys headquarters. My father
presented Murty a scooter to commute. I once again became a cook, programmer, clerk,
secretary, office assistant etc al. Nandan Nilekani (MD of Infosys) and his wife Rohini stayed with us. While Rohini babysat my son, I wrote programs for Infosys. There was no car, no phone, and just two kids and a bunch of us working hard, juggling our lives and having fun while Infosys was taking shape. It was not only me but also the wives of other partners too who gave their unstinted support. We all knew that our men were trying to build something good.

It was like a big joint family,taking care and looking out for one another. I still remember Sudha Gopalakrishna looking after my daughter Akshata with all care and love while Kumari Shibulal cooked for all of us. Murty made it very clear that it would either be me or him working at Infosys. Never the two of us together... I was involved with Infosys initially.

Nandan Nilekani suggested I should be on the Board but Murty said he did not want a husband and wife team at Infosys. I was shocked since I had the relevant experience and technical qualifications. He said, Sudha if you want to work with Infosys, I will withdraw, happily. I was pained to know that I will not be involved in the company my husband was building and that I would have to give up a job that I am qualified to do and love doing.

It took me a couple of days to grasp the reason behind Murty's request..I realized that to make Infosys a success one had to give one's 100 percent.. One had to be focussed on it alone with no other distractions. If the two of us had to give 100 percent to Infosys then what would happen to our home and our children? One of us had to take care of our home while the other took care of Infosys.

I opted to be a homemaker, after all Infosys was Murty's dream. It was a big sacrifice but it was one that had to be made. Even today, Murty says, Sudha, I stepped on your career to make mine. You are responsible for my success...

Great na.... That's the Power of Love.

Every man needs a woman to motivate him and to give him a reason to live....

Answer the following

2008-07-04T22:41:00.000-07:00

B elow are four ( 4 ) questions and a bonus question. You have to answer them instantly. You can't take your time, answer all of them immediately. OK?

Let's find out just how clever you really are....

Ready? GO!!! (scroll down)

First Question:

Y ou are participating in a race. You overtake the second person. What position are you in?

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Answer: If you answered that you are first, then you are
absolutely wrong! If you overtake the second person and you take his place, you are second!

Try not to screw up next time.
Now answer the second question,
but don't take as much time as you took for the first question, OK ?

Second Question:
I f you overtake the last person, then you are...?
(scroll down)

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Answer: If you answered that you are second to last, then you are wrong again. Tell me, how can you overtake the LAST Person?

You're not very good at this, are you?

Third Question:
V ery tricky arithmetic! Note: This must be done in your head only .
Do NOT use paper and pencil or a calculator. Try it.

Take 1000 and add 40 to it. Now add another 1000 . Now add 30 .
Add another 1000 . Now add 20 . Now add another 1000
Now add 10 . What is the total?

Scroll down for answer.....

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Did you get 5000 ?

The correct answer is actually 4100.

If you don't believe it, check it with a calculator!
Today is definitely not your day, is it?
Maybe you'll get the last question right....
....Maybe.

Fourth Question:

Mary's father has five daughters: 1. Nana, 2. Nene, 3. Nini,
4. Nono. What is the name of the fifth daughter?

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Did you Answer Nunu?
NO! Of course it isn't.
Her name is Mary. Read the question again!

Okay, now the bonus round:

A mute person goes into a shop and wants to buy a toothbrush. By
imitating the action of brushing his teeth he successfully
expresses himself to the shopkeeper and! the purchase is
done.
Next, a blind man comes into the shop who wants to buy a pair of
sunglasses; how does HE indicate what he wants?

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

He just has to open his mouth and ask...
It's really very simple.... Like you!

Men are Men

2008-07-04T22:40:00.001-07:00

The Perfect Husband....

Several men are in the changing room of a golf club.
A mobile phone on a bench rings and a man engages the hands free speaker-function and began to talk.

Everyone else in the room stops to listen.

MAN: "Hello"

WOMAN: "Darling, it's me. Are you at the club?"

MAN: "Yes"

WOMAN: "I am at the shopping centre and found this beautiful leather coat. It's only Rs. 10,000. Is it OK if I buy it?"

MAN: "Sure,..go ahead if you like it that much."

WOMAN: "I also stopped by the Mercedes dealership and saw the new 2008 models. I saw one I really liked."

MAN: "How much?"

WOMAN: "Rs. 40,00,000"

MAN: "OK, but for that price I want it with all the options."

WOMAN: "Great! Oh, and one more thing ... The house I wanted last year is back on the market. They're asking
Rs. 2,50,00,000"

MAN: "Well, then go ahead and give them an offer of 2,25,00,000. They will probably take it. If not, we can gofor the extra amount. It really is a pretty good price."

WOMAN: "OK. I'll see you later! I love you so much!!"

MAN: "Bye! I love you, too."

The man hangs up. The other men in the changing room are staring at him in astonishment, mouths agape......

He smiles and asks:

-

-

-

-

-

-

-

"Anyone knows who's this mobile belongs to?"

LOOK LIKE HRITHIK

2008-07-03T20:25:00.000-07:00

The good news being that you don’t need his personal trainer or an expensive gym. Here's how to do it for free

BICEPS

These will help create bulging arm muscles.

BICEP CURL

Use a (full) can of cola in each arm for these. And the good bit is that this exercise is just as effective sitting or standing - so it can easily be done from the comfort of your sofa.
How to do it:

• Hold your 'weights' down by your sides with your palms facing upwards. Without moving the upper part of your arms slowly bend your arms and bring the weights up to the shoulders.

• Return the weight back to the starting position, keeping the movement slow. Repeat as many times as you feel comfortable.
Challenge yourself:
Use a larger cola can size to make it harder.

TRICEP CURL

Use cola cans or baked beans for weights to do this one.
How to do it:

• Stand with one foot slightly in front of the other and with your knees slightly bent.

• With your weight in one hand, keep your upper arm in line with your body and bend your arm forward 90 degrees.

• Then, keeping the upper half of your weight arm by your side, straighten your elbow out behind you. Hold for three seconds, then slowly bend back into the starting position. Repeat five times, and switch arms.
Challenge yourself:
For a more strenuous workout, straighten and bend your arm extra slowly.

ABS

These moves with a pizza box can help to create a sexy six-pack.
ALTERNATING SIT-UPS
Balance a pizza box on your knees for this move to stop your legs moving - and provide some extra motivation!
How to do it:

• Lie flat on your back with your knees bent. Put your hands behind your ears and sit up aiming your left elbow at your right knee.

• Next sit up again but this time aim your right elbow to your left knee. Continue in an alternating pattern.
Challenge yourself:
Lie on a home gym ball to intensify these moves.

LEG LIFTS

These are tough to start with but do get easier.
How to do it:

• Lie flat on your back and lift your legs into the air so that they are as close to 90 degrees from the floor as possible.

• Lower your legs a little and hold for a count of 10, then lower a bit more and hold again for 10. Then lower them till they are almost touching the floor and hold again.

• Finally, bring your legs up to your chest and rest. Repeat five times.
Challenge yourself:
Hold each position for 20 seconds.

LEGS

These will help you to beef-up chicken legs!

STATIONARY SEAT

Any clear piece of wall can be used for this.
How to do it:

• Push your back against the wall and slide down until you are in a sitting position. Hold for 30 seconds.

• Repeat 12 times then rest for 30 seconds before doing two more sets of 12.
Challenge yourself:
Try without the wall for maximum toning.

POWER LUNGS

These can be done in front of your TV set.
How to do it:

• Stand with your feet apart and knees bent. Step forwards so your leg is one stride from the back foot.

• As you do so lower your body down, then spring back to your starting position, pushing through the heel of your forward foot.

• Then repeat on the other side. Aim for 30 repetitions.
Challenge yourself:
Make it more of a challenge by holding heavy cans of beer in each hand.

Watermelon is nature’s Viagra: study

2008-07-01T20:29:00.001-07:00

If you thought watermelon is just a fruit that refreshes parched throats, here’s something you should know: The juicy fruit has ingredients that deliver Viagra-like effects to the body’s blood vessels and may even increase libido, said a new study by a US-based researcher.
“The more we study watermelons, the more we realise just how amazing a fruit it is in providing natural enhancers to the human body,” said the study’s leader Dr Bhimu Patil, director of Texas A and M’s Fruit and Vegetable Improvement Centre in College Station.
“We’ve always known that watermelon is good for you, but the list of its very important healthful benefits grows longer with each study,” he added.
Watermelons contain a nutrient called citrulline, which gets converted to arginine when consumed. Arginine is an amino acid that works wonders on the heart and circulation system and maintains a good immune system, Patil said.
“The citrulline-arginine relationship helps heart health, the immune system and may prove to be very helpful for those who suffer from obesity and type 2 diabetes,” said Patil.
“Arginine boosts nitric oxide, which relaxes blood vessels – the same basic effect that Viagra has – to treat erectile dysfunction and maybe even prevent it,” he added.
While there are many psychological and physiological problems that can cause impotence, extra nitric oxide could help increase blood flow, which would also help treat angina, high blood pressure and other cardiovascular problems.
“Watermelon may not be as organ specific as Viagra, but it’s a great way to relax blood vessels without any drug side-effects,” Patil said.
The benefits of watermelon don’t end there, he said. Arginine also helps the urea cycle by removing ammonia and other toxic compounds from our bodies. ANI

SIN FIELD

2008-07-01T20:24:00.000-07:00

Want to attain career-nirvana? Here are seven deadly sins you should avoid committing

PRIDE

The usual suspect smitten by this sin is the dude-who-always-singshis-own-song. Despite any help they received along the way, time and again, people take full credit for their accomplishments in the office, thinking that personal success will fast-track their career. The sin: What often goes unrecognised is that people around, and especially below, resent the ego-centricity, and may actually begin to actively undermine that person's efforts in the future. The salvation: A dose of acknowledgment of and appreciation for one's peers and subordinates, so they may share in some of the glory, can go a long way to foster one's long-term success

GREED

Your ‘too much too soon’ desire motivates evil. While some amount of greed may actually help you, beware of reaching the next level unprepared. The sin: Taking this notion to the extreme can be self-defeating as core values become misguided and life becomes unbalanced in the process. The salvation: The road to success requires a longterm approach in all aspects of one's job duties. Those laser-focused on quick, short-term gains may do well in the moment, but will be ill-prepared to take things to the next level.

ENVY

It’s okay to acknowledge others' achievements, but lamenting ‘what should have been yours’ can adversely impact your focus on current job tasks. The sin: Being overly envious of others in the workplace can sabotage your self-esteem, which is a vital characteristic every successful business person shares. The salvation: Some amount of envy is necessary. Let the accomplishments of others become motivational fuel for your fire in working toward your own successes.

LUST

'Grass is always greener' applies more to our workplaces now than ever before. Sometimes, even minor carrots lured by competitors can look huge. The sin: Spending time being fixated on what you don't have rather than what you do will foster bad attitude and negative overall behaviour. The salvation: One's overall 'presence' in the office plays a big part in who gets promoted and who doesn't. No matter how ambitious, it's prudent to be 'present' and make the most out of your current position at this moment in time.

ANGER

Whether you’re at the receptionist's desk or at the head of the boardroom table, anger damages your reputation, credibility and professionalism. The sin: Those prone to angry outbursts rarely get promoted; they are seen as being poor leaders who cannot inspire or motivate others. The salvation: It's fine to feel passionately about your job and to disagree with others, but learn how to channel those emotions into actions that will work to your benefit in the eyes of others – especially your superiors – rather than against it.

SLOTH

Laziness isn't cool, especially if you're a 20-something in corporate India. Be indolent and watch others surpass you in success and authority. The sin: Complacency has no place whatsoever in the workplace – especially for those with high aspirations. Expecting your past successes to carry you forward in the long-term is foolish. The salvation: Treat every work day and every project as if your job, and your future at large, depends on it. It very well may.

GLUTTONY

Too much focus on only one facet of life, like work, is a recipe for overall failure. Make sure you’re ready – professionally and personally – to take on new and bigger challenges. The sin: More isn’t always better – especially if you’re not ready for the challenge at hand. The salvation: Achieving career success also includes maintaining a life balance. A misplaced professional desire creates a backlash both at home as well as amid peers.

फक्ट्स ऑफ़ लाइफ.

2008-07-01T01:14:00.000-07:00

---------- If you think you have huge tension, look at them

if you think your job is tough, how about him?

if you think your salary is low, how about her?

If you think you don't have many friends, ask yourself if you have one sincere friend…

you think study is a burden, how about her?

when you feel like giving up, think of this man

if you think you suffer in life, do you suffer as much as he does?

if you complaint about your transport system, how about them?

if your society is unfair to you, how about her?

Always be positive......

Descrip of childhood: Be a child…
Enjoy the beauty of the world…

अमज़िंग pics

2008-07-01T01:02:00.001-07:00

An elephant just came out of water..

A bird drying his body.

A real fight

Transparent sea water in Maldives ... you think the boat is floating on air.

Night beautiful picture of Shanghai-China

Smallest horse in the world
40 cm tall, American farm

Wonderful fountain performing a boat shape

Gas cylinder burns half of an island

The longest name of a city in New Zealand

The shortest city name in the world is in Norway with one letter (A)

Take away fast food

A high resolution picture of the first atomic bomb by France in 1968

Fastest Street-legal production cars 300+ km/h onwards

2008-07-01T00:51:00.000-07:00

McLaren F1 (1994-98)

This is the sixth car to touch 300+ KM speed (386.7 km/h)

Jaguar XJ220 (1993)

This is the fifth car to touch 300+ KM speed (350 km/h)

Bugatti EB110 (1992)

This is the fourth car to touch 300+ KM speed (349 km/h)

Lamborghini Diablo (1990)

This is the third car to touch 300+ KM speed (325 km/h)

Ferrari F40 (1987)

This is the second car to touch 300+ KM speed (324 km/h)

Porsche 959 (1986)

This is the first car to touch 300+ KM speed (317 km/h)

Bugatti Veyron (2005)

This is the eighth car to touch 300+ KM speed (407 km/h)

On October 9th, 2007 Bugatti Veyron's speed record has been eclipsed by the following super car.

SSC Ultimate Aero (2007)

Till now this is the Fastest street-legal production car with the speed of 413.3 km/h

SSC stands for Shelby Super Cars.

Best Photos of Year

2008-07-01T00:32:00.000-07:00

Swallowed whole
A rainbow trout fingerling peers out from the gullet of a northern pike at the Alaska Department of Fish & Game aquarium in Anchorage.

A Romp in Russia
A polar bear cub plays near his mother at the Moscow Zoo .

Moonshot
Flying at nearly 35,000 feet, a jet passes over the disk of a winter half moon above Boston on Jan. 3. The jet leaves contrails in its wake due to the temperature difference between the hot engine exhaust and the cold air.

Red Square reflection
The Kremlin's Spassky Tower and passers-by are reflected in the wet cobblestones of Moscow's Red Square on Feb. 13.

A galaxy's sharp edge
An image produced by the Hubble Space Telescope, released March 1, shows a perfect "edge-on" perspective of the galaxy NGC 4013, with huge clouds of dust and gas extending above the galaxy's main disk.

Light of the world
This composite image shows what Earth looks like at night. City lights highlight developed areas of the planet

Mother and child
An ethnic Albanian refugee from Selce, Macedonia, and her child look through the window of a bus as they arrive in Prizren in Kosovo on March 27, after fleeing the fighting in Macedonia two days earlier.

A useful lesson
A German Shepherd named Pepper sits with two endangered Bengal tiger cubs and a cougar cub, far right, at the home of veterinarian Rob Zammit outside Sydney, Australia.

Great white whale
A beluga whale swims in a tank at the Vancouver Aquarium.

Puppy love
Crystal, a year-old black Labrador-Dalmatian mix, peers through a heart-shaped hole in a fence.

The gathering storm
Dark clouds roll over Blair, Neb., on May 9, bringing thunder and flashes of lightning.

The little duckling who could
Mallard ducklings wait their turn May 14 as a sibling struggles to make it up a curb in South Bend, Ind. The mother, who had already cleared the obstacle, flirted with traffic for 20 minutes before leading her offspring safely across the busy road

Stellar light show
From ground-based telescopes, the "ant nebula" resembles the head and thorax of a garden ant

Un-bear-able heat
Koluk the polar bear goes headfirst into the pool at the Albuquerque Rio Grande Zoo in Albuquerque, N.M., on July 15.

Grand old night
Tanner Mann, 8, of Hortonville, Wis., gets a good seat on top of his mother's car July 4 for the fireworks show at Riverside Park in New London.

Fury from above
Lightning ripples over the Bass Performance Hall in Fort Worth, Texas, on June 14.

Rainbow times two
An afternoon storm brought a double rainbow over downtown Chillicothe, Ohio, on May 27

Mideast flare-up
A Palestinian youth uses a slingshot to fire stones at Israeli soldiers from behind a barricade of burning tires May 23.

.

EASY DIFFICULT

2008-07-01T00:31:00.000-07:00

EASY DIFFICULT
Easy is to judge the mistakes of others Difficult is to recognize our own mistakes
Easy is to talk without thinking Difficult is to refrain the tongue
Easy is to hurt someone who loves us. Difficult is to heal the wound...
Easy is to forgive others Difficult is to ask for forgiveness
Easy is to set rules. Difficult is to follow them...
Easy is to dream every night. Difficult is to fight for a dream...
Easy is to show victory. Difficult is to assume defeat with dignity...
Easy is to admire a full moon. Difficult to see the other side...
Easy is to stumble with a stone. Difficult is to get up....
Easy is to enjoy life every day. Difficult to give its real value...
Easy is to promise something to someone. Difficult is to fulfill that promise...
Easy is to say we love. Difficult is to show it every day...
Easy is to criticize others. Difficult is to improve oneself...
Easy is to make mistakes. Difficult is to learn from them...
Easy is to weep for a lost love. Difficult is to take care of it so not to lose it.
Easy is to think about improving. Difficult is to stop thinking it and put it into action...
Easy is to think bad of others Difficult is to give them the benefit of the doubt...
Easy is to receive Difficult is to give
Easy to read this Difficult to follow

Lifez as simple as we want and as complicated as we make it :-)

It's nice to be important, but it's more important to be nice.

Chocolates

2008-07-01T00:29:00.000-07:00

Math's Teacher: If you have
12 Chocolates and you

Give 5 to Lela,
3 to Anita and
4 to Julia

Then what will u get????

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Student: 3 New
Girlfriends

dUCK

2008-07-01T00:24:00.000-07:00

With remarkable courage, the mother duck flew up to take on the attacker at least five times her size, flapping around its dagger-like beak in an attempt
to force it to let go of her offspring.

But despite the mother's best efforts, the heron made off with its prey and devoured it with a single gulp in front of her eyes.

Although usually seen eating fish, herons have a varied diet, including amphibians, molluscs and small rodents. Herons have been named among the most intelligent of birds,
mainly because of its flexibility and adaptability to acquire food.

With a wingspan of 70 to 80in, herons appear terrifying to smaller birds and animals when flying with its characteristic slow wing beat.

This mother duck put up a brave fight, but she stood little chance when a heron took a fancy to one of her ducklings.

The Banana Test

2008-07-01T00:22:00.000-07:00

There is a very, very tall coconut tree and there are 4 animals,
a Lion , a Chimpanzee , a Giraffe , and a Squirrel , who pass by.
They decide to compete to see who is the fastest to get a banana off the tree.
Who do you guess will win?
Your answer will reflect your personality.
So think carefully . . . Try and answer within 30 seconds !!!
Got your answer?
Now scroll down to see the analysis.

If your answer is:
Lion = you're a bit slow on the uptake..
Chimpanzee = you're a moron.
Giraffe = you're a complete idiot.
Squirrel = you're just hopelessly stupid.
-----------------------------------------------------------------------------------------
A COCONUT TREE DOESN 'T HAVE BANANAS.
Obviously you're stressed and overworked.
You should take some time off and relax!
Try again next year !!!

Horoscope Test...

2008-06-30T23:19:00.001-07:00

If you are honest this tells the truth - it's pretty good

Write your answers on a piece of paper. No cheating!!

The answers are at the bottom of this page.

1. Write the name of a person of the opposite sex.

2. Which is your favourite colour out of red, black, blue, and green, yellow?

3. Your first initial?

4. Your month of birth?

5. Which colour do you like more, black or white?

6. Name of a person of the same sex as yours.

7. Your favourite number?

8. Do you like Sydney or Brisbane more?

9. Do you like a lake or the ocean more?

10. Write down a wish (a realistic one).

When you're done, scroll down. (Don't cheat)

Answers

1. You are completely in love with this person.

2. If you choose:

Red - You are alert and your life is full of love. Black - you are conservative and aggressive. Green - your soul is relaxed and you are laid back Blue - you are spontaneous and love kisses and affection from the ones you love. Yellow- you are a very happy person and give good advice to those who are down.

3. If your initial is:

A-K You have a lot of love to give in friendships in your life.

L-R You try to enjoy your life to the maximum and your love life is soon to blossom.

S-Z You like to help others and your future love life looks very good.

4. If you were born in: Jan-Mar: The year will go very well for you and you will discover that you fall in love with someone totally unexpected.

April-June: You will have a strong love relationship that will last long and the memories will last forever.

July-Sep: You will have a great year and will experience a major life-changing experience for the good.

Oct-Dec: Your love life will not be too great, but eventually you will find your soul mate.

5. If you chose..... Black: Your life will take on a different direction, it will be the best thing for you, and you will be glad for the change.

White: You will have a friend who completely confides in you and would do anything for you, but you may not realize it.

6. This person is your best friend.

7. This is how many close friends you have in your lifetime.

8. If you chose: Sydney: You like adventure. Brisbane: You are a laid back person.

9. If you chose:

Lake: You are loyal to your friends and your lover and are very reserved.

Ocean: You are spontaneous and like to please people.

10. This wish will come true only if you send this to five people in one hour. Send it to ten people, and it will come true before your next birthday!

Birthstones!

2008-06-30T23:17:00.001-07:00

Most gem scholars agree that the tradition of birthstones
arose from the Breastplate of Aaron: a ceremonial religious garment
set with twelve gemstones that represented the twelve tribes of Israel.
Many found a correspondence with the twelve signs of the zodiac.
In later times, the stones became associated with the
twelve months of the year and many believed that the stones
possessed power when worn or owned.
Thus, the tradition of giving and wearing birthstones began!

January!
Birthstone: Garnet

Legend has it, that Noah hung a large garnet in the ark
for illumination!
The garnet was believed to protect from nightmares
and give guidance at night.
The Crusaders used them as protection against
wounds and accidents during their journeys.
Today, it is a symbol for
guidance and constancy.

February!
Birthstone: Amethyst

The Greeks believed that if an amethyst was
placed under the tongue while drinking
it would prevent intoxication!
For many years the amethyst has been a symbol
of peace and tranquility!
It is also said to be the stone of Saint Valentine,
who wore an amethyst engraved with the figure
of his assistant, Cupid.
Saint Valentine's Day is still observed in February.

March!
Birthstone: Aquamarine

People believed this stone had the ability
to aid seafarers.
It was also believed that if you dreamed aquamarine
it meant you were going to
meet a new friend!
Aquamarine has also been a symbol for youth
and health for many years!

April!
Birthstone: Diamond

The diamond is the hardest of all gems.
In ancient times they were believed to be
hardened dewdrops or splinters of lightning
and stars that fell to the earth.
Warriors believed if they wore diamonds into
battle that the gems would give them
strength and courage.
In ancient times, only men wore diamonds.
The tradition of giving diamond engagement rings
came much later.
Today, the gem is a symbol that reflects
the strength of love!

Birthstone: Emerald

The Emeralds magnificent color has
been said to rest and relieve the eye.
Romans dedicated the gem to the
goddess Venus because it symbolized
the reproductive forces of nature.
Early Christians considered the gem
a symbol of the resurrection of Christ!
In present time, the emerald is a
symbol for happiness and fertility.

Birthstone: Pearl

According to Indian mythology,
a pearl was formed when dew drops
during a full moon
fell from the heavens into the sea
and were captured by shellfish.
Warriors in India encrusted pearls
into the handles of their swords
to symbolize the tears a sword can bring.
In present time, the pearl
is a universal symbol of purity.

Birthstone: Ruby

The ruby is known as
"The Lord of the Gems"!
In the Orients it was believed to be the
spark of life and was thought to be drops of
blood from the heart of Mother Earth!
In other parts of the world, the ruby was perceived
as self-luminous and was called
glowing stone or lamp stone.
During medieval times, many thought the
ruby could warn of misfortune or illness to its owner
by turning a deeper red.
Today, it is a symbol for nobility.
August!
Birthstone: Peridot

The peridot is formed by a
volcanic action.
Greeks believed it brought
royal dignity upon its wearer
and it was also considered
a symbol for the sun.
Ancient legends considered the
peridot as a powerful amulet
that warded off evil.

Birthstone: Sapphire

It is a common theory
that the Ten Commandments were written on
tablets made of Sapphire.
In ancient times, the sapphire was believed
to hold special powers.
Many felt the gem gave its owner the ability
to foretell the future.
It has been a symbol for wisdom ever since!

October!
Birthstone: Opal

Throughout history, there are as many different legends about the opal as there are colors in this precious gem. There is an Indian legend about the origin of the opal. Quoted from "Gemstones" by Willard Heaps: "...the gods Brahma, Vishnu and Shiva once vied in jealous love for a beautiful woman. This angered the Eternal, who changed the fair mortal into a creature made of mist. Thereupon each of the three gods endowed her with his own colorso as to be able to recognize her. Brahma gave her the glorious blue of the heavens, Vishnu enriched her with the splendor of gold, and Shiva lent her his flaming red. But all this was in vain, since the lovely phantom was whisked away by the winds. Finally, the Eternal took pity on her and transformed her into a stone,the opal, that sparkles in all the colors of the rainbow." In Australia,a legend existed of a huge opal that governs the stars and guides human love, as well as controls the gold in all the mines. The Aborigines have an altogether different legend concerning the opal. They believed it to be the devil that lurks in the ground made up of half man and half serpent that lures men to destruction. Arabs believed the wearer of an opal had the power of invisibility, hence it became a popular talisman of thieves and spies. The Romans considered the gem to be a symbol of love and hope. In the orients, it was called the anchor of hope. The two beliefs of love and hope, above all the others has carried over into today's beliefs.

Birthstone: Topaz

The name Topaz is derived from the
Sanskrit word meaning "fire".
In ancient lore, it was believed that
topaz could control heat and cool
boiling water, as well as
calm excessive anger.
During the Middle Ages, the topaz
was used mostly by royalty and clergy.
A 13th century belief held that a topaz engraved
with a falcon helped its wearer cultivate
the goodwill of kings and princes.
Topaz was once thought to
strengthen the mind, prevent mental disorders,
and increase wisdom.

December!
Birthstone: Turquoise

Turquoise was used in some of the earliest jewelry
known to man. Pharaohs in Egypt have been
unearthed wearing turquoise jewelry that date
back to 55oo B.C.
Native Americans in the southwest
called turquoise "Chal-cui-hui-ta" which means
"The highest and most valued thing in the world."
They believed the blue represented heaven and
the green earth.
Turquoise was considered by some as a symbol of
good fortune and success.
It was also believed to bring prosperity to its wearer.

मनी Control

2008-06-30T23:15:00.001-07:00

Learn self control now, not later.
If you're lucky, your parents taught you this skill when you were a kid. If not, keep in mind that the sooner you learn the fine art of delaying gratification, the sooner you'll find it easy to keep your finances in order. Although you can effortlessly purchase an item on credit the minute you want it, it's better to wait until you've actually saved up the money. Do you really want to pay interest on a pair of jeans or a box of cereal? (To learn more about credit, check out Understanding Credit Card Interest and our Debt Management feature.)

If you make a habit of putting all your purchases on credit cards, regardless of whether you can pay your bill in full at the end of the month, you might still be paying for those items in 10 years. If you want to keep your credit cards for the convenience factor or the rewards they offer, make sure to always pay your balance in full when the bill arrives, and don't carry more cards than you can keep track of.

Don't put your financial future in someone else's hands.
If you don't learn to manage your own money, other people will find ways to (mis)manage it for you. Some of these people may be ill-intentioned, like unscrupulous commission-based financial planners. Others may be well-meaning, but may not know what they're doing, like Grandma Betty who really wants you to buy a house even though you can only afford a treacherous adjustable-rate mortgage.

Instead of relying on others for advice, take charge and read a few basic books on personal finance. Once you're armed with personal finance knowledge, don't let anyone catch you off guard - whether it's a significant other that slowly siphons your bank account or friends who want you to go out and blow tons of money with them every weekend.

Understanding how money works is the first step toward making your money work for you. (To find out how to have fun and still save money, see Budget Without Blowing Off Your Friends.)

Pay attention to where your money goes.
Once you've gone through a few personal finance books, you'll realize how important it is to make sure your expenses aren't exceeding your income. The best way to do this is by budgeting. Once you see how your morning java adds up over the course of a month, you'll realize that making small, manageable changes in your everyday expenses can have just as big of an impact on your financial situation as getting a raise.

In addition, keeping your recurring monthly expenses as low as possible will also save you big bucks over time. If you don't waste your money on a posh apartment now, you might be able to afford a nice condo or a house before you know it. (Read more on budgeting in our Budgeting 101 special feature.)

Start an emergency fund.
One of personal finance's oft-repeated mantras is "pay yourself first". No matter how much you owe in student loans or credit card debt and no matter how low your salary may seem, it's wise to find some amount - any amount - of money in your budget to save in an emergency fund every month.

Monopolies: Corporate triumph and treachery
Having money in savings to use for emergencies can really keep you out of trouble financially and help you sleep better at night. Also, if you get into the habit of saving money and treating it as a non-negotiable monthly "expense", pretty soon you'll have more than just emergency money saved up: you'll have retirement money, vacation money, and even money for a home down payment.

Don't just sock away this money under your mattress; put it in a high-interest online savings account, a certificate of deposit, or a money market account. Otherwise, inflation will erode the value of your savings.

Start saving for retirement now.
Just as you headed off to kindergarten with your parents' hope to prepare you for success in a world that seemed eons away, you need to prepare for your retirement well in advance. Because of the way compound interest works, the sooner you start saving, the less principal you'll have to invest to end up with the amount you need to retire, and the sooner you'll be able to call working an "option" rather than a "necessity".

Company-sponsored retirement plans are a particularly great choice because you get to put in pretax dollars and the contribution limits tend to be high (much more than you can contribute to an individual retirement plan). Also, companies will often match part of your contribution, which is like getting free money. (To learn more, see Understanding The Time Value Of Money and Retirement Savings Tips For 18- To 24-Year-Olds.)

Get a grip on taxes.
It's important to understand how income taxes work even before you get your first paycheck. When a company offers you a starting salary, you need to know how to calculate whether that salary will give you enough money after taxes to meet your financial goals and obligations. Fortunately, there are plenty of online calculators that have taken the dirty work out of determining your own payroll taxes, such as Paycheck City. These calculators will show you your gross pay, how much goes to taxes and how much you'll be left with (also known as net, or take-home pay).

For example, $35,000 a year in California will leave you with about $27,600 after taxes in 2008, or about $2,300 a month. By the same token, if you're considering leaving one job for another in search of a salary increase, you'll need to understand how your marginal tax rate will affect your raise and that a salary increase from $35,000 a year to $41,000 a year won't give you an extra $6,000, or $500 per month - it will only give you an extra $4,200, or $350 per month (again, the amount will vary depending on your state of residence). Also, you'll be better off in the long run if you learn to prepare your annual tax return yourself, as there is plenty of bad tax advice and misinformation floating around out there.

Guard your health.
If meeting monthly health insurance premiums seems impossible, what will you do if you have to go to the emergency room, where a single visit for a minor injury like a broken bone can cost thousands of dollars? If you're uninsured, don't wait another day to apply for health insurance: it's easier than you think to wind up in a car accident or trip down the stairs. You can save money by getting quotes from different insurance providers to find the lowest rates.

Also, by taking daily steps now to keep yourself healthy, like eating fruits and vegetables, maintaining a healthy weight, exercising, not smoking, not consuming alcohol in excess, and even driving defensively, you'll thank yourself down the road when you aren't paying exorbitant medical bills.

Guard your wealth.
If you want to make sure all your hard-earned money doesn't vanish, you'll need to take steps to protect it. If you rent, get renter's insurance to protect the contents of your place from events like burglary or fire. Disability insurance protects your greatest asset: the ability to earn an income, by providing you with a steady income if you ever become unable to work for an extended period of time due to illness or injury.

If you want help managing your money, find a fee-only financial planner to provide unbiased advice that's in your best interest, rather than a commission-based financial advisor, who earns money when you sign up with the investments his or her company backs.

You'll also want to protect your money from taxes, which is easy to do with a retirement account, and inflation, which you can do by making sure that all of your money is earning interest through vehicles like high-interest savings accounts, money market funds, CDs, stocks, bonds, and mutual funds. (Find out all you need to know about insurance in Understand Your Insurance Contract, Five Insurance Policies Everyone Should Have and Insurance 101 For Renters.)

A financial basis for life
Remember, you don't need any fancy degrees or special background to become an expert at managing your finances. If you use these eight financial rules for your life, you can be as personally prosperous as the guy with the hard-won MBA.

10 great investing rules to become RICH

An old saying goes, "You can't build wealth by buying things you don't need, with money you don't have, to impress people you don't like." So how do you build wealth? Read on...
There are basically only four roads to wealth:
• You can marry it (don't laugh, some do);
• You can inherit it (others do that);
• You can get a windfall (from a lawsuit settlement, lottery, or some other unexpected good fortune); or
• You can accumulate it.
Most of us are stuck with option #4 - accumulate it. To do so, you need to understand how to manage cash flow. First, look at your annual earnings and multiply that figure by your working years. Not counting inflation (that is, pay raises along the way), the result may total several million dollars.
Whether you will have that several million dollars by retirement, though, depends on how you manage your cash flow - and how you answer the following questions: What do you need now, what do you want now, and what can you save and invest for the future?
Here are ten time-tested rules that can weather the stormiest market cycles.
Rules #1: Live within your means
This includes managing debt and learning to budget. Such boring topics may not be the most exciting things about becoming wealthy, but they may be the most critical.
Consumer-driven economies relentlessly hammer away at why we must buy this item or that gadget so we can have the appearance of being successful, happy, and altogether "with it." So it takes financial discipline and sensible behavior to successfully accumulate money and grow wealthy.
Possibly the biggest trap out there is easy credit, which lets us buy numerous things we might not need. Comedians have pointed out the foolishness: "You buy something that's 10 per cent off and charge it on a 20 per cent interest credit card!" And US newspaper columnist Earl Wilson opined, "Nowadays there are three classes of people - the Haves, the Have-Nots, and the Have-Not-Paid-For-What-They-Haves."
Learning to live within your means leads to a freer life - debt can be a mean master instead of a worthy servant. Save first, spend second. If you do so, building wealth will be a lot easier for you.
Rule #2: Save aggressively
This does not mean "invest aggressively." Rather, it means making it an absolute priority to set aside 10 per cent of your income right off the top, and even more if your goals tell you to do that. The longer you wait to start saving, the larger the percentage of your current pay you will have to save to reach your goal.
If you can save aggressively, you will be surprised how that "nest egg" will start to compound. Look at any chart of compounding. It has been said that it's the last compounding that makes you wealthy.
In other words, $20,000 becoming $40,000 doesn't seem like a lot of headway, but when the $40,000 compounds to $80,000, and the $80,000 to $160,000, and finally the $160,000 to $320,000, we're now talking about some serious money. Two more "doublings" and this account will be worth over $1.2 million. Those who spend first and save later inevitably end up working for those who have learned to save first, spend second.
Rule #3: Dollar-cost average
When buying shares, remove emotions from your investing by automatically buying more shares or equity mutual fund units when they are cheap. Emotional investing gets too many people in trouble. Statistics continue to show that we tend to buy when things are going up and sell when they are going down - in other words, we tend to buy high and sell low. Dollar-cost averaging not only removes emotions from investing, but it helps you buy low. Here's how:
By putting a constant amount into the market, as the price slips, you buy more and more number of cheaper shares or fund units and thereby reduce your average cost.
For example, let's say you are investing $100 a month into a fund. In the first month, the price of the fund is $10 per share and you buy 10 shares. The next month, the price has dropped to $8 per share, so your $100 buys you 12.5 shares. The next month, the price has fallen again, to $5 a share, and you buy 20 shares. In the fourth month, the price ticks back up to $7 per share. Your total investment so far is $400.
If you're like most people, though, when you look at your statement and see that by the end of the third month the price has fallen to half, you would probably think you were losing money hand over fist. Especially after a fund continues to decline month after month, investors lose patience and start to bail. They're looking for "better returns," but they don't understand what's going on with the math.
At $5 a share, it feels as though you're down 50 per cent (because the price started at $10 per share). However, you own 42.5 shares, which, when multiplied by $5 a share, equals $212.50 - and you've invested $300. In the fourth month, the price gets back up to $7 per share. Although it might feel as though you're still down because the price started at $10 per share, you're actually within a couple of dollars of your break-even point. You own 56.79 shares, which when multiplied by $7 equals $397.53, on an investment of $400.
Of course, if the fund or market continues to go down and never comes back up, you can't be guaranteed a profit. But this would happen rarely, if ever. Dollar-cost averaging - by investing a fixed amount in regular intervals - is the best way to make money in a variable market over time.
The most difficult part is having the discipline to keep doing it. Investors should be willing to consider their ability to invest over an extended period of time. Remember, you need a longer time horizon when investing in the stock market.
Rule #4: Diversify
No investment is risk free; only a diversified portfolio can mitigate the risks of market cycles. We've all been warned against putting all our eggs in one basket; even Warren Buffett said, "It's better to be approximately right than definitely wrong." By "approximately right," he was referring to diversification.
If one piece of your portfolio is doing substantially better than other parts, the natural inclination is to load up on the part doing the best and forsake those not doing well. But the result will be an under-diversified portfolio that will probably be much more volatile - and the risks may be on the downward side.
Also, proper diversification does not mean any old bunch of mutual funds or stocks, but a proper allocation among stocks, bonds, real estate, fixed assets, and other investments. It also means diversifying within those investment categories.
For example, your stocks should include a mix of midcap, large-, and small-cap stocks as well as growth, blend, and value stocks. You should have bonds that are long, medium, and short term, as well as high grade, mid grade, and low grade.
A mutual fund may offer more diversification than you could afford by owning the same stocks individually. But owning a handful of mutual funds may not offer the diversification you seek unless you research the funds' holdings carefully. That's because many funds have substantial "overlap." In other words, fund A from mutual fund family X may have many of the same stocks as fund B from fund family Y.
Rule #5: Be patient
Warren Buffet says, "The market has a very efficient way of transferring wealth from the impatient to the patient."
But waiting is very hard to do. How long are you willing to hold an asset that is not performing well? One year? Two, three, or four? If you look at the history of asset classes over time, you will see that an asset can be "out of favor" for several years in a row.
You have to be prepared to wait. Don't think you can time when bonds will perform and stocks will get hot. If someone really could do that, he would own the world by now. So remember: Time in the market is more important than timing the market.
Rule #6: Understand volatility
Very few people truly understand the risk and volatility inevitably baked into every investment portfolio. Without getting into its complexity, every variable investment has produced a range of returns over its lifetime, and this range, or deviation, can be plotted on a chart.
So, it's important to understand what the investment category's "average" annual return means in order to prepare yourself for its volatility. For example, does a 10 per cent average mean the investment was up 73 per cent and down 30 per cent and happened to average 10 per cent? Or was it up 15 per cent, and then down 5 per cent to average 10 per cent?
Many investors are fooled by averages - they chase the 70 per cent return after it has happened, when the likelihood of a repeat performance is slim (which we'll discuss more in Rule #7). Yogi Berra is rumored to have said, "Averages don't mean nuthin". If they did, you could have one foot in the oven and the other in a bucket of ice and feel perfectly comfortable."
Over time, returns from investments regress to a mean. "Regression to the mean" simply means that highs and lows will average out so that your return regresses to a certain number or range. Understand an investment's range of returns so you know what to expect annually, and over time.
Markets move from fear to greed, and back to fear. So there are times when the market is "overvalued" and other times when it is "undervalued." Warren Buffett said of the stock buying and selling decisions made at his company, Berkshire Hathaway, "We strive to be fearful when others are greedy, and greedy only when others are fearful."
Rule #7: Don't chase returns
If we know from Rule #6 that a 10 per cent average annual return does not really mean a 10 per cent return each year, why do we still fall for an ad touting a fund that produces 20 per cent annually or some other phenomenal return?
Human nature. And maybe we even convince ourselves that for the chance to experience a year or two of 70 per cent gains, we're willing to stomach the years of 30 per cent losses that also fall within the fund's range of returns.
So, before chasing that incredible return, find out how the investment did during the last bad market for that asset class. Find out its risk, and ask yourself whether you can stomach a bumpy ride over the long term.
Another Buffettism: "The dumbest reason in the world to buy a stock is because it is going up." So before chasing a return, always consider how likely it is that the investment will continue to produce that return - and whether it's really worth the cost of cashing out of another, perhaps only temporarily depressed, investment to do so.
Rule #8: Periodically rebalance your portfolio
You may decide that your investment mix should be, for example, 50 per cent growth stocks, 20 per cent value stocks, and 30 per cent bonds. But asset classes vary in performance over time, so after a year or so, the portfolio balance will start to shift as one asset "overperforms" and another one "underperforms."
Emotions would tell you to sell the underperformers and buy the overachievers. If you want to remain adequately diversified, however, you would rebalance by selling some of the overperformers and buying some of the underachievers - probably just the opposite of what your emotions will tell you.
So, if you strive to put your portfolio back to its original allocations from time to time (annually, semi-annually, or possibly even quarterly), you will be taking gains from the best-performing assets (selling high) and buying those temporarily out of favor (buying low). But it takes discipline to keep your emotions in check.
Rule #9: Manage your taxes
Have you ever considered how taxes are your biggest expense in life - more than mortgage expense, education expense, or any other expense? So, you must take advantage of all tax breaks available - each and every single one of them.
Rule #10: Get advice
Never underestimate the value of good advice. Someone who manages investments full time certainly will find things you have overlooked or done wrong. A good financial adviser is like a personal trainer for your finances and can get you on track and keep you there until your goals are met.
And even more critical than getting the advice is being sure you consistently follow your game plan. The greatest problem for most people is procrastination and erratic investment behavior. So get started, get advice, and get going down the road to wealth - and steadfastly follow through.
(Excerpt from the book, Investing Under Fire)

पिसतुरे स्टोरी

2008-06-30T22:51:00.000-07:00

अमज़िंग रियल Stills

2008-06-26T23:47:00.000-07:00

You are in love.

2008-06-25T20:54:00.000-07:00

When you are together with that special someone, you pretend to ignore that person. But when that special someone is not around, you might look around to find them. At that moment, you are in love.

Although there is someone else who always makes you laugh, your eyes and attention might go only to that special someone. Then, you are in love.

Although that special someone was supposed to have called you long back, to let you know of their safe arrival,your phone is quiet. You are desperately waiting for the call! At that moment, you are in love.

If you are much more excited for one short e-mail from that special someone than other many long e-mails, you are in love.

When you find yourself as one who cannot erase all the emails or SMS messages in your phone because of one message from that special someone, you are in love.

When you get a couple of free movie tickets, you would not hesitate to think of that special someone. Then, you are in love.

You keep telling yourself, "that special someone is just a friend", but you realize that you can not avoid that person's special attraction. At that moment, you are in love.

While you are reading this mail, if someone appears in your mind, then you are in love with that person...

Being sad with the right people is better than being happy with the wrong ones.

Now see this stuff………………….

2008-06-25T20:34:00.000-07:00

This is taken from world's tallest building "Burj Dubai" @ 2,620 ft / 801m!!!

What do you think guys…………………

Really amazing

Look at the edge (uppermost right corner) of the picture, you can almost see the turn of the earth

The persons who are working on the upper most Girders can see the "ROTATION OF EARTH"
So terrifying…..
-----------------------------------------------------------------------------

HISTORY MYSTERY

Have a history teacher explain this----- if they can.

Abraham Lincoln was elected to Congress in 1846.
John F. Kennedy was elected to Congress in 1946.

Abraham Lincoln was elected President in 1860.
John F. Kennedy was elected President in 1960.

Both were particularly concerned with civil rights.
Both wives lost their children while living in the White House.

Both Presidents were shot on a Friday.
Both Presidents were shot in the head

Now it gets really weird.

Lincoln 's secretary was named Kennedy.
Kennedy's Secretary was named Lincoln .

Both were assassinated by Southerners.
Both were succeeded by Southerners named Johnson.

Andrew Johnson, who succeeded Lincoln , was born in 1808.
Lyndon Johnson, who succeeded Kennedy, was born in 1908.

John Wilkes Booth, who assassinated Lincoln , was born in 1839.
Lee Harvey Oswald, who assassinated Kennedy, was born in 1939.

Both assassins were known by their three names.
Both names are composed of fifteen letters.

Now hang on to your seat.

Lincoln was shot at the theater named 'Ford.'
Kennedy was shot in a car called ' Lincoln ' made by 'Ford.'

Lincoln was shot in a theater and his assassin ran and hid in a warehouse.
Kennedy was shot from a warehouse and his assassin ran and hid in a theater.

Booth and Oswald were assassinated before their trials.

And here's the kicker...

A week before Lincoln was shot, he was in Monroe , Maryland
A week before Kennedy was shot, he was with Marilyn Monroe.

Creepy huh? Send this to as many people as you can, cause:
Hey, this is one history lesson most people probably will not mind reading!

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WHO FIGURED THIS OUT?

INCREDIBLE
1) Fold a NEW PINK $20 bill in half...

2) Fold again, taking care to fold it exactly as below

3) Fold t he other end, exactly as before

4) Now, simply turn it over...

What a coincidence! A simple geometric fold creates a catastrophic premonition printed on all $20 bills!!!
COINCIDENCE? YOU DECIDE

As if that wasn't enough. Here is what you've seen...

TRIPLE COINCIDENCE ON A SIMPLE $20 BILL
It gets even better!! 9 + 11=$20!!

THE HORMONE CONNECTION

2008-06-24T20:22:00.000-07:00

Stress = more hormone ghrelin = more cravings = a fat you. Here’s how to beat the hormones which make you fat

If you find yourself chomping on chocolate when you’re stressed, it might not be your fault. New research shows a hormone could be making you fat. The study, by the University of Texas, found that comfort eating among people who are stressed could be explained by the action of a “hunger hormone” called ghrelin. Apparently, the body makes extra amounts of this appetite hormone to combat the effects of anxiety, which in turn triggers people to overeat.
This fits in with earlier research that found yo-yo dieters produce more ghrelin probably because switching between extreme dieting and bingeeating causes heightened stress levels and mood swings.

WHY IT MAKES YOU FAT

Ghrelin seems to be part of the body’s natural defence against stress. It reduces feelings of depression and anxiety. The down-side to this is that it also boosts your appetite, making you crave unhealthy foods such as cakes, chocolate and junk food.
As a result, experts think if people can reduce their stress levels they should produce less ghrelin and have fewer food cravings.

RE-PLAN YOUR DIET

• The key to beating this situation is to include foods in your plan that naturally boost your mood and help cut stress so your body stops pumping out ghrelin and you don’t feel hungry all the time

• Get into the habit of having low-fat foods and low GI to help you shed kilos.

• It is important that you do not get too scared of the carbohydrates – pack in bananas and potatoes. Carbs boost your levels of serotonin. And FYI, it is serotonin which reduces stress levels and makes you feel happier. It also makes you feel fuller quicker.

• Put simply, your diet should ideally aim to boost serotonin and reduce ghrelin levels – leaving you slimmer, more satisfied and a whole lot happier!

YOUR HAPPY EATING RULES

1
Eat little and often: It balances your blood sugar and keeps your mood stable

2

Eat carbs with every meal: It boosts serotonin and makes you happier

3

Include one of the six mood-boosting foods (given below) with every meal

4

Ditch ready meals: Ditch junk food and processed ready-meals. The high fat content and additives can have a negative effect on your state of mind

5

Stub it: Ban all mood depressants such as alcohol, cigarettes and coffee for at least two weeks.

OTHER ‘FAT’ HORMONES – AND HOW TO FIGHT THEM In the morning, the metabolism controlling hormone thyroid can be a bit sluggish, slowing down your body’s ability to burn calories properly. Recent research found that your production of thyroid hormones shoots up after intense exercise, keeping your metabolism revved up for hours.

Go for a brisk 10-minute run in the morning. Please note: An over or underactive thyroid needs to be treated with medication.

LEPTIN

Levels of this protein, which acts like a hormone in your body, surge after a meal to send a “stop eating” signal to the brain. If you’re not getting enough you may have difficulty regulating your appetite and be more likely to overeat. Fight it: Oily fish, such as salmon and mackerel, are a great source of leptin.

CORTISOL

This ‘flight or fight’ hormone causes you to comfort eat when you’re upset. The foods you crave when stressed (almost always carbohydrates and fat) replenish the calories used up when you’re stressed. Fight it: A calming massage or trying some yoga will help reduce your stress hormone levels.

CRH (CORTICOTROPHIN)

This hormone rises in response to stress. It triggers a chain of events in the brain, causing surge of an insulin hormone which stimulates the appetite.

Fight it:

Eat regularly and stick to wholemeal bread, rather than white, and pasta to keep blood sugar levels stable.

HAPPY HENCE HEALTHY

SIX FOODS TO BOOST YOUR MOOD SO THAT YOU DON’T FALL VICTIM TO THOSE CRAVINGS

BREAD:

Boosts levels of serotonin, which helps you feel calmer. Wheat bread produces less serotonin but its effects have more staying power, so you will avoid the drop in energy you can experience soon after eating white.

SPINACH:

Rich in iron – this is a great energy booster that wards off fatigue and aids concentration. Also a good source of vitamin B6 and folate, which help the brain’s ability to produce serotonin.

BANANAS:

Can ease those betweenmeal energy slumps as they help to stabilise blood sugar levels. They are also high-vitamin B6 content can help relieve anxiety and stress. No wonder you spot kela-wallahs outside bank offices at lunch time!

DAHI:

Rich in calcium, which eases PMS symptoms such as mood swings, depression, anxiety and bloating. It is also rich in B vitamins. Sprinkle with some nuts for the perfect mood-elevating snack.

birth-डेट मेंस

2008-06-23T21:22:00.000-07:00

Is your birthday day 1 of the month?

Your Life
You are very curious and dedicative. When you are interested in something, everything else has to wait. This is your quality. But if you learn to be more patient and complete what you have started, you will be successful in life.
Your Love
You believe in love at first sight. You won't wait to learn more about the person. Vise versa, people who fail to impress you will hardly get a chance to be your friend. Your emotion is on the extreme. You can only love or hate, nothing in between and this often shows in your __ex-pression. Try not to end a relationship in a quarrel.

Is your birthday day 2 of the month?
Your Life
You have great common sense but usually fail to follow through. This might happens because you are too busy with your mission and shut yourself from the outside world. You are clever and profound so there's a slight chance for self-control problem.
Your Love
Your love progress slowly, and quietly. You seem to be contented with your unrequited love. Your are a romantic and loyal lover.

Is your birthday day 3 of the month?
Your Life
Although you are innocent and romantic but your __ex-pression often mislead others that you are an active, fun loving kid. Because of your double personality, it's hard for others to really know the real you. You are careful and patient.
Your Love
Your love is the greatest which often surprises others. No one can bring you to light when you are in love. Your confidence
might lead you to the track your parents disagree.

Is your birthday day 4 of the month?
Your Life
You usually think before acting which makes your life quite easy. But you often are the one who give yourself a hard time by being paranoid. People might not truly understand you but you are really nice to be around. You are cheerful and friendly.
Your Love
Still water runs deep, that's what you are. You always surprise others with your new character when you are in love. Your love trap often comes unexpectedly and your love life is full of surprises.

Is your birthday day 5 of the month?
Your Life
Although you are on the quiet side, but you enjoy excitement and changes. Routine is something you cannot stand. Because of your extreme confidence, you hardly ask others for opinion. You believe in leading your own life, and you have got the gift in doing so.
Your Love
Nothing can stop you from making progress in your love life. Once you are in love, you feel the ownership of your lover. A third party can only makes your jealousy becomes worse.

Is your birthday day 6 of the month?
Your Life
You are generous with people in need, sometimes to an extreme that people find you nosey. Your hidden courage and dedication often surprise others. Your imagination is extremely unique.
Your Love
Your love life is on the smooth track because it grows from friendship. Although you may not make a sweet lover but your sincerity bring happiness to your couple.

Is your birthday day 7 of the month?
Your Life
You are sensitive to changes around you but your feeling is hardly expressed. You hate exaggerations. Under your quiet personality, you are rather stubborn and self-centered. These qualities are the force behind your extreme persistence.
Your Love
You have enormous courage to please your lover. Your relationship often progress quickly.

Is your birthday day 8 of the month?
Your Life
You have pleasant and friendly personality. People look u to your wit and imagination. You are unpredictable and hardly complete what you started, which sometimes create negative impact to people around you.
Your Love
Falling in love becomes your routine. Most of the time you are lucky. You fascinate people with good taste but you never have enough with one. Although your love progresses very fast, it never lasts.

Is your birthday day 9 of the month?
Your Life
You often have problem in promoting yourself, just because you don't know how to express your true self. On the other hand, you don't really care what they think. This is why people misunderstand you until they really get a chance to learn about your pleasant personality.
Opposite sex find you mysterious and worth searching. Your wit is remarkable but sometimes you are too fast to follow.
Your Love
You won't reveal your feeling even after dreaming about the same guy over and over. Your first love lasts forever. You are responsible to the feeling of your lover. The chance to betray your lover is none. You have luck with children.

Is your birthday day 10 of the month?
Your Life
You are very capable. If you are a woman, you have high chance to be a renowned workingwoman. If you are a man, your path to fame and honor is near. As an innovator, you are not a good follower. You are good in implementing your imagination and share it with
others. You are always well dressed.
Your Love
You often lose your love ones from being too jealous. You always feel like you own the person you fall in love with and that often blows your relationship.

Is your birthday day 11 of the month?
Your Life
You are gracious, elegant and prudent. People admire your qualities and some even become jealous of you. You are realistic, flexible and adaptable. You are remarkably kind and moral person.
Your Love
You are willing to sacrifice yourself for the one you love. Your lover will always have your gentleness, care and loyalty. You will always be happy to hand around the one you love.

Is your birthday day 12 of the month?
Your Life
You are friendly, humorous and full of energy. You are open-minded and do not care for minor details. Your weak point is your hot temper.
Your Love
You are willing to start off in one-sided love affairs because you strongly believe that you will eventually win his/her heart. On the other hand, once you are together, you always want to do things your way, which is often the fire starter. You usually run in and out of love quickly.

Is your birthday day 13 of the month?
Your Life
You are sincere and easy going. Flattering and charming around are not your style. You care so much for freedom that often leads you to the difficult path. Because of your sincerity, most people find you easy to be around although you are sometimes too straightforward.
Your Love
Your gentleness, care and sincerity make you an attractive person. Eventhough you don't intend to be charming, but you naturally are, especially in the eyes of opposite sex.

Is your birthday day 14 of the month?
Your Life
You are so confident that sometimes you forget about the people around you. If you have to be in one of the two teams, you will choose to be in the winning team. On the other hand, you are kind and caring but above all, you care for your own benefits. Your imagination is
unique and often gets implemented shortly after it comes across.
Your Love
You will not get soft with the one you don't really like, no matter how hard he/she tries. But once you feel for someone you have chosen, there's no getting back.

Is your birthday day 15 of the month?
Your Life
You are outgoing and love to be at the center of attention. From the outside, you may seem flashy, flirty, and tricky but your true self is strong, full of hope to be the leader. When you
fail to convince someone, you will get frustrated, and perhaps let your temper shows.
Your Love
You are emotional. Many can win your heart at once, but not for long. This is why you hardly win a decent relationship.

Is your birthday day 16 of the month?
Your Life
You always follow the good and the right instead of listening to your heart. Another word, you are a perfectionist. You care for every word people say about you. You often seen isolated while you are, by nature, curious and a dreamer who is ready to get over the edge to make
your dream comes true.
Your Love
You often fall in love with a person who is much different from you, in age and other aspects. Your relationship grows on friendship. Love at fist sight is not your style.

Is your birthday day 17 of the month?
Your Life
You neither want to be interfered nor have the desire to mess with others' life. But you are friendly and occasionally a party animal. You are always in a circle of friends. You often do things in your own way that occasionally go beyond the acceptable limit. People may find you childish and not very attractive in that sense.
Your Love
Your fun-loving character attracts opposite sex. Many of those are great.You often find yourself trapped among a few great guys while you have to choose only one.

Is your birthday day 18 of the month?
Your Life
At first glance, people think you are quiet type of person. Actually you are cheerful, but conditionally. You will show your joyful character only in good mood. One the other hand, when you are moody, no one would dare to be around. Because of your emotion fluctuation and frank character, some find you hard to be around.
Your Love
You hardly show your feeling towards opposite sex no matter how much you like him/her. Your partner also has similar character so your love affairs often take quite a while to flourish. Time tells it all. Your sincerity makes you very attractive.

Is your birthday day 19 of the month?
Your Life
You are great in managing everything in your life and this is how you gain respect from others. Because of this quality, you sometimes feel that you are better than the rest. Extreme confidence might lead you to the wrong path. You are a free bird and want to lead your
own life.
Your Love
You love life is rather different from others'. When you are in love, nothing can stop you. You may often fight with your partner but, soon after that, you will make up in a way that surprises others.

Is your birthday day 20 of the month?
Your Life
You are prudent, circumspect and take things seriously. Before you make any move, you will think of a few alternatives that might take a while. You are patient, imaginative and target oriented. You value friendship more than anything else.
Your Love
You usually study your partner carefully before making any move. You never demand anything beyond the natural quality of that person. Your sincerity doesn't bring excitement in your love life but it brings deeply grown relationship.

Is your birthday day 21 of the month?
Your Life
You are curious and a true follower. You can please someone so much that it seem like you are trying to charm that person. You hide your disagreement under your smiling face. This is a charming quality of yours.
Your Love
You are quite unlucky in love. You are loved by someone you don't like while your dream man is so far away. Your love life is occasionally under turbulence. Sometimes you don't have the clear view of the guy in your heart.

Is your birthday day 22 of the month?
Your Life
You have the boss character, but not a leader. Most people look up to you for your capability and confidence although they find you quite stubborn. You should listen more to others. You are a unique and charming individual.
Your Love
You hardly take the moderate track. You either love or hate someone. Whom you call friends are the chosen ones. If any of them betray you, you won't let them get away without having hard time.

Is your birthday day 23 of the month?
Your Life
You never live your life in the way others want you to. You are an independent individual who loves challenges and excitement. You are ready to face with the result of your decision. You are usually the one your friends count on.
Your Love
Because you love excitements, you occasionally get involved in forbidden love affairs. You may fall in love with a married person and no one can stop you from making progress. You are very charming, although you might not realize it.

Is your birthday day 24 of the month?
Your Life
You are very optimistic and that's why you always enjoy life. You are gifted in entertaining others. Your friends love and trust you. You'll be the first they come to when they are in need of someone to speak their heart out.
Your Love
Sometimes you fall in love just because you want to be in love, not that you really like that person. You always be seen as a sweet couple but you can't really get over your love ones from past. Your partner is usually crazy about you because you are remarkably charming and
romantic.

Is your birthday day 25 of the month?
Your Life
You are a warrior. No obstacle can stop you from reaching your goal. You always keep yourself busy. This quality plus your responsibility will eventually bring you success.
Your Love
You adore your partner as the number one priority. You value your love one
more than yourself. Your love is the greatest of all and your have potential
to get married young.

Is your birthday day 26 of the month? Your Life
You are always curious and responsive to changes. Routine life is not the way you choose to live. Travelling is your favorite hobby because excitement is what you are after.
Your Love
You will not stand being around the one you dislike. Your love comes and goes quickly. You can be deeply in love but soon after you will be looking around for the next one.

Is your birthday day 27 of the month?
Your Life
You are sensitive and vulnerable. Tears often run down your cheeks even when the matter is not that bad. This might be the result from being to pessimistic. You might seem cold on the shell, but your inner self is a kind loving person.
Your Love
You will be elegantly dressed, no matter how casually dressed your date may be. You are emanding in love and sometimes to an unacceptable extend.

Is your birthday day 28 of the month?
Your Life
You are a capable person but you usually underestimate your own ability. This is the cause of missing numbers of opportunity to step forward. If you try to give yourself a chance, you can be successful in life. Try to see things on the bright side and you will be happier than ever.
Your Love
You are quite unlucky in love. The one in your arm is not the one in your heart. Your love has so many ups and downs. You often chicken out before seeing any progress in love.

Is your birthday day 29 of the month? Your Life
You can trust your sixth sense. Life is exciting so routine job is not your interest. You have great ideas and fantastic imagination. You often feel tired of things and people around you.
Your Love
You can tell what's in the mind of another person just from looking into his/her eyes. You are paranoid and jealous and these are the cause of fights between you and your lover.
Sometimes the thing you believe in is just your imagination.

Is your birthday day 30 of the month? Your Life
You are always surrounded by a circle of friends. You are friendly and fun to be with. Though you occasionally disappoint them by being stubborn, but over all, they love your qualities.
Your Love
You want to have full control of your love and that's not a nice way to treat your partner. You take your time in saying yes to his wedding proposal or if you are a man, you will not propose anyone until you are certainly confident which might take ages.

Is your birthday day 31 of the month?
Your Life
Your emotion is hard to predict. You can be sad this minute and happy in the next. People might find it difficult to follow your emotion and understand you. You tend to take things seriously.
Your Love
You take your time to study a person before falling in love. Once you decide that he or she is the one, no one can stop you from making progress, even your partner

BIRTHDAY CHART~*~

2008-06-23T21:20:00.000-07:00

January 01 - 09 ~ Dog
January 10 - 24 ~ Mouse
January 25 - 31 ~ Lion
February 01 - 05 ~ Cat
February 06 - 14 ~ Dove
February 15 - 21 ~ Turtle
February 22 - 28 ~ Panther
March 01 - 12 ~ Monkey
March 13 - 15 ~ Lion
March 16 - 22 ~ Mouse
March 23 - 31 ~ Cat
April 01 - 03 ~ Dog
April 04 - 14 ~ Panther
April 15 - 26 ~ Mouse
April 27 - 30 ~ Turtle
May 01 - 13 ~ Monkey
May 14 - 21 ~ Dove
May 22 - 31 ~ Lion
June 01 - 03 ~ Mouse
June 04 - 14 ~ Turtle
June 15 - 20 ~ Dog
June 21 - 24 ~ Monkey
June 25 - 30 ~ Cat
July 01 - 09 ~ Mouse
July 10 - 15 ~ Dog
July 16 - 26 ~ Dove
July 27 - 31 ~ Cat
August 01 - 15 ~ Monkey
August 16 - 25 ~ Mouse
August 26 - 31 ~ Turtle
September 01 - 14 ~ Dove
September 15 - 27 ~ Cat
September 28 - 30 ~ Dog
October 01 - 15 ~ Monkey
October 16 - 27 ~ Turtle
October 28 - 31 ~ Panther
November 01 - 16 ~ Lion
November 17 - 30 ~ Cat
December 01 - 16 ~ Dog
December 17 - 25 ~ Monkey
December 26 - 31 ~ Dove

If you are a Dog: A very loyal and sweet person.Your loyalty can never be doubted. You are quite honest and sincere when it comes to your attitude towards working. You are a very simple person, indeed. Absolutely hassle free, humble and down-to-earth!! That explains the reason why your friends cling on to you! You have a good taste for clothes. If your wardrobe is not updated with what is trendy, you sure are depressed. Popular and easy-going. You have a little group of dignified friends,all of them being quality-personified.

If you are a Mouse: Always up to some sort of a mischief! The mischievous gleam in your eyes is what makes you so cute and attractive to everyone. You are an extremely fun-to-be-with kind of person. No wonder, people seek for your company and look forward to include you for all get-togethers. However, you are sensitive, which is a drawback. People need to select their words while talking to you. If someone tries to fiddle around and play with words while dealing with you, it is enough to invite your wrath. God bless the person then!

If you are a Lion: Quite contradictory to your name, you are a peace loving person. You best try to avoid a situation wherein you are required to fight. An outdoor person, you dislike sitting at one place for a long duration. You are a born leader, and have it in you how to tactfully derive work from people. You love being loved, and when you receive your share of limelight from someone, you are all theirs!!!! Well, well... hence some people could even take an advantage, flatter you to the maximum and get their work done. So be careful.....

If you are a Cat: An extremely lovable, adorable person, sometimes shy,with a passion for quick wit. At times, you prefer quietness. You love exploring various things and going into depth of each thing. Under normal circumstances you're cool, when given a reason to, you are like a volcano waiting to erupt. You're a fashion bird. People look forward to you as an icon associated with fashion. Basically, you mingle along freely but don't like talking much to strangers. People feel very easy in your company. You observe care in choosing your friends.

If you are a Turtle: You are near to perfect and nice at heart.The examples of your kindness are always circulated in groups of people.You, too, love peace. You wouldn't like to retaliate even to a person who is in the wrong. You are loved due to this. You do not wish to talk behind one's back. People love the way you always treat them. You can give, give and give love, and the best part is that you do not expect it back in return.You are generous enough.Seeing things in a practical light is what remains the best trait of you guys.

If you are a Dove: You symbolize a very happy-go-lucky approach in life.Whatever the surroundings may be, grim or cheerful, you remain unaffected.In fact, you spread cheer wherever you go. You are the leader of your group of friends and good at consoling people in their times of need. You dislike hypocrisy and tend to shirk away from hypocrites. They can never be in your good books, no matter what. You are very methodical and organized in your work. No amount of mess, hence, can ever encompass you. Beware, it is easy for you to fall in love....

If you are a Panther: You are mysterious.. You are someone who can handle pressure with ease, and can handle any atmosphere without going berserk.You can be mean at times, and love to gossip with your selected group. Very prim and proper. You like all situations and things to be in the way you desire, which, sometimes is not possible. As a result, you may lose out in some relationships. But otherwise, you love to help people out from difficult and tight spots when they really need you.

If you are a Monkey: Very impatient and hyper!!! You want things to be done as quickly as possible. At heart, you are quite simple and love if you are the center of attraction. That way, you people are unique. You would like to keep yourself safe from all the angles. Shall your name be dragged or featured in any sort of a controversy, you then go all panicky. Therefore, you take your precautions from the very beginning. When you foresee anything wrong, your sixth sense is what saves you from falling in traps. Quite a money minded bunch you people are

Words of wisdom

2008-06-23T21:18:00.000-07:00

One of India's savviest stock market players, Rakesh Jhunjhunwala has been called the 'pin-up boy of the current bull run.'
It's an epithet that sits lightly on his shoulders. A chartered accountant with a penchant for dabbling in stocks with an uncanny eye for success, Jhunjhunwala started as a trader and investor in 1983. He now runs his Rare Enterprises company from offices in Mumbai's Nariman Point business area. What earned Jhunjhunwala fame is his skill to pick under-valued stocks, thus earning him the sobriquet: India's Warren Buffett.
Talking about his company RARE (derived from the first two letters of his name and that of his wife Rekha) Enterprises, Jhunjhunwala says, "My company has only one client -- my wife -- so that I don't need to handle others' money."

'Enter the market when no one else does'
Jhunjhunwala takes the cue from Warren Buffett when he says: "Most people get interested in stocks when everyone else is. The time to get interested is when no one else is. You can't buy what is popular and do well."
• Don't follow stock picks by big investors
• Remember: the market is always right
• You can never be taught about market, you have to learn it
• You must balance fear and greed
Jhunjhunwala says he is 'well invested' in key growth areas like banking, retailing and infrastructure, all of which are based on India's domestic performance.
His private equity interests offer more detail -- education (private schools in Mumbai), hospitals and health care, a security company, pharmaceuticals, and dredging.

'Markets are like women -- always volatile'

"Markets are like women -- always commanding, mysterious, unpredictable and volatile," 'Big Bull' Rakesh Jhunjhunwala had told a gathering in Mumbai a few months back.
For Jhunjhunwala, trading by the hunches is the best thing to do. "If in doubt, listen to your heart," is what he tells young investors. Given below are some investment gems from him:
• Be optimistic
• Be opportunistic
• Study the market thoroughly
• Maximise profits and minimise losses
• Invest in a business not a company
• Have an independent opinion, always
• Be happy with your gains but take losses in your stride
• Be prepared for risks
• Despite sharp corrections, early this year Jhunjhunwala predicted that the Indian markets will reach its peak by 2010'Markets plunging? Don't sell in panic'

Jhunjhunwala states that there is nothing to fear despite a sharp plunge in the Sensex this year. He assures investors thus:
• Nothing has changed as the Indian market is 'deep-rooted'
• Corrections, however sharp, are indispensable
• Panic selling during a sharp fall is the worst thing to do
• Stay invested and calm when the markets nosedive
• The country is poised to soon achieve a double-digit economic growth along with an impressive corporate profit growth
• This is bound to drive the bourses
• It does not take rocket science to understand that India's economic growth will be in double digits

Tips for beginners

And for beginners in the stock market, this is what he has to say:
• Whatever you can do or dream you can, begin it. Boldness has genius, power and magic in it
• Do something you love
• The means are as important as the end
• Aspire, but never envy
• Be paranoid of success -- never take it for granted. Realise success can be temporary and transient
• Build a fighting spirit -- take the bad with the good
• When you see a horizon, it seems so distant. When you reach that horizon, you will realize how many more horizons are within reach
• Jhunjhunwala said enormous wealth was created over the last five years because opportunities in India have grown manifold.
Admitting that gains were going to be moderate in future unlike the manifold rise over the last few years, he advised investors to be realistic in their expectations.

True Care

2008-06-22T20:22:00.001-07:00

WHEN U TRUELY CARES FOR SOMEONE,

YOU DON'T LOOK FOR FAULTS,

YOU DON'T LOOK FOR ANSWERS,

YOU DON'T LOOK FOR MISTAKES,
INSTEAD YOU FIGHT THE MISTAKES,

YOU ACCEPT THE FAULTS,

AND YOU OVERLOOK THE EXCUSES.

Dear Mr. Laloo Prasad,

2008-06-22T20:12:00.000-07:00

Laloo Prasad sent his Bio Data - to apply for a post in Microsoft Corporation, USA.
A few days later he got this reply:

Dear Mr. Laloo Prasad,
You do not meet our requirements. Please do not send any further correspondence.
No phone call shall be entertained.

Thanks
Bill Gates.

Laloo prasad jumped with joy on receiving this reply.
He arranged a press conference : "Bhaiyon aur Behno, aap ko jaan kar khushi hogee ki hum ko Amereeca mein naukri mil gayee hai."
Everyone was delighted. Laloo prasad continued...... "Ab hum aap sab ko apnaa appointment Letter padkar sunaongaa ? par letter angreeze main hai - isliyen saath-saath Hindi main translate bhee karoonga.

Dear Mr. Laloo Prasad ----- Pyare Laloo prasad bhaiyya
You do not meet -----aap to miltay hee naheen ho
our requirement ----- humko to zaroorat hai
Please do not send any furthur correspondance ----- ab Letter vetter bhejne ka kaouno zaroorat nahee.
No phone call ----- phoonwa ka bhee zaroorat nahee hai
shall be entertained ----- bahut khaatir kee jayegi.
Thanks ----- aapkaa bahut bahut dhanyavad.
Bill Gates. ---- Tohar Bilva.

Sign on a railway station at Dadar :

2008-06-20T01:56:00.001-07:00

Aana free, jaana free,
pakde gaye to khana free.
# Seen on a famous beauty parlor in Bombay :
Don't whistle at the girl going out from here.
She may be your grandmother!
# Seen on a bulletin board:
Success is relative
More the success, more the relatives.
# Sign at a barber's saloon in Juhu, Bombay :
we need your heads to run our business.
# A traffic slogan:
Don't let your kids drive if they are not old enough - or else they never will be.....

#THE BEST ONE :
Its God's responsibility to forgive the terrorist organizations
It's our responsibility to arrange the meeting between them and god

Chanakya's Quotes - Worth reading a million times...

2008-06-20T01:53:00.000-07:00

***************************************************
"A person should not be too honest.
Straight trees are cut first
And Honest people are victimised first."
Chanakya quotes (Indian politician, strategist and writer, 350 BC 275 BC)
***************************************************
"Even if a snake is not poisonous,
It should pretend to be venomous."
Chanakya quotes (Indian politician, strategist and writer, 350 BC-275 BC)
***************************************************
"The biggest guru-mantra is: Never share your secrets with anybody. ! It will destroy you."
Chanakya quotes (Indian politician, strategist and writer, 350 BC-275 BC)
***************************************************
"There is some self-interest behind every friendship.
There is no Friendship without self-interests.
This is a bitter truth."
Chanakya quotes (Indian politician, strategist and writer, 350 BC-275 BC)
***************************************************
"Before you start some work, always ask yourself three questions - Why am I doing it, What the results might be and Will I be successful. Only when you think deeply
And find satisfactory answers to these questions, go ahead."
Chanakya quotes (Indian politician, strategist and writer, 350 BC-275 BC)
***************************************************
"As soon as the fear approaches near, attack and destroy it."
Chanakya quotes (Indian politician, strategist and writer, 350 BC-275 BC)
***************************************************
"Once you start a working on something,
Don't be afraid of failure and
Don't abandon it.
People who work sincerely are the happiest."
Chanakya quotes (Indian politician, strategist and writer, 350 BC-275BC)
***************************************************
"The fragrance of flowers spreads
Only in the direction of the wind.
But the goodness of a person spreads in all direction."
Chanakya quotes (Indian politician, strategist and writer, 350 BC-275BC)
***************************************************
"A man is great by deeds, not by birth."
Chanakya quotes (Indian politician, strategist and writer, 350 BC-275BC)
***************************************************
"Treat your kid like a darling for the first five years.
For the next five years, scold them.
By the time they turn sixteen, treat them like a friend.
Your grown up children are your best friends."
Chanakya quotes (Indian politician, strategist and writer, 350 BC-275BC)
***************************************************
"Books are as useful to a stupid person
As a mirror is useful to a blind person."
Chanakya quotes (Indian politician, strategist and writer, 350 BC-275BC)
***************************************************
"Education is the best friend.
An educated person is respected everywhere.
Education beats the beauty and the youth."
Chanakya quotes (Indian politician, strategist and writer, 350 BC-275BC)

3 techniques for developing your Leadership potential:

2008-06-20T01:52:00.000-07:00

Be Honest With Yourself and Others:
Leadership qualities are naturally linked to the concepts of integrity and courage. These character traits are consciously learned. Opening your mind to the world and how others perceive you, can give you immense knowledge about yourself and how to improve the undeveloped leadership traits in your personality.
Do your colleagues, friends and family members often look up to you and listen to your advice? This means that you have leadership qualities. You are sought for your advice or because you can offer a direction or an answer to their problems.
There are many ways to adopt and learn self-leadership. Here are some of the most common ones:
- Don't let fear stop you or discourage you.
- Overcome obstacles with effective communication.
- Build your self esteem and confidence.
- Solve problems and guide others.
- Assert yourself and take responsibility.
If you can follow these simple basic tips you can go a long way towards naturally acquiring leadership traits.

Reconnect With Your Values:
We all have our own value systems and whatever we value provides us with the essential desires or motivations to act.
Your Values give you the inner strength to take up leadership roles in any situation you face. Reconnecting to your value system actually provides you with the power to deal with your problems and ultimately overcoming reluctance and hesitation. Your values make you stand up for your beliefs and ideals. Ultimately a leader is a person with immense values and a clarity of purpose.

Become Your Own Coach:
Define your values clearly. You need to reach a point in your life where you develop the means to conquer your failures effectively. Being self-reflective and having an understanding of why you have failed can sometimes be more important than your successes.
By becoming our own leaders, we impact (and take personal responsibility for) our own choices, health, career and relationships. We become our own guide and navigator.
In other words you become the captain of your own ship as well as the navigator to your ultimate destination.
People like to follow leaders who have navigated or discovered their own path in life. Someone who has lost the map (or the plot!) cannot lead others. We need to know where we are heading. We need a purpose, that purpose can give guidance to others. In fact some would say it's your duty to share this guidance with others.
You should have answers to two basic questions. What is your destination? and how will you reach that destination?
If you can answer these two basic questions, then you are a leader and have understood that you have the potential to lead.

Now start leading today!

लौघ...

2008-06-20T01:51:00.000-07:00

American told sardar : Hamare desh me 90% shaadi e-mail se hoti hai.
Sardar : Kya bath hai. Hamari desh me 100% female se hoti hai.

Where were you born ?
sardar : Punjab.
Boss : which part ?
sardar : Kya which part ? Whole body born in punjab.

Sardar : What is the name of your car ?
Lady : I forgot the name, but is starts with "T".
Sardar : Oye Kamaal ki gaadi hai, Tea se start hoti hai. Hamaara gaadi
petrol se start hoti hai.

Sardar was busy removing a wheel from his auto. A man asks sardar why
are you removing a wheel from your auto.
sardar : Cant you read the board. Parking is only for 2 wheeler

Interviewer : When is your birthday.
Sardar : 13th Oct.
Interviewer : which year ?
sardar : Oye Ullu ke patte : Every year.

2 sardar were fixing a bomb in a car.
Sardar 1 : What would you do if the bomb explodes while fixing.
sardar 2 : Dont worry, I have a one more.

Doctor to patient : You will die within 2 hours. Do you want to see any
one before you die?
Patient : Yes. A good doctor.

On a romantic day sardar's girlfriend asks him. Darling on our
engagement
day will you give me a ring.
Sardar : Ya sure, from landline or mobile.

Sardar joined new job. 1st day he worked till late evening on the
computer.
Boss was happy and asked what you did till evening.
Sardar : Keyboard alphabets were not in order, so I made it alright

Positive Approach

Father: I want you to marry a girl of my choice.
Son: "I will choose my own bride!"
Father: "But the girl is Bill Gates's daughter."
Son: "Well, in that case...OK"

Next Day

Father approaches Bill Gates..

Father: "I have a husband for your daughter."
Bill Gates: "But my daughter is too young to marry!"
Father: "But this young man is a vice-president of the World Bank."
Bill Gates: "Ah, in that case... OK"

Finally Father goes to see the president of the World Bank..

Father: "I have a young man to be recommended as a vice-president. "
President: "But I already have more vice- presidents than I need!"
Father: "But this young man is Bill Gates's son-in-law."
President: "Ah, in that case... OK"

This is how business is done!!

Moral: Even if you have nothing, you can get anything. But your attitude &
approach should be positive.

Reason why never visit a 5* Hotel

2008-06-20T01:50:00.000-07:00

Question : "What would you like to have ..Fruit juice, Soda, Tea, Chocolate, Milo, or Coffee?"

Answer: "tea please"

Question : " Ceylon tea, Herbal tea, Bush tea, Honey bush tea, Ice tea or green tea ?"

Answer : "Ceylon tea "

Question : "How would you like it ? black or white ?"

Answer: "white"

Question: "Milk, Whitener, or Condensed milk ?"

Answer: "With milk "

Question: "Goat milk, Camel milk or cow milk"

Answer: "With cow milk please.

Question: " Milk from Freeze land cow or Afrikaner cow?"

Answer: " Um, I'll take it black. "

Question: " Would you like it with sweetener, sugar or honey?"

Answer: "With sugar"

Question: " Beet sugar or cane sugar ?"

Answer: "Cane sugar "

Question:" White , brown or yellow sugar ?"

Answer: "Forget about tea just give me a glass of water instead."

Question: "Mineral water or still water ? "

Answer: "Mineral water"

Question: "Flavored or non-flavored ?"

Answer: "I'll rather die of thirst

2008-06-20T01:48:00.000-07:00

The Story....

A guy lost his girlfriend in a train accident....

but the gal's name nowhere appeared in the dead list. This guy

grew up n became IT technical architect in his late 20?s, achievement in itself!!.

He hired developers from the whole globe and plan to make a

software where he could search for his gf through the web..

Things went as planned...

n he found her, after losing millions of dollars and 3 long years!!

It was time to shut down the search operation, when the CEO of Google had a

word with this guy n took over this application,

This Software made a whopping 1 billion dollars profit in its first year,

which we today know as ORKUT .

The guy's name is ORKUT BUYUKKOTEN. Yes its named after him only. Today he is paid a hefty sum by Google for the things we do like scrapping. He is expected to b the richest person by 2009.

ORKUT BUYUKKOTEN today has 13 assistants to monitor his scrapbook & 8 to monitor his friends-list. He gets around 20,000 friend-requests a day & about 85,000 scraps!!!

Some other Cool Facts abt this guy:
* He gets $12 from Google when every person registers to this website.
* He also gets $10 when you add somebody as a friend.
* He gets $8 when your friend's friend adds you as a friend & gets $6 if anybody adds you as friend in the resulting chain.
* He gets $5 when you scrap somebody & $4 when somebody scraps you.
* He also gets $200 for each photograph you upload on Orkut.
* He gets $2.5 when you add your friend in the crush-list or in the hot-list.
* He gets $2 when you become somebody's fan.
* He gets $1.5 when somebody else becomes your fan.
* He even gets $1 every time you logout of Orkut.
* He gets $0.5 every time you just change your profile-photograph.
* He also gets $0.5 every time you read your friend's scrap-book & $0.5 every time you view your friend's friend-list.

"Moral of the story"? Behind every successful Man there is a Woman!!! 

Health - Important Tips in daily life

2008-06-20T01:47:00.000-07:00

Answer the phone byLEFT ear
Do not drink coffee TWICE a day
Do not take pills with COOL water
Do not have HUGE meals after 5pm
Reduce the amount of TEA you consume
Reduce the amount of OILY food you consume
Drink more WATER in the morning, less at night
Keep your distance from hand phone CHARGERS
Do not use headphones/earphone for LONG period of time
Best sleeping time is from 10pm at night to 6am in the morning
Do not lie down immediately after taking medicine before sleeping
When battery is down to the LAST grid/bar, do not answer the phone as the radiation is 1000 times
Forward this to those whom you CARE about

Thoughts

2008-06-20T01:42:00.000-07:00

Anger is a condition in which

The tongue works faster than the mind..

You can't change the past,
but you can ruin the present
By worrying over the future

Love...and you sha ll be loved.

God always gives His best to those
who leave the choice with Him.

All people smile in the same language.
Everyone needs to be loved...
especially when they do not deserve it.

The real measure of a man's wealth
is what he has invested in eternity.

Laughter is God's sunshine.

Everyone has beauty
but not everyone sees it.

It's important for parents to live
the same things they teach

Thank God for what you have,
TRUST GOD for what you need.

If you fill your heart with regrets of yesterday and the worries of tomorrow,
you have no today to be thankful for.

Man looks at outward appearance
but the Lord looks within.

The choice you make today
will usually affect tomorrow.

Take time to laugh, for it is
the music of the soul.

Patience is the ability to idle your motor
when you feel like stripping your gears.

Love is strengthened by working
through conflicts together.

Harsh words break no bones
but they do break hearts.

To get out of a difficulty,
one usually must go through it.

We take for granted the things
that we should be giving thanks for.

Love is the only thing that can be
divided without being diminished.

Happiness is enhanced by others
but does not depend upon others.

For every minute you are angry with someone,
you lose 60 seconds of happiness
that you can never get back.

Do what you can, for who you can,
with what you have, and where you are.

“I start with the premise that the function of leadership is to produce more leaders, not more followers.”
Ralph Nader

“Education is the most powerful weapon which you can use to change the world.”
Nelson Mandela
“I am not a saint, unless you think of a saint as a sinner who keeps on trying.”
Nelson Mandela
“We must use time wisely and forever realize that the time is always ripe to do right.”
Nelson Mandela

“I have always felt that a politician is to be judged by the animosities he excites among his opponents.”
Sir Winston Churchill
“We make a living by what we get, we make a life by what we give. ”
Sir Winston Churchill
One day President Roosevelt told me that he was asking publicly for suggestions about what the war should be called. I said at once ‘The Unnecessary War’
Sir Winston Churchill
“The empires of the future are the empires of the mind.”
Sir Winston Churchill

“Strength does not come from physical capacity. It comes from an indomitable will.”
M.K.Gandhi
“We must become the change we want to see.”
M.K.Gandhi
“A small body of determined spirits fired by an unquenchable faith in their mission can alter the course of history.”
M.K.Gandhi

“Our scientific power has outrun our spiritual power. We have guided missiles and misguided men.”
Martin Luther King
“Man must evolve for all human conflict a method which rejects revenge, aggression and retaliation. The foundation of such a method is love.”
Martin Luther King
“The ultimate measure of a man is not where he stands in moments of comfort and convenience, but where he stands at times of challenge and controversy.”
Martin Luther King

“Force is all-conquering, but its victories are short-lived.”
Abraham Lincoln
“Always bear in mind that your own resolution to succeed is more important than any one thing.”
Abraham Lincoln
“Am I not destroying my enemies when I make friends of them?”
Abraham Lincoln
“I am a firm believer in the people. If given the truth, they can be depended upon to meet any national crises. The great point is to bring them the real facts.”
Abraham Lincoln
“When I do good, I feel good; when I do bad, I feel bad, and that is my religion.”
Abraham Lincoln

“It's kind of fun to do the impossible.”
Walt Disney
“I dream, I test my dreams against my beliefs, I dare to take risks, and I execute my vision to make those dreams come true.”
Walt Disney

“ The company is the pioneer and as such will always be the seeker of unknown.”
Morita
“Flawless execution separates us from others.”
Morita
“Curiosity is the key to creativity.”
Morita

“A business that makes nothing but money is a poor business.”
Henry Ford
“Failure is simply the opportunity to begin again, this time more intelligently.”
Henry Ford
“If there is any one secret of success, it lies in the ability to get the other person's point of view and see things from that person's angle as well as from your own.
Henry Ford

“As we look ahead into the next century, leaders will be those who empower others.”
Bill Gates
“Success is a lousy teacher. It seduces smart people into thinking they can't lose.”
Bill Gates
“We've got to put a lot of money into changing behavior.”
Bill Gates

“Best is not the end point, but a starting point for innovation.”
Larry Page
“Basically, our goal is to organize the world's information and to make it universally accessible and useful.”
Larry Page

“Follow your instincts. That's where true wisdom manifests itself.”
Oprah Winfrey
“The greatest discovery of all time is that a person can change his future by merely changing his attitude.”
Oprah Winfrey
“Passion is energy. Feel the power that comes from focusing on what excites you.”
Oprah Winfrey

“A day without laughter is a day wasted.”
Charlie Chaplin
“I remain just one thing, and one thing only, and that is a clown. It places me on a far higher plane than any politician.”
Charlie Chaplin
“Nothing is permanent in this wicked world - not even our troubles.”
Charlie Chaplin

“like the smell of film. I just like knowing there's film going through the camera.”
Steven Spielberg
“The public has an appetite for anything about imagination - anything that is as far away from reality as is creatively possible.”
Steven Spielberg
“You have many years ahead of you to create the dreams that we can't even imagine dreaming.”
Steven Spielberg
“Never confuse the size of your paycheck with the size of your talent. You are much more than your paycheck”
Marlon Brando
“The only thing an actor owes his public is not to bore them.”
Marlon Brando

“Only a life lived for others is a life worthwhile.”
Albert Einstein
“Imagination is more important than knowledge.”
Albert Einstein
“Intellectuals solve problems, geniuses prevent them.”
Albert Einstein

“If we all worked on the assumption that what is accepted as true is really true, there would be little hope of advance.”
Orville Wright

“It is possible to fly without motors, but not without knowledge and skill.”
Wilbur Wright

“I have not failed. I've just found 10,000 ways that won't work.”
Thomas Edison
“I never did a day's work in my life. It was all fun.”
Thomas Edison
“The three great essentials to achieve anything worth while are: Hard work, Stick-to-itiveness, and Common sense.”
Thomas Edison

“I am the greatest, I said that even before I knew I was.”
Mohammed Ali
“He who is not courageous enough to take risks will accomplish nothing in life.”
Mohammed Ali
“It's lack of faith that makes people afraid of meeting challenges, and I believed in myself.”
Mohammed Ali

“Enthusiasm is everything. It must be taut and vibrating like a guitar string.”
Pele
“I've come to accept that the life of a frontrunner is a hard one, that he will suffer more injuries than most men and that many of these injuries will not be accidental, but I shall fight them out.”
Pele
“Everything is practice”
Pele

“Always turn a negative situation into a positive situation.”
Michael Jordan
There is no ‘I’ in ‘TEAM’ but there is an ‘I’ in ‘WIN’.
Michael Jordan

“I've failed over and over and over again in my life and that is why I succeed.”
Michael Jordan

“If you judge people, you have no time to love them.”
Mother Teresa
“There is more hunger in the world for love and appreciation in this world than for bread.”
Mother Teresa
“We shall never know all the good that a simple smile can do.”
Mother Teresa

“Condemn none: if you can stretch out a helping hand, do so. If you cannot, fold your hands, bless your brothers, and let them go their own way.”
Swami Vivekananda

“If money help a man to do good to others, it is of some value; but if not, it is simply a mass of evil, and the sooner it is got rid of, the better.”
Swami Vivekananda
“Take up one idea. Make that one idea your life - think of it, dream of it, live on idea. Let the brain, muscles, nerves, every part of your body, be full of that idea, and just leave every other idea alone. This is the way to success.”
Swami Vivekananda
“Never think there is anything impossible for the soul. It is the greatest heresy to think so. If there is sin, this is the only sin; to say that you are weak, or others are weak.”
Swami Vivekananda
“Arise, Awake and stop not till the goal is achieved”
Swami Vivekananda

“Life is an exciting business, and most exciting when it is lived for others.”
Helen Keller
“It is a terrible thing to see and have no vision.”
Helen Keller
“Keep your face to the sunshine and you cannot see a shadow.”
Helen Keller

“If you pick the right people and give them the opportunity to spread their wings and put compensation as a carrier behind it you almost don't have to manage them.”
Jack Welch

“If you don't have a competitive advantage, don't compete.”
Jack Welch
“Control your own destiny or someone else will.”
Jack Welch

“Knowledge has to be improved, challenged, and increased constantly, or it vanishes”
Peter Drucker
“Plans are only good intentions unless they immediately degenerate into hard work.”
Peter Drucker
“Effective leadership is not about making speeches or being liked; leadership is defined by results not attributes.”
Peter Drucker
“The best way to predict the future is to create it.”
Peter Drucker

“Leaders don't create followers, they create more leaders.”
Tom Peters
“Excellent firms don't believe in excellence - only in constant improvement and constant change.”
Tom Peters
“Winners must learn to relish change with the same enthusiasm and energy that we have resisted it in the past.”
Tom Peters

“In times of great stress or adversity, it's always best to keep busy, to plow your anger and your energy into something positive.”
Lee Iacocca
“The greatest discovery of my generation is that human beings can alter their lives by altering their attitudes of mind.”
Lee Iacocca
“Apply yourself. Get all the education you can, but then, by God, do something. Don't just stand there, make it happen.”
Lee Iacocca
“Motivation is everything. You can do the work of two people, but you can't be two people. Instead, you have to inspire the next guy down the line and get him to inspire his people.”
Lee Iacocca
“Talk to people in their own language. If you do it well, they'll say, 'God, he said exactly what I was thinking.' And when they begin to respect you, they'll follow you always”
Lee Iacocca
“We are continually faced by great opportunities brilliantly disguised as insoluble problems.”
Lee Iacocca
“You can have brilliant ideas, but if you can't get them across, your ideas won't get you anywhere.”
Lee Iacocca

“The greater danger for most of us lies not in setting our aim too high and falling short; but in setting our aim too low, and achieving our mark.”
Michelangelo
“Lord, grant that I may always desire more than I can accomplish.”
Michelangelo

“I have offended God and mankind because my work didn't reach the quality it should have.”
Leonardo Da Vinci

“I have been impressed with the urgency of doing. Knowing is not enough; we must apply. Being willing is not enough; we must do.”
Leonardo Da Vinci

Chocolates

2008-06-19T20:41:00.000-07:00

CHOCOLATE LIQUEUR DELIGHT

INGREDIENTS
250 gm dark cooking chocolate, 4 tbsp rum, 1 tbsp cocoa powder, 4 tbsp cornflakes
METHOD
Melt chocolate in the microwave set on HIGH for one-and-a-half minute. Once it cools, mix in rum with a spoon and refrigerate for 20 minutes. Later, remove from the mix and roll into small balls with your palms. Roll the balls in cocoa powder or cornflakes and serve.

OREO CHOCOLATE MILKSHAKE

INGREDIENTS
200ml milk, 30gms dark cooking chocolate, 5 pieces Oreo chocolate biscuits, 25gms whipped cream, chocolate flakes for garnishing
METHOD
Melt chocolate with the microwave set on HIGH for oneand-half-minutes and mix it into lukewarm milk. Add three Oreo chocolate biscuits and blend it all together in a mixie. Take a tall glass and place one crushed biscuit at the bottom and pour in milkshake. Top it with a swirl of whipped cream, chocolate flakes and one more cookie. Serve chilled.

ALMOND DROPS

INGREDIENTS
250 gms almonds, 500gms dark cooking chocolate
METHOD
Roast almonds in the oven for 15 minutes till dry. Melt the chocolate in the microwave set on HIGH for 1 and half minute, allow it to cool and then add almonds. Using your fingers, remove the almonds from the chocolate sauce, making sure they are coated well, and set them on butter paper. Refrigerate for 15 minutes, remove and wrap in individual foils.

CHOCOLATE MOUSSE

INGREDIENTS
200 gms dark cooking chocolate, 100 gms whipped cream, 2 tbsp water, 1 tsp coffee powder
METHOD
Melt chocolate in microwave set on HIGH for one minute. Mix coffee powder with warm water and add to melted chocolate. Whip the cream until it turns fluffy and thick, then add chocolate-coffee mixture while mixing with a balloon whisk. Now pour into separate bowls or containers and refrigerate for 20 to 25 minutes. Serve chilled with ice-cream and chocolate chips

SIGNS OF SEDUCTION

2008-06-18T20:36:00.000-07:00

Want to know your partner’s love quotient? Look at the zodiac for all the answers!

AQUARIUS

Gods of unexpected twists and turns. But Aquarians make much better friends than lovers. \

MALE IN BED:

Has amazing staying power.He can keep at it and control himself for as long as it takes for you to finish.He's up for all kinds of experiments to please his lover, even role-playing!

FEMALE IN BED:

Love freaks her out and is always on the lookout for a man who will be honest and upfront with her, may even come across as cold sometimes, but she is just protecting herself.

BEST WAY TO TURN ON AN AQUARIAN:

Love to be tickled and especuially like their feet and calves tended to. Aquarians may laugh, but it's a release of tension that will lead to some action!

GEMINI

The swiftest God in the skies. Talking about sex is Gemini's favourite hobby. Geminis love flirting and need a lot of variety when it comes to sex.

MALE IN BED:

Likes to give and receive and can be quite inventive. He's an in-the-face guy and if you make a few subtle noises and talk a wee bit dirty, he'll be very happy.

FEMALE IN BED:

Is more interested in IQ than private parts. If she can't respect the intellect, then satisfaction is not possible for her. She may never find her true love and often likes sex on the run.

BEST WAY TO TURN ON A GEMINI:

Focus on the shoulders, arms and legs of a Gemini and you're headed for fun. They love a good massage and their hands are very sensitive. If you get one or two moans, then you know you're doing something right. Then, move on!

PISCES

The one with delicious dreams and fantasies. Pisces is dough in
your hands – anything you want is a question away. A typical Piscean loves romance more than pleasure.

MALE IN BED:

Is romantic, has the reputation of being a womanizer. The girlfriend should keep alert all the time as he can take flight. He makes an excellent lover though. If he's showering his attention on you, you're in for a ride!

FEMALE IN BED:

Needs romance. She needs to be held gently and whispered sweet nothings to but when it comes to action, she's never happy doing the same old thing. Keep more exciting options at hand.

BEST WAY TO TURN ON A PISCEAN:

Start with a warm footbath, from their ankles to the tips of their toes. Pisces really gets off on this. Once oiled up, gently start kissing and you're in baby!

VIRGO

they may want you to believe that they are sugary and sweet but they are anything but.
Once in a relationship they can let the libido dip.

MALE IN BED:

Can be quite boring at times because he has set views on how a woman should be. You are a creature of habit, so if your lover can get you into the habit of sleeping with her, who knows what might happen?

FEMALE IN BED:

Is hardworking and careful about appearance, but really fantasises about getting dirty! You are a secret romantic and crave the perfect lover.

BEST WAY TO TURN ON A VIRGO:

Virgos have a very sexually sensitive tummy! To enslave them, stroke, lick and kiss their stomach.Once you have them squirming, you can have anything you want.

LIBRA

The sun-sign of beauty and sensuality.
They are the least
selfish sign in the cosmos but it takes a while for them to be comfortable before they tell you exactly what they want.

MALE IN BED:

Sees sex as an exciting adventure. He likes being a bad boy and can be quite kinky. He is perfect husband material, is romantic but can be a bit of a pushover and may suffer from premature ejaculation.

FEMALE IN BED:

Wants a strong man who understands that she needs her freedom. She is turned off by bad hygiene, and she can be good at faking it so look deep in her eyes.

BEST WAY TO TURN ON A LIBRAN:

Libra's love zone is their lower back and butt, so squeeze and pat whenever you get a chance. Also remember to take your time and be gentle!

ARIES

They may appear to dominate but do not want a submissive partner. Routine brings boredom to them.

MALE IN BED:

If you're looking for romantic for dinners by candlelight with the Aries man, keep looking! He's the original five-minute man, who likes sex fast and furious! On the plus side not likely to cheat unless you bore him.

FEMALE IN BED:

Views sex as more of a physical act than something from a novel. She's got a touch of kink to her personality so don't get freaked out when she talks dirty. She's all woman, but are you man enough to handle her?

BEST WAY TO TURN ON AN ARIAN:

Running your fingers through hair is good way to start. Nibbling around their face or neck will get them going too.

LEO

They like to perform...and they take requests. on the flip
side Leos can be selfish and constantly crave praise.

MALE IN BED:

Expects to be treated as the King of the Jungle. You have an aura of sexiness that is difficult to deny, and you can’t bear failure. Also, your partner has to make an effort to not let you go after your next lioness.

FEMALE IN BED:

Is elegant and sexy without trying. Men love you and women want to be you. You like to play cat and mouse with men and command respect.

BEST WAY TO TURN ON A LEO:

A Leo's 'moan zone' is his or her back. Start with gentle scratches. Get the massage oil out. Leo will be excited by your control.

SCORPIO

You may never know what the Scorpio is thinking, they are good at hiding their feelings. they add novel differences to any relationship. Possessive. Scorpios love sex. Dirtier, the better.

MALE IN BED:

His sexuality is so strong, it will make you dizzy! There's a buzz that the Scorpio man is the most skilled in bed. Also, piss him off too many times, and he will wreak his revenge.

FEMALE IN BED:

May look like a shy girl, but in bed she is not! She's a wildly passionate woman, who is dynamo in the bedroom. Don't piss her off either, coz she can more vengeful than a Scorpio man, and she has no problem causing a scene! Don't even talk about other women

BEST WAY TO TURN ON A SCORPION:

Since this is one of the horniest signs, it makes sense that their moan zone is between their legs!

TAURUS

Taureans, ruled by Venus, the planet of love, are ahead in the game. When a typical Taurean makes love, it's the most natural pleasure in the world.

MALE IN BED:

Needs a woman who will want to stay home to eat and make love. He can be stubborn and is known to sulk like a little boy, but he loves making up.

FEMALE IN BED:

Makes lovemaking an art. Just kissing her can bring some men to the big ‘O’. Her touch is gentle and tender, and she can go for hours at a time, days on end.

BEST WAY TO TURN ON A TAUREAN:

Taureans enjoy having their neck kissed and their earlobes nibbled. Light, feathery caresses up and down the neck followed by gentle licks make them writhe with delight

CANCER

Love and sex go together for Cancer.
They need to feel secure in love before they can relax in sex. In many ways they make dream partners

MALE IN BED:

Is a sensitive lover and will put his partner's needs before his own. He has a tenderness that drives women wild. If decides he's in it for the long haul, he'll do whatever it takes to keep his lover happy.

FEMALE IN BED:

Oozes sexiness and is born to mate. Compliments and kissing will win her over.

BEST WAY TO TURN ON A CANCERAIN:

Concentrate on the breasts to really get them going. For guys, biting will have him bouncing off the walls in no time!

SAGITTARIUS

God of money, luck and good times between the sheets. Sagos are playful, laid back and fun to party with. They like to talk bulls***t!

MALE IN BED:

Think Austin Powers! He is a bit selfish though, he loves doing it, and if you start holding out, he's likely to get it somewhere else.

FEMALE IN BED:

The Sago woman changes her mind more often than she shaves her armpits, is blunt, oversensitive and takes offense at the strangest things. She's adventurous in the bedroom and also has no problems looking elsewhere if her needs are not fulfilled.

BEST WAY TO TURN ON A SAGO:

Hips and thighs are extremely sensual for a Sago. Don't be afraid to ask your Sago if you're doing it right 'coz they would love to tell you!

CAPRICORN

The God who oversees discipline and dedication. Capricorns are very good at hiding their emotions, so it’s often hard to tell when they are truly in love. They have a great sexual stamina.

MALE IN BED:

Imagination isn't a strong point for Capris so don't expect acrobatics. Sex could be as boring as watching paint dry and he tends to be a little bit selfish too.

FEMALE IN BED:

Is strong and confident and likes to run the show. She seeks excitement in new locations, so keep experimenting to keep her interested.

BEST WAY TO TURN ON A CAPRI:

Believe it or not, their erotic area are the knees. Lightly stroking their legs, licking, kissing, and nibbling the area will get them squirming.

A car powered by water!

2008-06-18T20:34:00.001-07:00

TOKYO: Tired of petrol prices rising daily at the pump? A Japanese company has invented an electric-powered, and environmentally-friendly car that it says runs solely on water.
Genepax said that a litre of any kind of water – rain, river or sea – is all you will need to get the engine going for about an hour at a speed of 80 km.
“The car will continue to run as long as you have a bottle of water to top up from time to time,” Genepax CEO Kiyoshi Hirasawa said.
“It does not require you to build up an infrastructure to recharge your batteries, which is usually the case for most electric cars,” he added.
Once the water is poured into the tank at the back of the car, a generator breaks it down and uses it to create electrical power.
The company said that a proprietary unit splits the water into hydrogen and oxygen using a chemical reaction, which provides fuel for a hydrogen fuel cell to run the car.
It also insists that the new process produces hydrogen from water for a longer time than the existing method.
Genepax informed that power is generated by its Water Energy System (WES) by supplying water and air to the fuel and air electrodes, the system being similar to that of a standard fuel cell.
Its fuel cell system – the company added – has an output of 300W.
Genepax has mounted this system in the luggage room of a compact electric vehicle ‘Reva’, manufactured by Takeoka Mini Car Products Co Ltd.
Now, Genepax is planning to provide 1kw-class generation systems for use in electric vehicles and for residential applications.
While the current production cost is about $18,522 (Rs 8 lakh approx), it is estimated to be reduced to $5,000 and even lower if the company succeeds in mass production. ANI

Keep abreast of cancer

2008-06-18T20:32:00.000-07:00

Breast cancer is the most common in developing Asian countries. Dr Jaya Deshpande tells you what you ought to know

WHAT CAN PUT YOU AT A RISK

Many mistakenly believe they would be free of breast cancer if they are in good shape & health, eat healthy food. The following are some of the most significant risk factors for developing breast cancer.

GENDER

Approximately half of all women who develop breast cancer have no identifiable risk factor other than being female and aging. This means it is very important for every woman to be aware of this disease and to try to ensure that they find it early.

AGE

Besides being female, the greatest risk factor for breast cancer is age. Older women are much more likely to get breast cancer. Breast cancer is much less frequent among younger women, the earliest diagnosis usually being made at around 25 years.

FAMILY HISTORY

Breast cancer shows familial clustering than most other cancers. Women having close relatives with history of breast cancer are likely to develop breast cancer.

HIGH BREAST TISSUE DENSITY

The higher the breast tissue density, the greater the risk for breast cancer.

FIRST CHILD AFTER 30

Women who have had no children or who had their first child after age 30 have a slightly higher breast cancer risk. Having multiple pregnancies and becoming pregnant at an early age reduces breast cancer risk.

STRESS

Women who work till late, those who do night shifts. There are other factors too, like early menarche, late menopause, radiation to the chest area, sedentary lifestyle, smoking and not breast feeding your infant.

BEAT IT

Intake food rich in vitamins, minerals and antioxidants like fresh fruits and vegetables. Regular exercise reduces probability by manifold. Women are also advised to minimise alcohol consumption and avoid intake of tobacco. While tobacco does not lead directly to breast cancer, it can lead to certain benign breast diseases. Oral contraceptive pills and Hormone Replacement Treatment must be undertaken under the close supervision of a health care provider. Self-breast examination must be practiced monthly from teenage onwards by all women. Clinical breast examination may be undertaken annually with one's health care provider.

WHAT YOU NEED NOT KNOW

Some popular myths about breast cancer:

• Only older women are prone to breast cancer

• Breast Cancer causes other diseases

• If breast cancer doesn't run in your family, you won't get it

• Birth control pills cause breast cancer

• Eating high-fat foods causes breast cancer

• A breast cancer diagnosis is an automatic death sentence

• Breast cancer only afflicts women.
(Dr Jaya Deshpande is a Surgical Histopathologist with Metropolis Health Services Ltd)

SAVE, CLOSE, RESTART

2008-06-18T20:30:00.000-07:00

Is your monotonous job ‘not responding’ to your career goals? Here are 10 tips for a kick-start

Very often, our lives in the grind of the megacity become like over-run computer programs. If you’ve had problems with dear ol’ Microsoft Word while working on several open documents at a time, you’ll know what we’re talking about. Sometimes, in spite of your experience and flair with multitasking, you have to save, close and restart all over again. With a bang.
Your career too requires a tune up every now and then, like your car and MS Word. Since a monotonous job or a sagging industry can endanger prospects of your growth, it is imperative for you to assess your ultimate career goals and plot out how you will achieve them. Here are ten tips to put your stalled career in a much needed overdrive.

DIAGNOSE YOUR LIFE
The first step in your tune up is conducting an assessment of where you are and where you want to be in your career. For example, are you at a point in your life where you truly can dedicate more time to your career or are there other areas of your life that need your attention? Most of us in the 20s would say yes to this and subsequently be willing to experiment.
Your life diagnosis should include factors of your family and marriage too. Therefore, we advise you to take time off (considerable time off, not a Sunday jaunt to Lonavala) to brainstorm.

MAP OUT YOUR CAREER PATH

If your goal is to be director of your department, investigate what skills and accomplishments you need and set out to acquire them. If you know the right career path for you means leaving your current company, make sure you are prepared to launch a fullscale job search.
If you have plans of changing jobs or further studies, start researching in the free time on your current job and don’t let the daily grind stall your plans.

TIME TO SWITCH GEARS?

Sometimes, capitalising on your career potential means not only changing jobs, but completely changing careers. Perhaps it’s time to give up the hectic corporate life for the enriching experience of teaching. Or maybe now is the time to launch that business you always dreamed of, or to explore your creative side with a job involving one of your hobbies.
A practical way to get started is to begin networking and making enquiries with friends, cousins or acquaintances.

INSTALL SKILL UPGRADES

Is there a particular trend emerging in your industry? Perhaps a new way of marketing to customers or projecting sales figures? Become an expert in those areas. It will serve you to be at the cutting edge of industry practices whether in your current job or the one you want.

REV UP TECH KNOW-HOW

Most industries utilise particular equipment or computer applications that are standard in their fields. Make sure you learn what these are and how to use them. Technology can move quickly. Don’t fall behind or you risk being sidelined.
Nowadays, HR experts too advise to be updated on the latest computing languages, programs and softwares. You never know how they will help you later.

MAINTAIN LEARNING LEVELS

If the next step in your career requires a master’s degree, don’t hesitate to enroll in the necessary classes. There are so many flexible options today for working men and women who are seeking advanced degrees. Obtain the required certifications and attend professional seminars to stay updated.

POLISH YOUR RÉSUMÉ

Have you tucked your resume away in a folder or on a CD ever since you got on with your current job? Well, now it’s time to dust it off and be prepared for opportunities – either internal or with a new organisation.

TEST DRIVE INTERVIEW SKILLS

Interviewing techniques often tend to get rusty with time. What worked with your
employer five years ago may fall flat this time. Practice with a friend so you’re comfortable discussing your qualifications, even if it’s at a professional event or cocktail party.

JOB HUNT, THE NEW WAY

If you’ve kept your eyes and ears open while rotting in your current job, you wil know that umpteen job search sites are competing to get your resume and find you a fab job. It’s time to brush up on your job search options. Investigate these, start going to career fairs and professional organisations, and keep in touch with your own set of contacts.

SPARK CONNECTIONS

The best way to find out about new opportunities and assess your marketability is to touch base with other professionals in your field. Reconnect with former colleagues, fellow association members and former classmates and share information

Carttons

2008-06-17T20:27:00.000-07:00